Nhanho yePassive Income

Nzira Yokuita Mari Nokugadzira Passive Income

Imwe yenzira dzakawanda dzekuwana rusununguko rwezvemari ndeyekugadzirisa hupenyu hwako kuitira kuti chikamu chikuru chemari yako hachina kubhadharwa nebasa rako. Pane kudaro, inofanira kubva pamusana pemari . Ichokwadi, pfungwa yekusanganisa mari yakabatana zvikuru neBerkshire Hathaway model , iyo yandinotsanangura mune imwe nzvimbo yapfuura.

Nheyo huru yekusanganisa mari ndeyokuti mari inogamuchirwa nechinguva kana kushanda kushanda kunodiwa kuchengetedza kubuda kwemari kana basa rekutanga raitwa.

Mamwe mienzaniso inowanzoonekwa yekusanganisa mari ndeyekuti:

• Verengai kubva ku real estate pfuma yezvivako
• Patent royalties for an invention
• Chimbo chekutengeserana mabhizimisi ekubhadhara mabhizimisi evanhu kana mavara awakasika
• Zvikwereti zvemabhuku, nziyo, mabhuku, kana mamwe mabasa epakutanga
• Purogiramu kubva kumabhizimisi maunenge uine zvishoma kana kuti hauna basa rimwe zuva kana basa
• Makomborero anobva kuIndaneti zviziviso mu blog kana pawebsite yaunayo
• Kugoverwa kubva mumatokari, REITs , kutengesa mutual funds , kana zvimwe zvekuchengetedzwa kwekuchengetedza
• Kufarira kubva mune zvisungo , zvigwaro zvekuisa mari kana mari yemari , kana imwe imwe mari nemari yakaenzana nemari
• Pensions
• Kubhadhara mari kune munhu anotengesa pane maakaiti anowanzovandudzwa zvakangoerekana akadai semumiriri wezvigadzirwa zvemitambo anowana komisheni pamabhuku ake, achiunza zvishomanana madhora muzvitoro gore negore pakushumira vatengi kana vazarurirwa

Chikonzero Nei Uchifanira Kuda Kubhadhara Mari Inoshandiswa Pabasa Rakawanikwa

Passive mari inonakidza nekuti inokusunungura kushandisa nguva yako pane zvinhu zvaunofarira chaizvo.

Imwe chiremba anobudirira zvikuru, gweta, kana mutongi, somuenzaniso, haagoni "kuverenga" maropafadzo avo mumashoko omunyori mumwe anonyatsozivikanwa. Kana vachida kuwana mari yakafanana yemari uye vanakidzwa nemararamiro mamwechete gore rinotevera (uye gore rinotevera), vanofanira kuramba vachishanda nhamba yakafanana yeawa paine imwechete yebhadharo.

Kunyange zvazvo basa rakadai rinogona kupa upenyu hunonakidza, zvinoda kuzvipira zvakanyanya kunze kwekuti iwe unofarira zvechokwadi zuva rega roga basa rako rakasarudzwa. Kunyanya kuipa, kana iwe uchida kusununguka, kana kuti ukawana usiri kukwanisa kushanda zvakare, mari yako inopera kuvapo kunze kwekuti iwe uine mamwe maitiro ekutora mari. Munguva yakapfuura, izvi zvakagadzirwa nevashandi vanobatanidzwa mumakambani ekubhadhara mari yekambani asi iyo ngarava yakafamba kwenguva refu ichienda kune chikamu chikuru chevashandi vemunyika uye yepasi rose.

The Two Broad Types of Passive Income

Kune mhando miviri yekusanganisa mari uye mumabasa ako ose, izvo zvaunofungisisa pane zvingangodaro zvichienderana nemamiriro ako emari aripo, matarenda, unyanzvi, uye unhu. Izvo zvikamu zviviri zvekusanganisa mari ndezvi:

1. Passive mitsva yemari inoda kuti hutungamiri kutanga, kuchengeta nekukura
2. Zvinyorwa zvisingabatsiri zvitsva zvisingatsvaki mari kutanga, kuchengeta, nekukura

Vaya vanosarudza kuisa pfungwa pachikwata chekutanga chekubhadhara mari vachada mari yemhuri , mari kubva kune vatengesi, kana nharo yekukwereta mari yakawanda nekutora chikwereti kutenga mari yekutenga zvinhu. Izvo zviri nyore kunzwisisa ndeye munhu anotora zvikwereti zvakanyanya zvebhangi kuvaka chivako chemba kana kutenga dzimba dzekurenda.

Kunyange zvazvo izvi zvinogona kuchinja huwandu hwakaenzana hwekuenzana mumari yakawanda inoyerera, haisi pangozi. Paunenge uchishandisa chikwereti chemari, nzvimbo yakachengeteka yakanyanya kuduku nokuti haugone kuwana dhigirii imwechete yekugadzirisa mushure mekutadza uye kuwana bhadha rako rakaparadzwa.

