Global Mutual Funds vs. International Mutual Funds

Kunzwisisa Kusiyana Kwepakati pe Global Funds uye International Funds

Wati wambosangana nenyika yose mutual fund kana mutauro wepasi rose mutual uye wakashamisika kana kune musiyano pakati pezviviri here? Zvakadini nehurumende yehurumende inoti, "Asia yeJapan" kana chimwe chinhu chakafanana? Izvi hazvirevi zvinyorwa zvisina zvazvinobatsira zvakabudiswa nemakambani ekugadzirisa mararamiro - ivo varikuudza zvimwe zvinhu pamusoro pemhando dzekutsvaga mari iyo pfuma. Sezvo ini ndaishanda pakutanga sangano rekuchengetedzeka kwemassetese pasi rose rinozobvumira vamwe kuti vave nemari yavo inogadziriswa pamwe chete nemari yemhuri yangu, zvakaitika kwandiri kuti vakawanda vatsva varairi vangave vasingazivi idzi pfungwa dzinokosha.

Izvi zvinondinetsa ini nokuti zvakakosha.

Nokukufamba iwe kuburikidza navo, ndinotarisira kukupa iwe kuti uwane rudzi rwekubata huchaita kuti iwe urarame zvakanaka usiku, uchiziva chaizvo zvauri iwe uye kunyatsonzwisisa zvengozi uye zvingangodaro yezvipingamupinyi izvozvi. Iwe haungatendi kuti vangani vanhu vandinoona vanotenga zvinhu zvakadai seyeveraged ETF uye vasina ruzivo njodzi dzavakazviratidza ivo pachavo uye, pane dzakawanda, mhuri dzavo. Nokuda kwechido chekufunga, ini munguva ichangobva kuedzwa ndakatengesa muongorori wekutsvaga muIndaneti kuti ndiwane, mukutyisa, zvinokurudzira kushandiswa kwezvinhu zvinosanganisira vashandi vanogara vachitenga zvikwere kune dzimwe nyika zvakabudiswa nehurumende dzehurumende munyika yechitatu yepasi! Hazvibviri zvachose pakuvaka upfumi . Uyezve, sezvo munhu ari kunyanya kutarisira mari yako, hapana chikonzero chekukumbira kusaziva munguva yekuziva.

Kana iwe wakafanana nevanhu vazhinji, maitiro akanaka zvakanaka iwe wakashanda zvakaoma kuti uwane mari yako. Basa rako nderokuchengetedza iro rokutanga.

Chii chiri muzita reMutual Fund? Inotendeuka, Roti, Chaizvoizvo. Global uye International Mutual Funds Inokupai Chirevo cheKutarisana kweGenical Mandate

Makore akati apfuura, Securities and Exchange Commission, kana SEC, yakapfuudza mutemo unoda kuti mari imwe neimwe iwane 80% kana kupfuura mamwe emari yemari muzvivimbiso zvinowirirana nezita rechikwata.

Semuenzaniso, iyo XYZ Yenguva Yakareba Bond Fund inoda kuchengeta makumi masere ezana masere emari yemari iri muzvisungo zvenguva refu kana inenge ichiputsa mutemo uyu. Izvi zvinoreva pasinei nokuti zvisingadhuri mumusika wekutengesa zvakatarisa here kana kuti kutungamirirwa kwakaipisisa kwakatenda kwenguva yakareba zvisungo zvaive panguva ipi zvayo, vatungamiri vaizodikanwa kuti vachengetedze mari muzvisungo zvenguva refu. Saizvozvowo, iyo ABC Utility Stock Fund inofanira kuchengetedza 80% yefuma yayo inotengeswa mumashamba ekushandisa.

Saka, chii, musiyano chaiwo pakati pepasi rose mutual fund uye mutauro wekudzivirirana wepasi rose?

• A global mutual fund inoshandisa zvinhu zviri munyika yose kusanganisira nyika yekumba.
• An international mutual fund inotengeserana nehupfumi munyika yose kusina nyika.
• I "ex [inyorera zita zita pano]" mutual fund inoshandisa mune imwe nzvimbo isina nzvimbo iyo mushure me "ex". Semuenzaniso, homwe inonzi chinonzi "XYZ Asian Stock Fund ex. Japan" inofanira kuisa mari inenge 80% muAsia mashizha kunze kwekutengeswa kweJapan.

Chimwe chidzidzo chokubvisa kubva apa ndiro zita remari yako pamwe chete rinokosha. Inofanira kutarisana nehurongwa hwekutsvaga mari .

Somunhu uye unyanzvi, ndinotenda ichi ichi chirikuvandudza kukuru pane zvakaitika kare nekuti vashandi vasina ruzivo vanotora mari yezita ravo, vanoti "chikamu cheparadhiso", iye zvino vane chivimbo chekuti ivo vari kuwana chimwe chinhu chiri pedyo neicho.

Sezvo rinopindirana nehurukuro iyi, zvinorevawo kuti haufaniri kuwana uine mari yepasi rose iyo inenge ine hafu yemari yayo inotengeswa muUnited States uye inogona kunyatsodanwa kunzi global fund kana pasi rose fund.

Kunyangwe nekutumidzwa kwekushandurwa kwemari kune mari, ichiri chaiko chakakosha kuti iwe utore nguva yekuverenga mutual fund prospectus , iyo inyaya inobvisa matambudziko uye nzira dzinoshandiswa nemutungamiri wemapatotiyo kuti asarudze hupfumi. Inokupawo ruzivo pamusoro pehuwandu hwekubhadhara mari , iyo inonyanya kukosha pakubudirira kwako semuridzi wezvemari. Uyezve, iwe unoda kutarisa chikwereti chemukati chekubatanidza mari mumushumo wegore negore .