Chikonzero Nei Motokari Yako Yakakosha Zvakanyanya Kudzidza Pashure Pechiitiko CheGari
Tsanangudzo: Kuwedzerwa kuderera ndiko kurasikirwa kunoratidzika kukosha kwemotokari inotevera pangozi yemotokari .
Izvi zvinorevei kuti kana motokari yako yakakuvara mumatambudziko emotokari, kunyange kana yakagadziriswa uye "yakanaka seyo itsva", iyo iyo ine dambudziko rekare, kana inonzi inofanana nemotokari yakave yengozi, ichaita kuti kuburitswa kwayo kuve kwakaderera mumaziso evatengi vanotenga.
Vamwe vanhu vanofunga kuti chikonzero chekukosha kuderera kunokonzerwa nezvikamu zvemarkmarket , asi izvi handizvo chete. Kunyange imotokari yakagadziriswa kune mutengesi ane kodzero dzepakutanga dzakagadziriswa dzichatambura nekuderera kwekugadziriswa kana yakagadzirirwa zvizere.
Nei Kari Yakaderedza Kukosha Pashure Pechiitiko?
Chikonzero chemotokari yakaderera kukosha ndeyechokwadi nekuda kwekuti yakange iri pangozi. Kana imwe nguva motokari yako yakatengeswa kutengeswa inotevera nengozi, iwe unotarisana nekuderedza kukosha. Kuve wakabatanidzwa pangozi moga kwakagadzira kuderedza kuderedza kana kutengeserana kwekutengeswa kwakaenzaniswa nedzimwe motokari dzerudzi rumwechete dzisina kumbobatanidzwa nengozi zvachose .
Muenzaniso Wokuderera Kukosha Pashure Pechiitiko CheGari
Chimbofunga muenzaniso uyu: Iwe une motokari itsva. Mushure mokunge nengozi, kambani yenyu yveshuwarenzi yakamisa motokari yenyu kudzokera kumamiriro ayo epakutanga.
Iwe unoenda kutengesa motokari yako uye sezvo mutengi mutsva akachechedza mushumo wenhau yemotokari uye akawana kuti yakanga iri pangozi, havadi kubhadhara chero chinhu chaipo pedyo nemotokari yako inonyatsokosha.
Mune mamiriro ezvinhu akaipisisa, vamwe vatengi havangatengi kutenga motokari yako zvachose sezvo yaive pangozi!
Mune nyaya yakafanana neiyi, motokari yako yakangobata zvinopfuura kungokanganisa kwenyama , iyo yakaita kuti kurashikirwa kwekukosha kwayo zvakare.
Motokari Inotora Sei "Kuwedzerwa Kukosha"
Pane nzira nhatu iyo motokari inogona kuchengetedza kukosha kwekutapudza mushure mungozi yemotokari iyo inogona kuita kuti iwe uone kufema kuda .
3 Mitemo yeDharedhi Yakawanda: Tsanangudzo
- Kuwedzerwa Kuwedzerwa Kukosha - Kuwedzerwa kuderera nokukurumidza ndiko kusiyana kwekutengesa kana kutengeserana-kukosha kwemotokari kubva pamberi pengozi yacho mushure mekunge pangozi apo kugadzirwa kwaitwa.
- Nharaunda Yakaderera Kukosha - Inherent kukoshesa kunotora inotora motokari yakagadziriswa mushure mekukanganisa kumamiriro avo epakutanga, kunze kwekuti iko zvino yava kufungidzirwa semotokari yave iri pangozi. Izvi zvinoita kuti munhu awane kukosha kwaanogona kuitengesa kana kuitengesa, kana achienzanisa nezvavaimbowana kare, semuenzaniso uri pamusoro apa.
- Kugadzirisa Kunobatanidza Dhimini Yakakosha - Kugadzirisa kwakagadzikana kunopera kukoshesa kukosha kwakakonzerwa kunokonzerwa nehutano hwekugadzirisa, somuenzaniso, kana ruvara rwepende harusi rwakakwana kana kuti zvikamu zvekushandisa zvakashandiswa mukugadzirisa kana zvikamu zvekare, ipapo hutano hwekugadzirisa hwakasiya hurasi chaihwo hunokosha pamotokari inotevera chiitiko chacho, kunze kwenzvimbo isinganzwisisiki yakaderera iyo yakatovapo kubva pangozi yoga.
