Kana iwe uchinge wakarara shure kwekadhi rako rechikwereti kana kubhadhara chikwereti, wako chikwereti angakwanisa kutaura newe nezve "kuunza compte yako ikozvino." Ndiyo imwe nzira yekureva kuti iwe unopa mubhadharo wakakura zvokuti unogutsa chero chenguva yekare yakatarwa yakawanikwa kubvira iwe waita kubhadhara kwako kwekupedzisira.
Apo nhoroondo iripo ikozvino, hapana kana kubhadhara kunokonzerwa iye zvino ikozvino nokuti iwe munguva pfupi yapfuura wakapa mubhadharo kana kuti iwe chete kubhadharwa kwazvino iyeyo mubhadharo wakaderera wemwedzi uno.
Makomborero ekubhadhara kero yako Current
Kunyange zvazvo kadhi yako yekubhadhara chikwereti ichida kuti iwe uuye neakaunti yako ikozvino nokuti mazita ekudarika anoreva kuti vari kurashikirwa nemari, kubhadhara akhawunti yako ikozvino inobatsira iwe, zvakare.
Rega kudana kubva kubhadhara yako kadhi rechikwereti . Kana iwe uri shure kumashure uye iwe usati wamboita zvirongwa zvekubhadhara, iwe uchagara uchifonera foni kubva kambani yako yekadhi yekwereti kukukumbira kubhadhara. Izvi zvinogona kuva nhamo. Vari kungoita basa ravo mukukukumbira kuti uchengete kuguma kwako kwechibvumirano chekadhi rechikwereti. (Cherechedza kuti kudanidzira kubva kune wako wekwereti wepakutanga hakusi pasi pemitemo ye Fair Fair Debt Collection Practices Act .) Kana ukangobhadhara kero yako ikozvino kana kuti uite chirongwa chekubhadhara kuti uunze account yako ikozvino, nhare dzichabva dzamira pakarepo.
Rega kubhadhara kuripo pamushumo wekwereti yako . Kana imwe nguva kubhadhara kwako kwemazuva makumi matatu apfuura, chikwereti chekwereti chinoziviswa uye repoti rako rekwereti richavandudzwa kuti ribatanidze kubhadhara kwekupedzisira .
Kubhadhara kero yako ikozvino inogumira zvimwe zvinyorwa zvenguva pfupi pamushumo wekwereti yekambani iyoyo. Izvo hazviiti, zvisinei, kubvisa chero zvikwereti zvenguva refu izvo zvatove zvataurwa.
Dzivirira kutengesa-kana kuunganidza . Pashure pemwedzi mitanhatu yekubhadhara kadhi rechikwereti, kambani yako yekodhi yemakadhi ichaderedzwa - uye inogona kutumirwa kusangano rinounganidza kuitira mamwe mabasa.
Mushure mokunge mutomirwa-kutorwa, kero yako yakavharwa uye haichazovhurwa kunyange kana iwe uchibhadhara chikamu. Kuuya ne-akhawunti yako ikozvino nguva iyoyo ichachengetedza kero yako kuti isapinda mune izvi.
Dzorera maropafadzo ako ekutenga . Vamwe kadhi rechikwereti vanoita kuti iwe usatenga zvitsva paakaunti yako kana zvakapfuura. Kana ukangobvisa chikamu chakafanira, iwe uchakwanisa kushandisa kadhi rako rekwereti zvakare chero bedzi risina kutongerwa-kubhadhara.
Gamuchira mvumo kune mamwe makadhi emakwereti uye zvikwereti . Vakawanda vanokwereta uye vateresi havazobvumi zvitsva zvitsva kana iwe uri kumashure pane zvikwereti pane imwe nhoroondo. Iwe unofanirwa kutarisirwa newaini yako yakatarwa yakakwana kuitira kuti chibvumirano chako chibvumirwe - uchifunga kuti unosangana nedzimwe nzira.
Nzira Yokubhadhara Aunti Yako Ino
Iwe unogona kazhinji kubhadhara mari yako yakadarika yakadzingwa uchishandisa nzira imwe chete yaunoita kuti iwe ugare uchibhadhara mwedzi mumwe nomumwe. Izvozvo zvinogona kunge zviri paIndaneti, ne-mail, kana pamusoro pefoni. Nhare dzepaIndaneti uye foni dzinoshandiswa kuakaunti yako dzinokurumidza uye dzichakurumidza kutora. Kana iwe kutumira mari yako, iwe unotarisira kumirira kadhi rechikwereti kuti uigamuchire iyo, iyo nzira iyo usati wabhadhara iwe uchatumira kukero yako.
Kuuya nekambani yekozvino kazhinji kwakaoma nokuti chikwereti chakaitika chekare chinosanganisira zvikwereti zvose zvakambosiyiwa pamwe nemari yekupedzisira.
Kana iwe usingagoni kukwanisa kubhadhara yako pakarepo, danaidza chikwereti chako kuti uite zvirongwa zvekubhadhara. Vanogona kukwanisa kuparadzanisa kubhadhara kana kukonzera zvikwereti kwenguva pfupi kusvikira unogona kubatwazve zvakare.
Zvaunoita Mukukwereta Kwako
Kana ukangobhadhara kariyo ikozvino, mharidzo yako yechikwereti ichavandudzwa kuti iratidze kuti nhoroondo yako haisati yadarika. Yeuka, kuunza kariyo ikozvino hakubvisi mitoo ipi yekupedzisira yakambotaurwa. Semuenzaniso, dai waiva mazuva makumi matanhatu apfuura nekuda kwekubhadhara kadhi rako rechikwereti, ipapo iwe wakabatwa, zuva remazuva makumi matanhatu rakasara richaramba riri pamushumo wako wechikwereti uye kubhadhara kwese shure kucharatidza sekubhadharwa panguva. Tsanangudzo dzisina kunaka dzakabatana nekambani dzicharamba dziri pamushumo wekwereti kwemakore manomwe.
Nokuti kubhadhara kari yako ikozvino hakubvumiri kutora nguva yakambomira, chikwereti chako chikoro hachigoni kudzoka pakarepo.
Sezvaunoramba uchiita zvimwe zvikwereti zvako pane nguva uye semakore ekupedzisira ekubhadhara makore, chikwereti chako chikamu chinofanira kuwedzera zvishoma nezvishoma. Mushure memakore manomwe, mutemo wekwereti wekubhadhara chikwereti nguva inopera , mubhadharo wekupedzisira unopedzisira usiya chikwereti chako.