Tsanangudzo, Mitemo yeInvestment uye Nzira dzeMafambisirwo Emutengo Mutual Funds
Zvinorevei kana iwe ukaona izwi rokuti 'kugadzirisa mari' munyika yekutsvaga mari? Kunyange zvazvo iwe wakambonzwa izwi iri, iwe ungasaziva kuti chii chawakagadzirisa zvinoreva kana kuti zvingakubatsira sei iwe nehuwandu hwemari yako yemari.
Saka, tisati tadzidza kugadzira sarudzo yekugadzirisa mari inotora mari, tichazotanga nechinangwa chekuwana mari uye kuti zvinorevei kuva mubhadhati wekuwana mari.
Fixed Refinition Definition for Investing
Fixed income inogona kureva sarudzo yekutsvaga kana chimiro chinotarisirwa kuunza mari yakasarudzwa kana yakasimba. Kana kuti izwi rinogona kurevawo kune zvikwata zvekutsvaga mari mukati mekutsvaga chikwereti. Munyika yekutsvaga mari, yakagadziriswa mari inowanzoreva kusungwa uye kubatana kwemari . Kubva pane mararamiro emararamiro uye emari, mari yakagadzirirwa inogona kuratidzawo munhu wega kana weimba yemari, iyo yakagadziriswa (kazhinji isingashanduki) pane dzimwe nguva, yakadai semwedzi.
Fixed Income Investment Strategic: Aina dze Fixed Income Investments
Pakuvaka purojekti yemari inobhadhara mari , izwi rinenge rakagadziriswa rinowanzoreva chikamu chemahofisi ehurumende chinosanganisira mari isinganyanyi kutengeswa pamusika uye vanobhadhara zvikwereti kana chido, kazhinji nechisungo pamwe nemari inobatanidza mari, kumutengesi zvinangwa zvekuita mari. Semuenzaniso, zvisungo zvinobhadhara chikwereti chekuda kwechikwata nenzira yekubhadhara periodic pane nguva yakatarwa, saka izwi rinenge risina mari.
Pfungwa yose yekusagadziriswa kwemari yekutsvaga mari ndeyekugadzirisa kudzoka kwakasimba uye kunofanirwa.
Fixed investment investment types ingasanganisirawo mari yemari yemari, Zvitatimiti zveDhipatimendi (CDs) uye / kana marudzi akasiyana ezvinyorwa zvekwakagadzirirwa chikamu chekuwana chikwereti chako.
Fixed Revenue As Retirement Lifestyle
Chinangwa chinowanzodiwa chekugadziriswa kwemari yekutsvaga mari ndeyekurega basa.
Iyi inguva muhupenyu apo kugona kudzoka kwakadzikama uye kunofanirwa kunonyanya kukosha. Munhu ari kubhadhara mari anogona kuvimba nemari inowana mari, yakadai seSocial Security, pensions, annuities uye / kana kuti masayiteji ekutsvaga mari, iyo inobhadhara mari yakafanana yemari (kana mari inowedzera pane zviduku, muzana wegore) basis. Mumashoko akasiyana, muhope uyu "haaisi zvakasiyana-siyana pamusoro penguva uye vanogona kunge vasina zvishoma zvingaita kuti vawane kukura kwakanyanya muma periodic expenses. Panyaya iyi, mari yomunhu "yakagadzirirwa." .
Kutengesa kweMari uye Kuwedzera Mitengo Inoshandiswa: Vavengi veFixed Income Investors
Panogadzirira chero chero ipi zvayo yezvenguva refu yekutsvaga chinangwa, mutyairi / muchengeti achadikanwa kutora zvishoma nehuwandu hwehuwandu hwekuwedzera kwezvinhu, izvo zvave zvichiitika kare zvakapoteredza zvikamu zvinokwana 3.4%. Vashandi vanogona kuwana zvakaoma kuwana zvibereko izvo zvakasununguka zvekutengesa kunze kwekutora ngozi yakawanda. Vanogona kufunga nezvezvisungo zvezvivako zvekuwedzera kwezvinhu, zvakadai seHaidhealth Inflation-Zvidzivirirwa Zvidziviriro (TIPS) kana kuti vanogona kutora mari yezvisungo zvekukwira kwenharaunda yezvigaro , kunyange izvi zvinogona kupa zvibereko pasi pehuwandu hwehuwandu hwehupfumi. Bhizimisi vatengesi vanoda kutora mungozi vanogonawo kufunga nezvehuwandu hwezvibereko (junk) bond bond .
Vashandi vanogonawo kutarisa kutenga mabhizimusi ega, panzvimbo yehutano hwemari pamwe chete, apo inharaunda inotarisirwa kuwedzera. Vanogona kuedza kusungirwa kwechikwata, apo zvisungo zvinowanikwa nguva nenguva sezvo zvibereko zvinomuka. Mukupfupisa, hutengo hwekutengeserana hunoenda kune zvakatarisana nehuwandu hwekuda kwehuwandu hwekuda nekuda kwehuwandu hutsva hutsva huri pane zvisungo zvekare. Kana huwandu hwezvibereko huchikwira, hutano hutsva huri nani uye hunokwezva kune vashandi apo hutano hwekare nehuwandu hushoma hahukoshi, nokudaro kumanikidzira mitengo yakaderera.
Saka zvino kana iwe uchiona kana kunzwa izwi risina mari, iwe uchaziva zvinorevei, kunyanya sezvo rinosanganiswa nekutsvaga uye kubhadhara mari.
Zvinonzwisisika: Mashoko ari pawebsite ino anopa mazano ekukurukurirana chete, uye haafaniri kushandiswa zvisina kunaka sekutsvaga mazano. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.