Nzira Yokugadzirisa Sei muzvikwereti uye Nheyo dzeMari dzeVatengesi
Paunotenga chibvumirano, iwe uri kusunungura mari kune uyo anopa mari. Izvo zvinokonzera zvinogona kunge zvakasiyana-siyana zvakadai sehurumende yeGermany, chikoro chekuchikoro cheko, nhengo yekambani kana yekodzero yekambani yakarongeka yekuvaka zvivako zvepaimba mumugwagwa uri pedyo. Muchengeti wehutano "kubhadharwa" mari kubva kwauri uye anobvumirana kukubhadhara iwe chido kusvikira vadzorera mari yawakabhadhara. Bhudziro rekushandira mari inozivikanwawo seyakagadziriswa mari yekuita mari nokuti, semutemo mukuru, inofungidzirwa yakachengeteka kudarika zvikwereti nekuda kwekuti zvikwereti zvakawanda zvakatsigirwa nehutano chaiyo (sekutengesa zvivako kana zvigadziriswa).
01 Chii Chibvumirano?
Tisati tatanga kutaurirana pamusoro pezvisungo zvekugadzirisa vanotanga, unoda kunzwisisa kuti chibvumirano chii! Tsvaga mhinduro ...
02 Bonds 101
Kana iwe wakambozvibvunza kuti zvibvumirano ndezvipi, kusungirirana kushanda sei, uye sei iwe ungafunga nezvekuisa mari muzvisungo, zvinyorwa izvi zvakanyorerwa iwe. Iko kusanangurwa pfupi kune nyika yekusimwa kwezvisungo uye inogona kukubatsira kuti unzwisise kuti zvisungo zvakasikwa sei uye nei vamwe vanhu vachida kwazvo kuisa mari mavari. Tanga kudzidza nezvezvisungo zvekusimbisa ...
03 Nzira Yokushandisa Sei Muzvikwereti?
Kana iwe wakagadzirira kuwedzera zvisungo zvepodfolio yako, unganetseka kuti unofanira kutanga kupi. Izvi zvinoparadzanisa zvidzidzo zvakasiyana-siyana zvingakukoshesa - zvisungo zvekuchengetedza, mari yezvisungo, zvisungo zvejunk, masangano emumasitrasi - uye anokupa kusvetuka kubva panzvimbo yekuwana iwe pachako kuunganidza kuti uwane chikwereti chawanikwa.
04 Nei Chibereko Chokufarira Ichitsvaga Kubva Bonds Dzangu Inonzi Chikwata?
Paunotanga kuunganidza kufarira kubva kuzvisungo zvako, unogona kunzwa mari yaunowana inonzi bond "coupon". Pane chikonzero chakanaka chezwi iri raunofanira kunge uchinzwisisa ...
05 Inguva Yakadii Yangu Portfolio Ndinofanira Kuzviisa Muzvikwereti?
Kana iwe ukakamura chikwereti chako pakati pematokari , zvivako , uye zvisungo, chii chikamu chemari yako iwe unofanira kufunga nezvekuisa mari muzvisungo? Pane imwe nguva inokurumidza, nyore uye inoshamisa .
06 Ichokwadi Here Iwe Usingafaniri Kubhadhara Mitero Kana Iwe Uchiisa Muzvikwereti zveMasisita?
Yep. Mhepfenyuro wamunonzwa ndeyechokwadi, pamwe nemamwe mavheti anokosha. Mitero isina mvumo yemasuo emasitoreti ngaakuite iwe uwane mari inowanikwa muzvikwata zvako, kubatsira kuvaka mharaunda yako uye kurega kutumira mari kune IRS. Zvechokwadi, waiva mabhiriyoniire Ross Perot uyo aive akakurumbira mukuwana mamiriyoni emadhora pamwedzi musingabhadhara mari yemunharaunda musungo pasina kubhadhara penny kuna Uncle Sam. Verengai zvose pamusoro pemitero-isina masunisheni emasisita uye kuti iwe unogona sei kutora mari yekuita mari ...
07 Nei Vanhu Vachinyanyonetseka Nezvikwereti zveUnited Savings?
Kune marudzi ese eUnited bond bonds , kusanganisira Bhuku EE kuchengetedza zvisungo uye Series I mabhengi ekuchengetedza . Rudzi rumwe norumwe, kana ruzhinji rwezvisungo zvekuchengetedza zvine mitemo yake, mitemo, mutengo wemari, nezvimwe zvichienderana nezvinobudiswa. Kuti utange kudzidza dzimba idzi dzinotengeswa zvakanyanya, shanyira mari yedu yekuchengetedza mabhuku kune vashandi vatsva ...
08 Ndinofanira Kuzviisa Muzvikwereti Zvimwechete kana muBond Fund?
Kusarudza kana kutenga bhizimusi mumwe nomumwe kana mari yezvisungo chisarudzo chikuru. Zvose zviri zviviri zvekushambadzira kwezvisungo zvinopa zvidzidzo zvadzo uye zvinokanganisa asi kune zvishoma zvingangodaro zvingave zvakakosha paunenge uchitarisa kuti chii chakanaka chako pachako ...
09 Ini ndakanzwa Icho Chirwere Chakaipa Chekubhadhara Muzvikwereti zvekunze. Icho Ichokwadi Here?
Ko benzi kutenga zvisungo zvekunze kune imwe nyika here? Ndezvipi ngozi dzezvisungo zvekunze? Ndinowedzera pamwe chete ichi chidimbu chekutsanangura kuti sei vamwe vauzi vezvemari vanonyevera vateereri vavo kuti vasave nezvisungo zvakabudiswa nenyika dzisiri kunze kwekumba kwako. Iwe unogona kushamiswa pane zvimwe zvingangove zvingangova ...
10 Bond Inopararira Inogona Kukuvadza Sei Pocketbook Yenyu uye Kubira Mari Yako
Sezvo muridzi wezvemari, imwe yemafungiro aungangonzwa nezvayo kazhinji ndeye "kushaya mari". Izwi iri rinokosha uye kana iwe ukatora nguva yeku kunzwisisa kuti nei ichikosha, inogona kuita kana kukubhadharira mari yakawanda. Izvi zvinonyanya kuitika kana iwe ukasara muzvisungo. Pamusana pokuti nzira yemakethe yezvisungo yakagadziriswa, kuderera kwemari mune zvimwe zvibatanidza kunogona kukudhura makumi makumi ezviuru zvemadhora pakutenga kana kutengesa zvikwereti! Izvi zvishoma-zvinonzwisiswa zvisungo zvinopararira zvinomirira kuba mari yako kana usingachenjeri ...
11 Kuzvidzivirira Kuda kweJunk Bonds
12 Bond Nguva Yakawanda - Imwe Yezvipingamupinyi Zvikuru Zvakavanzwa Unotarisana nazvo
Vakawanda vezvibatanisi vesangano havanzwisisi kuti nguva yakabatana chii. Izvozvi, ndinoziva nezvemutevedzeri mumwechete uyo ane mamiriyoni emadhora anokosha emasisita ehurumende uye akanga asingazivi kuti njodzi inowedzera muhofisi yake yepamusoro nekuda kwehuwandu hwehukama hwehukama. Tora maminetsi mashomanana kuti uwane kuti chinyi chinetso chikuru ichocho uye kuti ungaziva sei kana uri munjodzi ...