The Best Financial Advice for New College Vadzidzi

6 Zvinhu Zvese Zvikoro Zvitsva Vadzidzi Vanofanira Kuita

Kana iwe uri pedyo nekupedza chikoro kana iwe uchangobva kupedza, unofadza! Kune vechidiki vakawanda, kukoreshi yekupedza chikoro chinoratidza kuchinja kukuru kuva munhu mukuru uye nyika yepamusoro-pamba basa. Inobatsirawo mune imwe nhanho yemari yemari. Kunyangwe zvisiri chokwadi kuti zvisarudzo zvose zvaunoita mumakore makumi maviri zvichava nemigumisiro yekusingaperi pamusana pehupenyu hwako hwevanhu vakuru, pane zvimwe zvinorehwa zvikuru kune vamwe.

Zvizhinji zvezvisarudzo zvauchaita zvinotangira pahupfumi hwako. Sechipo chekupedza chikoro chepachena, heano mamwe emhando dzakanakisisa dzemari kune vatsva vepedza kudzidza vatinowana.

Best Advice Financial for New College Graduates

1. Kunyanya Kubhadhara Jobho Haisi Nguva Yese Yakanakisisa Basa: Jobho tarisiro yakajeka kumatare matsva. Maererano nekutsvakurudza kwakaitwa kubva kuKorn Ferry, chiyero chekutanga kutanga mibairo yeChikoro cha2017 chakatora nguva yose yakakwirira. Asi mari yakawanda haifaniri kunge yakaenzana nekuwedzera kugutsikana kwebasa. Kana iwe wakasarudza nzira yako yepamusoro yaunoda, yeuka kuti basa rekubhadhara rakaderera mumunda wako raunoda zvinogona kunge riri rekuita nani pane imwe nguva kupfuura basa rinokubhadhara zvakanyanya mumunda usingashamisi kwenguva refu Kubvuma basa mune imwe nyika isingabatanidzi nekuda kwekuti inokwereta zvakawanda zvinogona kuderedza basa rako rinofambira mberi kana kuti rakaipa, kukubata iwe mubasa rebasa risingaiti kuti ufare.
2. Funga kaviri Usati Waenda Nevabereki Vako: Inenge hafu yezviyo zvitsva zvinodzokera kumusha mushure mokunge apedza kudzidza, kazhinji nokuda kwekutyisa chikwereti chemari chikwereti chevadzidzi. Kufunga nezvekudzokera zvakare nevabereki vako kuchengetedza mari? Funga futi. Zvakaoma kudzokera kumusha kana iwe wakanga uri woga. Iwe uchakura nekukurumidza uye kudzidza zvakawanda nekuve iwe pachako, kunyange zvazvo zvingave zvakarwa pakutanga. Vadzidzi vakawanda veporoji vanozodzokera kumusha kwevabereki vavo kuzochengetedza mari, asi vazhinji vavo havadi kurangwa kuchengetedza, uye vanoguma vachirova mari yavo pamotokari, kuvaraidza, magetsi, uye mararamiro avo. Kuenda kumusha kuchakushandira iwe chete kana uine chokwadi chokuti hauzopindi mumusungo iwoyo.

1. Usatenga Iko Gorozi : Iwe unogona kunge wakaneta nekufambisa clunker mujijiji kana kuti usina motokari zvachose, asi kutenga motokari itsva ndiyo iko kukanganisa kunodhura kunogona kukuchengetedza pane bhajeti rakaoma kwemakore. Pane kudaro, funga kutenga motokari imwe yemakore matatu uye kuchengetedza bundle yemari. Iwe unogona kuwana motokari inoratidzika seyo itsva nokuda kwemari shoma shoma, uye panzvimbo iyo ichengetedze imwe yekutenga inokosha, sekubhadhara pasi paimba. Zvingave zvakakodzera kutarisa nyaya inotevera inotevera: Kutenga Kwako Motokari Kunogona Kukuchengetedza Kubva Wakafanirwa Nekutengesa .

1. Pinda muHurget Habit Habitat: makumi mashanu nemasere kubva muzana evaduku vakuru vanokundikana kugara vachiita bhajeti yekushandisa kwavo. Kana iwe uri munharaunda iyoyo, usabviswa ne "B" shoko. Kubhadhara hakusi kungoita basa re "kurarama nenzira dzako;" zviri pamusoro pokuva ruzivo uye kugadzirirwa chero hupenyu hupi hunokanda iwe ... mari. Funga nezvesarudzo semari yekushandisa mari yekushandisa mari yako nekuchengetedza kuitira kuti iwe uwane zvinhu zvaunoda chaizvo uye izvo zvine basa kwauri. Usazorora uchiedza kuedza humwe hupenyu hwako. Pamusoro pezvinhu zvose zvaunoda kuziva pamusoro pemarikiti, kubvira pakatanga kutanga kugara uchikurudzirwa, iva nechokwadi chekutarisa zvinhu zviri paBudgeting 101 .
2. Tanga Kuchengetedza Iyezvino: Mazana makumi matatu nezana kubva muzana vechidiki vane makore 18 kusvika ku24 vane zero yekuchengetedza mubhangi. Paunenge uchigadzira bhajeti yako, iva nechokwadi chekuisa mari yekuisa mari yako mu "cost" equation. Izvi zvinoreva kuvaka dambudziko rekutsvaga kana kuti "zuva rinonaya mvura," kuchengetedza zvekuwedzerwa kwemazuva akawanda, uye hongu, zvichibatsira kubhadhara mari. Kana iwe uine ruzivo rwakakwana kuti uwane rusununguko rwemushandi wekusarura se 401k, tishandise! Kana vakapa mimwe yemupiro wechipikiso, edza kuwedzera. Kana zvisina kudaro, shandisa IRA uye utange kupa michero ipapo. Nokutanga kuchengetedza kubhadhara mumakore makumi maviri, iwe unogona kuchinja zvakanyanya ramangwana rako rekuchengetedza mari.

1. Dzidzidzise Pamusoro Pemari Yevamwe: Paunoda kudzidza nezvemasvomhu, iwe wakatora maitiro ematunhu kana kuverenga bhuku remasvomhu. Nzira yakanakisisa yekudzidza pamusoro pehupfumi hwemari ndeyekuverenga bhuku rakanaka remari yemari - iro rinofukidza zvese zvakakosha pasina kukukwezva iwe misodzi. Ndokusaka ndakanyora Everything Personal Finance mumakore makumi maviri nemakumi matatu nemakumi matatu, inowanika kuAmazon.com uye mamwe mabhuku ezvitoro zvekutsvaga uye mune bhuku rako rekudhinda mabhuku. Izvo zviri nyore kuverengwa uye kuongorora kukuru kwekuti nyika yemari inoshanda sei.

Rombo rakanaka!