Kunzwisisa Zvimwe Zvimwe Zvimwe Zvimwe Zvimwe Zvimwe Zvokutengeserana Kwekune dzimwe nyika
Panofungidzira, ichi chirevo chikuru. Kana iwe ukasara kune dzimwe nyika, iwe uchange uchinge uchiunganidza mari inowanikwa mune mari yakawanda. Kana sangano rezvematongerwe enyika richidonha uye iwe unogona kupukunyuka, iwe ungasafanira kutanga kubva kubva pakutanga zvichienderana nehopi, uye sei, iwe wakabata zvipimo izvi kune dzimwe nyika.
Zvisinei, mukuita, kuisa mari kune dzimwe nyika kunogona kuva nengozi zvikuru kumunhu. Zvinogona kuve nyore nyore kuti zviparadzwe mukunonoka kweziso kana uchiita kunze kwemiganhu yakachengeteka, mitemo, uye mamiriro ezvematongerwo enyika eUnited States kana Canada, kunyanya nezvikwereti zvakasimbiswa zvakadai sezvisungo. Zvinogona kuva zvinotyisa kuona kuti mari yako yekunze kune dzimwe nyika inokonzera mari inoshandiswa mune imwe mari iyo yakarashika kukosha maererano neUnited States kana kuti Canadian dollar, zvinoreva kuti une simba shoma rekutenga mumusika wako wekutengesa kubhadhara chikwereti chako, kutenga zvekutengesa, kutora zororo, kana kuvhara kutarisira kwako utano.
Hondo, kutamba, zvizvarwa zvepasi rose, hyperinflation, kuparadza; zvose zvinoitika, dzimwe nguva pasina kunyeverwa, uye hazvigoneki kuchengetedza mari yako kubva kumativi enyika yose. Izvi zvinonyanya kuitika kana iwe uchifunga izvozvo kubva kure, iwe uchave wakakanganisika zvikuru kuvashambadzi venyika vanogara munyika.
Mumwe munhu mukuru wechiJapane anogara muJapan uye achiverenga mushumo wegore webhizimisi reJapan muJapan ichava nenguva yakajeka kunzwisisa zvinyatsooneka zvisiri nyore mune zvinokonzerwa nehuwandu hwemari zvakadai sehuwandu hwekuda kufarira kupfuura mutorwa.
Ngatitorei nguva kuti tiongorore zvimwe zvekutsvaga mari kune dzimwe nyika kuitira kuti uve nepfungwa yakanaka yekuti nei zvingave zvisina kuchenjera kusvikira iwe uine ruzivo uye unoziva.
Zvinhu Zvitatu zveChipatimendi Chekunze Kwokunze
Kumwe kushandiswa kwehutano kune dzimwe nyika kune maitiro matatu akasiyana anoita kuti zvive zvakasiyana kubva kune huwandu hwekushambadzirana kwezvisungo. Izvi ndezvi:
- Chisungo ichi chinobudiswa nehurumende yekunze (yakadai sehurumende, masuwa kana sangano)
- Bhandi inotengeswa pane imwe misika yemari yemari
- Icho chisungo chinoparidzirwa mune imwe nyika mari
Zvikwereti Zvokune dzimwe nyika Zviripo Kuwedzera Mari Inotengesa Mari
Chero nguva yaunobata mari yekunze, kana iri mari yekufambisa kuEurope kana kuisa mari kune imwe nzvimbo, iwe unotarisana nemutengo wemari. Zvinongorondedzerwa, mari yengozi ndiyo inogona kurasikirwa nekuda kwekuchinja kwekushandura mutengo pakati pemari yaunobata uye mari yaunoda, pakupedzisira, kubhadhara zvikwereti zvako, zvikwereti, kana zvimwe zvinokonzerwa nemari.
Mari yengozi inogona kuchinja purogiramu kune imwe nyika inoshandiswa kune imwe nyika mukurasika kana visa versa.
Mufananidzo Wengozi Yenyika
Mumwe mutengesi akatenga £ 1 000 purogiramu yeBritish bond pamwe ne 4 ½% yebhukiti yebhandi . Panguva yaakaita mari, mari yekuchinja mari yaive $ 1.60 United States dollar kusvika £ 1.00 United Kingdom pound sterling (mune mamwe mazwi, inodhura $ 1.60 muSouth mari kutenga 1,00 €). Izvi zvinoreva kuti akabhadhara $ 1,600 nokuda kwechibvumirano.