Chimwe chiitiko chekutanga chekubhadharisa mari kune mumwe munhu ane dhudziro pabasa rebhizimisi rekushanda zvakadai sefekitari kana fenicha rekuchengetedza uye rinobvumira bhizimusi kubhadhara chikwereti kubhadhara kuwedzera. Vatariri vekutanga vezvitoro muWal-Mart avo vakabvumirwa kuisa mari pamberi pekambani ichienda kune vanhu vari munzvimbo iyi.

Makuru ekuchengetwa kwezvikwata zvekutsvaga anowirawo munharaunda yekusabhadhara mari. Kana iwe waive ne $ 10,000,000 yeblue chip stocks , unogona kutarisira zvikwereti zve $ 200,000 kusvika ku $ 500 000 pagore zvichienderana nemhando dzekambani dzawakasimudzira; somuenzaniso, makambani ekutsigira zvakadai semakambani makuru emafuta ari kukura zvishoma nezvishoma asi anopa zvipo zvekugoverana zvakakosha pane makambani anokurumidza kukura muhuwandu muhutano huripo hwega wega.

Ungave uchida kana iwe usingapedzi mazuva ako achiita gorofu, kuveza, kana kunyora bhuku guru reAmerica, iwe unotora kuongorora sezvo mabhizinesi aya akabhadharwa chikamu chemari yavo. Dambudziko, hongu, nderokuti zvinotora mamiriyoni gumi kuti ave munzvimbo iyoyo; chimwe chinhu vashomanana vanhu vachazoita.

Chikamu chechipiri chekusarura mari - iyo iyo, mafungiro emari asingashandisi kutanga kutanga, kuchengeta, uye kukura - isarudzo dzakanakisisa kune avo vanoda kutanga kune zvavo uye kuvaka pfuma pasina chinhu. Zvinosanganisira zvinhu zvaunogona kuumba, zvakadai sebhuku, rwiyo, patent, trademark, nzvimbo yepaIndaneti, mishandiro anoramba achidzoka, kana mabhizimusi anowana zvikamu zvisinganzwisisidzo kudzoka pahutano hwakadai sechitengesi chekutengesa e-commerce chine zvishoma kana pasina mari yakasungirwa achikwira mumabasa asi achiri kuwana mari kune muridzi.

Nzira Inowanzowanzoshandiswa Kubhadharwa Kubhadhara Mari

Zvinoratidzika kuti nzira inowanikwa yakawanda yekugadzira mikuru yakawanda yekusasa mari ndeyekushanda kune basa rekutanga uye kushandisa mari yako yakawanda yekuwana kutenga zvinhu izvo zvinoita kuti uwane mari yakawanda nguva dzose.

Chiremba kana gweta mumuenzaniso wedu wekare, somuenzaniso, anogona kushandisa mari yake yekutsinhanisa mukurapa kutanga-up kana kutenga zvigaro zvemakambani ekurapa anonzwisisa saJohnson & Johnson. Nokufamba kwenguva, chimiro chekuwedzera, dhora rinodhura kuwanda , uye kudzorera zvikwereti zvinogona kuita kuti purofisi yake iite mari yakawanda isina kuwanikwa . Zvinonyadzisa ndezvokuti zvinogona kutora makumi emakore kuti zviwane zvakakwana kuti zvivandudze zvechokwadi mararamiro ako ehupenyu asi iyo ichiri nzira yakasimba yeupfumi inobva pane zvakaitika kare zvebhizimisi wehupfumi uye mashizha.

Mitero uye Passive Income

Chinhu chikuru chekuwana mari yekutora ndeyekuti inowanzotererwa zvakanakisisa kupfuura mari inoshandiswa. Izvozvo zvingaratidzika zvisina kururamisira, asi pfungwa ndeyokuti ichapa vanhu chikonzero chekuita mari muzvinhu zvinokura urombo uye kugadzira mabasa.

Bhizimisi wemabhizimisi anoshanda mumakambani ake, somuenzaniso, aifanira kubhadhara mamwe mazana 15.3% mumitero yebhadharo yega-yega inofananidzwa nemumwe munhu aingova nehanya chete nekambani ine chikwereti chemhosva iyo inobhadhara mitero chete yemari . Mune mamwe mazwi, mari imwe chete yaiwana yakashanda yaizobhadhara pamutengo wakakwirira kudarika kana yakawanikwa pasina.

Kana kuderedza mitero uye kutonga nguva yako hazvisi kukurudzira kusarudza mari yekusarura pane mari inoshanda, ini handizivi chii.