Kuderedza kuwedzerwa kunogona kuchinja hutoro hwemotokari yako pamazinga akawanda mushure mekuda.
Kana ukangonzwisisa nzvimbo dzose iyo motokari yako inokosha inogona kuitika kubva mumamiriro akasiyana-siyana, iwe ungada kufungidzira kuedza kubhadharwa kwehuwandu hunotapudzwa hunotevera kambani yemotokari yako nekuita kuderedza kushandiswa kwehutano inshumo.
Chii chinoderedzwa?
A Kuwedzererwa Inokosha Inishuwarenzi Inosvika apo iwe ukakumbira mari yakawanda kubva kumakambani einishuwarenzi yemotokari kuti akupe chikwereti pamusiyano uri pakati pemotokari yemotokari yako isati yagadziriswa (isati yaitika pangozi) uye kukosha kwayo ikozvino yava yakagadziriswa. Iko kukosha kunogona kuve nyore kusvika kumazana mashoma emadhora emotokari itsva.
Ko Inishuwarenzi Inobhadhara Mari Yakaderera Mukuda Kwangu?
Iwe unogona kukwanisa kubhadharwa nokuda kwekuderera kunopera mushure mekutsvaga, zvichienderana nemamiriro ezvinhu, uye mamiriro api ari kurarama mauri. Chero nyika neye inshurensi ikambani ine mitemo yakasiyana. Makambani eInishuwarenzi haabhadhara nguva dzose nokuti motokari inoderera kukosha asi vatengi vakawanda vanofunga kuti iyo inyanisi yekambisi yveshuwarisi yekubhadhara nokuda kwekuderedzwa kwezvakataurwa.
Makambani eInishuwarenzi munyika dzakawanda achafunga kuti ndiani anokonzera njodzi yacho kuti asarudze kana vachizobhadhara kukosha. Mune dzimwe nyika, vangasabhadhara zvachose.
Yakapedzisira Kukosha Pashure Pechiitiko Chisingabatsiri
Kana uine njodzi isina mhosva, kambani yeInishuwarenzi inowanzokwanisa kuderedza kuderedza kushandiswa kudai.
Kana mumwe munhu ari kukonzera kurasikirwa kwako, unogona kukwanisa kutungamira mutemo wechitatu (munhu ane mhosva yengozi) kana inshuwarisi yavo, asi nguva dzose bvunza inshuwarisi yako kambani kubhadhara kuda kwako kutanga, inogona kukuponesa zvakawanda dambudziko.
Kuwedzerwa Kukosha Kwezvikwereti uye Vanosungirirwa Vanotengesa
Kana njodzi yako iine mhosva yemudhudhudhu usingabatsiri, bvunza kambani yako ye inshuwarisi pamusoro pekuderera kwekutsvaga kudai, nyika dzakawanda dzichabvumira kukosha kwekuderera kunofanirwa kubhadharwa kubva kune uninsured motokari chikamu che inshuwarisi.
Kuwedzerwa Kukosha Pashure Pechiitiko Chine Mutoro
Njodzi dzinogadzirisa ndezviitiko zvaunofunga, saka maonero ekuti kambani yehushuwarisi inofanira kubhadhara nokuti kukosha kwekuderera kwakasiyana kusiyana apo kana njodzi yacho isiri mhosva yako. Iwe unogona kunge uine nguva yakaoma kuedza kuunganidza chero kubva kune yako inshuwarisi ikambani kana kubvunzwa kunofungidzirwa nekuda kwengozi yakatarisa. Kana iwe une mvumo yepamutemo yeruzhinji kana kuti iwe unogona kuwana mazano emutemo asina mari , iwe unogona kubvunza gweta rako kuti uone kuti mukana wekubhadharwa unobva sei pamitemo yehurumende yako. Hazvikuvadzi kuti uwane kuti inishuwarenzi yako inoda kukuitirai zvakananga, asi, kazhinji, mamiriro ezvinhu haatombokwanisi kubhadhara kukosha kuderera.
Nzira Yokubhadhara Nayo Kutapudza Kukosha Kwemotokari Yako KuInishuwarenzi
Saka, chii chaunofanira kuita kana iwe uchida kuvharwa nekuda kwekuderera kwemotokari yako? Chokutanga, chengetera nekambani yako ye inshuwarisi kuti uone kana ichipa kukosha kwekugoverwa. Mamwe makambani emishuwarisi angave atozvipa mumitemo yavo yemazuva ano kana sehuwandu hwekuwedzera.
