Ndezvipi Mutual Funds Ndizvo, Zvingaitwa Mutual Funds, uye Zvakawanda
Mutengo wemari ndeimwe yenzira dzakakurumbira dzevatengesi vatsva kuvaka pfuma. Kunyangwe iwe uine ivo kuburikidza nezvirongwa zvako zvekurega basa , zvakadai se 401 (k) kana IRA, kana kuti iwe unozvitenga zvakananga kana kuburikidza nekambani yemari yekwereti , ino mutungamiri wekugadzirisa mari yekutengeserana yakagadzirirwa kukubatsira kunzwisisa zvavari, maitiro avanoita, uye zvinhu zvaungada kufunga nezvazvo.
01 Mutual Funds 101
Kutanga, iwe unoda kunzwisisa kuti mutual funds chii. Mu Mutual Funds 101 , iwe uchakwanisa kuona musiyano pakati pemari yakasununguka uye mari yakavharwa, mutoro kana kwete-mari yemari , nezvimwewo.
02 Kubatsira sei Mutual Funds
Heano mushure me-the-scenes tarisa maitiro ehomwe, iyo inokupa pfungwa yakajeka yezvinoitika kana iwe ukanyora cheki kuti utange kuisa mari. Kune vanotanga, iyi ndiyo kutarisisa kwakanakisisa kwokuti mari yemubatanidzwa yakarongeka sei.
03 Ndingatengesa Sei Kugovana kwe Mutual Fund?
Kana wangove wakagadzirira kutanga kutengesa mune zvekugadzirisa mari, iwe unotofanira kuenda kutenga yako mutual fund shares . Kune nzira zvitatu dzinozivikanwa idzi dzinoitwa muUnited States. Izvi zvinokubatsira kuti unzwisise mumwe nomumwe wavo, uye zvimwe zvekubatsira dzimwe nzira dzinodarika vamwe.
04 Chii Chinonzi Mutual Fund Sales Load?
Paunotenga yako yekutanga mutual fund , ungasangana nechimwe chinhu chinozivikanwa sekutengesa mutoro . Iko kune mitambo yekupedzisira-yekupedzisira, mitoro yekudzokera shure, mitoro yakaremberedzwa, uye kuderedza mitoro. Izvozvo zvinogona kunge zvakaoma, asi zvinonyanya kukosha iwe unonzwisisa zvinorehwa nemashoko aya nokuti kutenga rudzi rwakashata rwekutengesa mari kunogona kutora zviuru, kana makumi makumi ezviuru, zvemadhora zvakananga kubva muhomwe yako.
05 Ndeapi Inotengeswa Indekisi Inopa Mari Yakanakisisa Yokubhadhara Mari?
Nyanzvi dzakawanda dzinofunga kuti mari shoma inodiwa mari ndeyekusarudzwa kwekutsvaga kwekuda kwevaya vanoda kukura pfuma yavo pasina yakawanda. Iko mari yehurumende yakasiyana sei? Iwe unofunga kufunga nezvekuisa mari mukati mavo pane kunyatsogadziriswa pamwe chete mari? Heano mamwe mafungiro aungada kufunga.
06 10-Chikamu Chekutungamira Pakutsvaga Mari Yakanakisisa Mutengo
Unosarudza sei mari yakanakisisa yemari ? Ichi chinyorwa-nhanho chinyorwa chinoratidzira zvimwe zvezvinhu zvaunofunga nezvazvo uye tsvaga paunenge uchinge uchitenga chikwereti chemari . Izvi zvinosanganisira kuongorora misika chaiyo semasimba. Inofanira kuva yakakosha sezvaunoshandisa nzira yako kuburikidza nei zvingaita sekunyora kusingaperi kwezvingaita mari mari .
07 Usakanganwa Kutarisa Izvi Zvakavanzwa Mutual Fund Mutero
Pane chekubhadhara mutero wekubhadhara mari iyo inogona kuita kuti iwe uwane chikwereti chemari kune IRS kunyange kana iwe uchingorasikirwa nemari kuisa mari mune mutual fund. Vazhinji vatsva vatengesi havazivi kuti zvinoshanda sei, kana kuti kunyange kutarisa sei njodzi iyi inogona kuitika. Usatombofunga nezvekubhadhara mari kune imwechete kusvikira iwe wadzidza chinokonzerwa nekugona mutual fund tax problems
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08 Usatora Kare Mutual Fund Performance
Kunyange zvazvo zvingaratidzika sechirevo chakanaka chekutenga zvikamu zvekubhadharana mari izvo zvine basa rakanaka rekare , haisi nguva dzose. Mutengo wemari ndiwo rudzi rwakasiyana rwekutsvaga. Semuenzaniso, mameneja emapatotipu anoshandura kunyange zvazvo zita redzimba richiri iro rakafanana. Kana mumwe munhu mutsva ari kutarisira mari yako, iwe ungasatombozviziva. Saizvozvowo, mari yehupfumi inokura, zvichiita kuti zvive zvakaoma kuisa mari kushanda sezvo zvisikwa zvese zvingave zvikwereti zvinoderera.
09 Ndinofanira Kuisa Muzvikwereti kana Bond Fund?
Mari inowanikwa pamwe chete haisi kungoita mari mumatanda. Mubvunzo wakawanda wevatangi vekutanga ndewekuti varairi vatsva vanofanira kunge vane zvikwereti kana kuisa mari mubhadha rekubatanidza mari , iyo inokosha yekutengesa mari inosunga zvikwereti uye zvimwe zvikwereti zvakasimbiswa . Mhinduro? Inobva ...
10 EEFs Isarudzo Iri nani Kupfuura Mutsika Mutual Funds?
Iwe unogona kunge wakanzwa zvakawanda pamusoro peEFs, kana kuti uverenge nezvavo mumutsara, kunyanya kuenzanidza navo kune mutsika wemari pamwe chete . Shanduro yekutengesa mari inobatsira zvakawanda, asi panewo zvimwe zvinetso zvaunoda kuziva pamusoro pekuti usati waita shanduko.