Makore anoverengeka gare gare, hutano hwakakura. Muridzi wekutsvaga anobva atumirwa cheki chekukosha kwehurumende yekunze (£ 1000). Kuti avhunduke, paanoenda kuzoshandura mari iyo kumadhora kuitira kuti aigona kuzvidzosera zvakare muUnited States, anoona mari yekushandura mari yakawira ku $ 1.40 kusvika pa £ 1.00. Mugumisiro? Anongogamuchira $ 1,400 nokuda kwechibvumirano chake chekunze, icho chaakatenga mari ye $ 1,600.
Kurasikirwa kwe $ 200 kunokonzerwa nemari yemari.
(Ona kuti zvinogona kuwanikwa kubva kune mari yakawanda.) Kana dhora rawa rakaenzana nekuenzanisa nepound sterling - semuenzaniso, mutengo wekushandura wakaenda ku $ 1.80 pa £ 1.00 - mutengesi aizogamuchira $ 1,800, kana kuti $ 200 kupfuura yaaibhadhara. , mari yekufungidzira ndeyekuti-kufungidzira.Imari yekutengesa mari inoshandiswa nehuwandu hwezvinhu zve macroeconomic zvinosanganisira zvikwereti zvekuda , dambudziko rekushaya mabasa uye geopolitical zviitiko, hapana chimwe chinogona kunyatsofanotaurwa nezvimwe zvinonzwisisika. zvinopesana nokuchinja kwemari kuburikidza nekuita mune dzimwe hutsika tsika dzinogona kuvharidzira mari kune mumwe munhu akadyara mari. Izvi zvisingasviki pakukurukurirana kwedu.)
Kune imwe nyika Bond Investment inowanzomiririra aisingaitikwi kuda
Iyo inonyanya kuisa mari yekuita mari kune dzimwe nyika, kana iri hurumende yakasunungurwa yakabudiswa nehurumende kana hurumende yehurumende yakabudiswa nebhizinesi, ndeyokuti inowanzofananidzira kune zvakaenzana nekusasimbirirwa kudai.
Mumwe mutengesi ane zvikwereti zvakabudiswa mukati, uye akachengetedzwa nezvinhu zvebasa mukati memiganhu yenyika yake, nyika yake ine mvumo yakananga yemutemo kana zvichiitika. Kana iwe uine wekutanga kutora chikwereti chezvitima zvakachengetedzwa neboka rimwe rezvigadziro pairi bhaari rebhazi , uye zvisungo zvinopera, iwe unogona kukwezva mupaiti kuendesa kudare uye kutsvaka chibvumirano chinochengetedza chisungo.
Kubatana kwekunze kune dzimwe nyika kungaita sekunopa kudzivirira kumwechete pamapepa asi inowanzonyengera. Sangano rezvematongerwe enyika rinopisa simba (semuenzaniso, Iran muma1970) rinogona kuuya nesimba uye kubata kana kuramba zvinhu zvose zvekunze uye zvido. Nyika inogona kupindira mukurwisana kwemauto uye inorambidza mari yayo kubva pakusiya miganhu yayo. Mushure meHondo Yenyika II, vatengesi vanochengeta zvisungo zvakabudiswa muGreat Britain vakabhadhara chikwereti pamapound sterling uye vakarambidzwa kuchinja iyo pound sterling kumadhora. Mari yacho inogona kubhadharwa chete muzvikwereti zvepound-denominated kana kupedza mukati memiganhu yeBritain kana makoloni; kutonhorera kunyara kune chirikadzi muNew York yaida mari iyo kutenga zvigaro zvechando.
Kuisa mari kuEurobonds (Global Bonds) vs. Kuisa muZimari Zvedzimwe Nyika
Pachirevo chekupedzisira, zvakakosha kusimbisa musiyano pakati pezvinonzi " eurobonds" uye kune dzimwe nyika. Eurobond isungo inobviswa uye inoshandiswa mune imwe nyika kunze kweyo iyo mari yayo inoshandiswa. Eurobond haisi iyo inofanira kutanga kana kupedzisira kuEurope, kunyange zvazvo zvikwereti zvizhinji zvezvikwereti zvechimiro ichi zvakabudiswa nehurumende dzisiri dzeEurope kune vekuEurope vashandi.
Mienzaniso yeEurobonds
1. Wal-Mart inobata zvisungo zvakadhindwa mumadhora eUnited States pamisika yemari yeGermany.
2. Hurumende yeFrance inodhura euro-maitiro akasungirirwa pamakethe yemari yeJapan.