Nhaka Dzakachengetwa MuChirangaridzo Chechibvumirano Chekuita Purogiramu
Iwe uchaziva zvakare kuti nyaya yako pachako icharamba yakadaro-yega. Kuda kwako kwekupedzisira kuchava nyaya yehuruzhinji kana ichitumirwa kuongorora.
Kugadzira Revocable Living Trust
Chivimbo chekuregererwa chinoitwa nekunyora chibvumirano chekutenda . Chibvumirano chinobatanidza mapato matatu makuru: mutendi anovimba, anonziwo anopa rubatsiro kana kugadzirisa ; the trustee; uye munyori. Sezvo mazita aireva, munhu anovimba naye ndiye munhu anoita uye anopa mari yekuvimba. Mufambisi uyu ndiye munhu anobatsirwa kubva kuvimba. Muraseti anotarisira kuvimba uye nzvimbo yayo.
Nechitarisiko chinowanzoregererwa, munhu anovimba, mutongi, uye vanobatsirwa vose vanowanzova munhu mumwe chete.
Kubhadhara reRevocable Living Trust
Mushure mekunge chibvumirano chekutenda chave chapera uye chisayinini, mutongi wekuvimba achaenderera mberi nekubhadhara mari yekutendwa, iyo inosanganisira kuendesa zvinhu zvake muhuyo hwake. Aizogara achireva chivimbo semunhu anobhadhara mabhesi ake epamberi , inshuwarisi yehupenyu , uye annuities. Real estate inowanzobatwa mumatendi.
Sezvo mutasitiri, mutendi anovimba achazogadzirisa, kuisa mari uye kushandisa mari yekutendesa kuti awane rubatsiro sevabatsiri, uye kubatsira kwevamwe kana akazvitumidzawo sevatsigiri vekuvimba kuti vagare nhaka mushure mekufa kwake.
Nzira Iyo Inoparadzanisa Kurarama Kwechivimbo Inovhara Probate
Muvaki wekuvimba haasi iye pfuma muzita rake pachake mushure mekunge zvinhu zvake zvakabhadharwa muzita rekuvimba. Nenzira, vanozove vane hurumende kuti vabatsirwe nemubatsiri-iye pachake-kana kuti gare gare vanobatsirwa. Nemhaka yokuti haasi iye pachake pfuma iyi, chirongwa hachidikanwi kutumira humwe kune vamwe vanhu kana afa.
Kuvimba kwake hakufi pamwe naye asi kunorarama sechikamu chepamutemo chepamutemo.
Mutungamiri wekutungamira kana kuti anotsiva anonzi muvumo yekutenda achava nekodzero yepamutemo yekupinda muzvigadzirwa zvevimbisi mushure mekufa kwake. Anokwanisa kutora kutora mabhengi ebhangi, mabhengi emari, uye mabhizinesi. Anokwanisawo kutora mari yehupenyu hweinishuwarenzi , kubhadhara mari , uye annuities, kubhadhara vatendi vekupedzisira mabhidharo , zvikwereti nemitero, uye kugovera chikamu chemari ye trust trust kune vamwe vanovimba nevamwe vanovimbiswa muchibvumirano chekutenda-vose vasina probate uye nedare kubatanidzwa.
Apo Purogiramu Inogona Kudiwa
Zvechokwadi, kana iwe ukagadzira hupenyu husingarambiki hwekutenda asi kusaregererwa kutumira zvimwe pfuma mairi-zvichida chimwe chinhu chawakatenga kwenguva refu mushure mokunge chivimbo chacho chisikwa uye kuti iwe hauna kumbokomberedza kuenda kune chivimbo-iyi imwe nzvimbo inoda kuongorora. Kana iwe usiriwo unoda, nzvimbo yacho inopfuurira kune vagari venhaka-vatongi vako-hama yako yepedyo inogona kugara nhaka yako pasina kushanda pasi pemutemo wehurumende.
Imwe nzira yekudzivisa kutarisa kwakadaro ndeyekugadzira "kutsvaga" panguva imwechete iwe unogadzira nekubhadhara iwe kuvimba kwako. A-over-over inotungamirira kuti chero ipi zvayo yaunayo kunze kwekuvimba iwe inofanira kuenda kune chivimbo panguva yekufa kwako kuti inotarisirwa kune vanovimba vako vari pasi peshoko rechibvumirano chako chekutenda.
Asi chero ipi zvayo yakasara kunze kwekuvimba kwako icharamba ichitsvaga, kunyange kana kudira kwako kuchiendesa imba yacho muchivimbo chako pakufa kwako. Iwe-kwete kuvimba kwako-kwawakave nako panguva yawakafa, saka kuongorora kunoda kuendesa zvinhu kune mumwe munhu kana chimwe chinhu chiri "kurarama." Nzira yako yakanakisisa ndeyokuti iwe uwane chinangwa chekuendesa zvinhu zvose zvatsvaga muhutano hwako hwekuregererwa hupenyu pakarepo.