A High-Cost Credit Card yeVadzvinyiriri Vatengi
Pane imwe nguva, yekutanga Premier Bank yeGold MasterCard yakanga ine nyanzvi 59.9 muzana APR.
Muna 2009, kadhi yakagadzirwa nemusoro we 79% muApril! Nepo APR ichibvira kubva ipapo, ichiri imwe yemakambani ekukweretesa makambani makuru APRs pa36 muzana. Izvo zvakakwirira kudarika chirango chevamwe makadhi! Mutungamiri wekutanga akanga asiri kuita makadhi makadhi chero ipi zvayo kuburikidza nekuderedza APR sezvavakaita nokuda kwekubhadhara mari yakakwirira . Mutengo wekutanga wekadhi ndeye $ 170 uye mugore rechipiri i $ 120.
Pane imwe nguva yekubhadhara mari ye $ 95, iyo inongororwa uye inofanira kubhadharwa zvakakwana musati mazarura kadhi rechikwereti.
Chikwereti chekwereti chemari yegore negore chinoenderana nemari yekwereti yako chikwereti uye inowedzera chikwereti chako chekwereti, inowedzera mari yako yegore negore. Kana chikwereti chako chikwereti chiri $ 300, iwe uchafanirwa kubhadhara $ 75 yemari yegore negore. Iyi mari inoderera kusvika $ 45 gore rega rega kwegore rechipiri zvichienda mberi. Asi, usafunga kuti kadhi yako inotora zvishoma kudhura. Mugore rechipiri, iwe uchabhadharwa mari shoma ye $ 6.25 yemwedzi pamwedzi, iyo inosvika $ 75 gore negore.
Kutanga Kutanga Chikwereti Chechikwereti Nezasi Chine Chikwereti
Kuita kuti zvinhu zviwedzere kuipa, iwe unogona kuwana zvakakwana madhora mazana mashanu emadhora, izvo zvinodyiwa nezviripo usati watanga kutenga kwako kokutanga. Kana chete mari yegore negore ichiwedzerwa, iwe uchasara uine chikwereti chiduku chaicho. A $ 300 chikwereti chikwereti ichakusiya ne $ 225 yekutanga chikwereti chiripo.
I $ 400 yekutanga chikwereti chikwereti ichakusiya iwe ne $ 300 chekutanga chikwereti chiripo. A $ 500 chikwereti chikwereti ichakusiya ne $ 375 chete yekutanga chikwereti chiripo. Tichifunga kuti zvakanakisisa kuti chikwereti chako chikwereti kuchengetedza kadhi rako rechikwereti riri pasi pe30 muzana, zviri nani kuti usaita chero mhosva pamakadhi kusvikira iwe uchibhadhara mari.
Iwe unogona kunge usina kubatanidzwa nechikwereti chechikwereti chisingaperi nokusingaperi, asi nguva imwe neimwe iyo akaunti yako yakakodzera uye yakagamuchirwa kuti uwedzere chikwereti chikamu, Premier Premier achakubhadhara mari yekukwereta kwemari yechikwereti inokwana 25 muzana yehuwandu. Somuenzaniso, kana iwe uchibvumirwa kuti uwane $ 100.00 kuwedzera, iwe uchabhadharwa $ 25.00, iyo inowedzera kuwandu yako (pamwe chete nemimwe mari yaunobhadhara mugore rokutanga). Vatori vemakadhi vakakodzera kuwana chikwereti chikamu kuwedzerwa mwedzi 13 mushure mekuvhara account.
Chenjerera: Iri kadhi rinoendawo pasi pezita rokuti Centennial Gold uye Aventium Gold.
Mutungamiri wekutanga weGurukota Guru Gold MasterCard Pricing
| Mutengo wegore negore | $ 75 mugore rokutanga re $ 300 muganhu, $ 45 mushure meizvi $ 100 mugore rokutanga re $ 400 muchero, $ 45 mushure meizvi $ 125 mugore rokutanga re $ 500 muganhu, $ 49 mushure meizvi |
| Processing yemari | $ 95 |
| Mutengo weMwedzi | $ 6.25 ye $ 300 chikwereti chikwereti, akachengetwa mugore rokutanga $ 6.25 ye $ 400 chikwereti chikamu, akachengetwa mugore rokutanga $ 10.40 ye $ 500 chikwereti chikwereti, akachengetwa mugore rokutanga |
| Mari yekubhadharwa kwekupedzisira | $ 38 |
| Kudzorerwa kwemari yezvinhu | $ 35 |
| Chikwereti kuderedza kuwedzera mari | 25 muzana yekwereti chikamu kuwedzera |
| Mari inotangira mari | $ 6.00 kana 5 muzana |
| Mutengo wekutengesa kune dzimwe nyika | 3 muzana |
Bhuku Rokutanga Bhizimisi Gold MasterCard nderimwe remakadhi akaipisisa iwe unogona kuva nawo, kunyange kana iwe uine chikwereti chakaipa. Mari iyo inoshamisa zvikuru uye vatori vemakadhi nguva dzose vanopa kadhi iyi maitiro anonyadzisa. Panzvimbo yekukumbira kadhi rino, funga nezvekadhi rakagadziriswa kadhi rechikwereti, seGeor One Secured MasterCard , iro risina mari yegore negore, 24.9 muzana APR, uye zvishoma nezvishoma kuchengetedzwa pakati pe $ 49 ne $ 200 zve $ 200 chikwereti.
Kana iwe ukazoguma uchitora First Premier Bank yeGold MasterCard, ziva zvauri kupinda. Chengetedza zvatinotarisira pasi uye shandisa kadhi iyi seipi nzira yekudzikisa chikwereti chako kuitira kuti iwe unokwanisa kukodzera chimwe chinhu chiri nani.