Nzira Yokuverenga Nayo Yakaderedzwa Izvo Zvakadzama Mushure mekunge Chiitiko CheGari
Kana iwe uchida kuita kuderedza kubvunzwa kudai, zvinonzwisisika kuti iwe uchada kuziva kuti motokari yako yakakosha zvakadini nekuda kwengozi. Kana motokari yako yakwegura uye isina huwandu hwakawanda, ipapo kuderedza kudhura kwekutora kungave kusinganzwisisi kwauri, kunyanya kana uchifunga kuenda kumatare kuti uwane mari yako.
Nzira mbiri dzekutarisa izvo zvishoma zvakakosha zviri paKari yako
- Nzira iri nyore yekuwana pfungwa yekukurumidza ndeyokushandisa nzvimbo yepaIndaneti seEdmunds.com kana Kelley Blue Book kuti uone kuti kukosha kwemotokari yako kunenge kuri pasi pemamiriro ezvinhu chaiwo Ipapo iwe unogona kukumbira motengesi wemotokari yako kuti akupe kukoshesa kwekutengesa pamotokari yako ikozvino iwe wave nenjodzi. Izvi zvinofanira kukupa bhodhipark pfungwa yekukosha kuderera kukubatsira kuti uone kana zvakakosha kutsvaga kuderedza kukosha kudai. Gara uchiyeuka kuti kukosha kwekutengesa motokari yemotokari kungasava yakakosha, asi kana vakakwanisa kukupa kupa kwakanyorwa kuratidza kuti kukosha kwemotokari hakusi kwekuda kwekuti yakabatanidzwa mune pangozi, saka zvakanaka kuti iwe pachako uzvinzwisise.
- Nzira yechipiri yekusimbisa kukosha kwekutapudza ndeyokuwana unyanzvi hwekuongorora kubva kune kambani inonyanya kuderedza kukosha kwehuwandu hweushuwarensi. Iyi ichange iine ruzivo rwakanyanya kunyanya kana iwe uchida nhamba yakasimba, ingova nechokwadi chekuti muongorori wako anokwanisa uye anozivikanwa nevanishuwarenzi.
Ndezvipi Nyika Zvichabhadhara Kuwedzerwa Kwekudaidzwa?
Mushure mekutongwa muna 2001, Georgia yakashandura mitemo yavo kusanganisira kubhadhara kwekuderedzwa kwezvakataurwa. Kubvira panguva iyo, vazhinji vevandi vehutsigiri vachatarisa kuderedzwa kwekutaura kudai kana magwaro anotsigira kana mamiriro ezvinhu anonzwisisa. Vamwe vanobvumirana kuti makambani einishuwarenzi anotarisirwa kubhadhara kukosha kwekuderera, saka kana iwe uri mune imwe yenyika idzi, haufaniri kuva nechinetso. Kana iwe uchida kuziva kana nyika yako inowanzovhara zvido zvishoma zvemari, unogona kutaura nehupfumi huri hurumende commissioner .
Nzira Yokuita Kuti Kuderedza Kuwedzerwa Kwakaitwa
Kana uchinge uine kuongorora kwako uye uchiziva kuti iwe uchatora mari yakawanda sei nemabhuku ose anotsigira, unogona kuisa nyaya yako kune kambani yveshuwarenzi uye kukumbira kubhadhara iwe paunopa kuda kwako.
Zvaunogona Kuita Kana Inishuwarenzi Yako Isingakwanisi Kubhadhara Kuwedzerwa Kwekukosha Mushure Mokutengesa Kwemotokari
Kana iwe uri kuedza kuunganidza pane kuderera kwekutsvaga kuda uye unorambwa newe inshuwarisi yekambani, enda kune yako state inshuwarisi commissioner kutanga. Kana iwe usingawani rubatsiro ikoko uye kana zvichikosha zvakakwana kwauri, iwe unogona kukwereta gweta kuti ikubatsire kugadzirisa kukosha kwekutengesa kwemotokari yako. Ramba uchiyeuka kuti kune mamwe makambani aunogona kuwana paIndaneti anonyanya kugadzirisa makambani einishuwarenzi kubhadhara kukosha kwekutengesa kwemotokari yako asi iva nechokwadi chekutsvakurudza kambani kare usati wavapa chero mari.