Dzidza Mawaniro Ekuwana Mari Yomudzidzi

Tsvaga Zvaunosarudza Zvako uye Kwokutanga

Kubhadhara dzidzo hakusi nyore. Mamwe mhuri nevanoshandira vanovhara mari, asi haasi munhu wose ane ruzivo. Kana iwe uchida kuuya nemari yakawanda, iwe uchada kuziva kuti ungatora sei chikwereti chemudzidzi . Peji ino inobatanidza zvaunogona kuwana, uye zvaunoda kuziva usati waita chikwereti.

Edza Kuti Usakwereta

Usati wapinda muhutano hwekuwana chikwereti chemudzidzi, pane chimwe chinhu chaunofanira kunzwa kamwechete: edza kuti usakwereta chero chinhu .

Zviri nyore kuwana mari iye zvino, asi hazvingavi nyore kuripa zvakare gare gare. Hongu, dzidzo inotora mari, uye kazhinji inokodzera kubhadhara mari yekubhadhara dzidzo yako. Zvisinei, iwe unogona kuzvionga iwe gare gare kana iwe uchideredza chikwereti chako mutoro ne:

• Kushanda chikamu-nguva (kunyange kana zvinoreva kutora semester kana maviri)
• Kuwana vashandi vanobhadhara dzidzo
• Kuenda kuchikoro kune masangano asingadhuri
• Kuvhima zvipo uye zvidzidzo

Ziva Zvaunosarudza

Kana ukwereta zvekudzidzisa, une maitiro akawanda. Iva nechokwadi chekutarisa zvose zvavo uye sarudza icho chinokufananidza iwe zvakanakisisa. Iva nechokwadi chekutarisa:

• Mari inopiwa pasi pehurongwa hwehurumende (inowanzoita sarudzo yako yakanakisisa)
• Vadzidzi vezvikwereti vega (zvinowanzoshandiswa mushure mekunge makwereta zvakanyanya kubva kumapurogiramu ehurumende)

Mukuwedzera kune zvikwereti zvakagadzirirwa zvakakwana dzidzo yezvemari, unogona kushandisa:

• Mari inobva kumhuri
• Imba yemari chikwereti (inongogadziriswa kana iwe une imba)

• Vezera rekuona zvikwereti - kukwereta kubva kune vanhu panzvimbo pebhengi
• Unsecured "signature" kana zvikwereti zvemunhu
• Makadhi emakadhi

Zvisarudzo zviri kumusoro ndezvishoma kana zvishoma mukugadzirisa.

Tanga Nehurumende Marikiti

Zvikwereti zvevadzidzi kubva kumagumisiro ehurumende pamwe ndiyo yakanakisisa kubheji. Izvo zvikwereti zvinowanzova nezvikwereti zvishoma, uye zvimwe zvingave zvingabhadharwa ( zvakatsigirwa ) iwe uchiri kuchikoro.

Kune zvimwe zvikwereti zvakawanda kune zvikwereti zvehurumende zvakabhadharwa, izvo zvaunogona kuverenga pamusoro apa: Kubatsirwa kweSweden Student Loans .

Izvo zvinokanganisa zvirongwa zvehurumende ndezvokuti vangave vasina kuvhara zvose zvamunoshandisa. Pane mamiriro ekukwereta kwatingaita, uye kana uchida zvakawanda iwe unofanira kuzviwana pane imwe nzvimbo.

Nzira Yokuwana Sei Chikoro Chevadzidzi veGurumende

Kuti uwane chikwereti chemudzidzi sechikamu chehurongwa hwehurumende, shanyira hofisi yebazi rako rekubatsira mari. Regai vazive kuti iwe unoda kukwereta, uye ivo vachakuudza matanho aunotora. Iwe uchafanirwa kuzadza fomu yeFaFSA, iyo ichasarudza rudzi rwepi rubatsiro rwaunokodzera. Kuti upedze FAFSA, iwe uchada kupa tsanangudzo pamusoro pehupfumi hwako: zvinhu zvako mubhengi uye mabhengi ezvemari, mapato ekuwana, Social Security Numeri, nezvimwewo ((iwe nevabereki vako).

Mushure mokunge FAFSA yako ichishandurwa, uchawana rubatsiro rwemari kubva kuchikoro chako. Iwe unogona kugamuchira kupa, kana kupfuura kana ukasarudza kutora imwe nzira. Kana ukasarudza kugamuchira mari, iwe uchada kuzadzisa kupinza mazano (chirongwa chishoma pfupi nezvekuti chikwereti chako chikoro chinoshanda sei), uye chengesa chibvumirano chechikwereti.

Tanga Nekuguma Pfungwa

Sezvaunenge uchitsvaga mari yechikwereti, yeuka kuti uchafanira kuvatsiva rimwe zuva.

Mhanya nhamba imwe kuti unzwisise zvauri kuzviwana iwe-usati watora dambudziko pakuwana chikwereti. Ivhara mari yako yezvikwereti muri chikwereti chikwereti chekugadzirisa , uye ona kuti uchafanira kubhadhara sei mwedzi mumwe nomumwe, uye kuti iwe uchabhadhara zvakadini muhupenyu hwechikwereti chako. Ichi chikamu chinokosha chedzidzo yako.

Kana Iwe Usingafanisi

Iwe unogona kukwanisa kukodzera mamwe mapurogiramu emakweretheni ehurumende pasinei nemari yako yaunowana kana chikoro chekwereti . Zvisinei, kana uchida mari yakawanda, iwe uchafanirwa kubhadhara zvikwereti nevanomwe vateresi . Izvi zvinoreva kuti iwe unoda chikwereti kune mari yekuwana mari uye chikoro chikoro chakakosha zvakakokwereta kune zvakawanda-uye vadzidzi vanowanzosangana nemitemo iyo (nokuti ivo vese vaduku, vachangotanga munyika yebasa, uye havana asi akavaka chitubu chenhoroondo ).

Kana iwe usingakwanisi kuwana chikwereti iwe pachako, unogona kubatsirwa rubatsiro rwekunyora. Mumwe munhu anogona kukumbira chikwereti newe, achivimbisa kubhadhara chikwereti kana iwe ukakundikana kuzviita. Kubatirana kwekutengesa kune ngozi, saka bvunza chete munhu anogona kukwanisa kuisa njodzi uye anonzwisisa zvavari kuwana