Maone Chekombiyuta Anoshanda Sei
Cheketi yepakombiyuta inobhadhara magetsi kubva kuongororo yako yekuongorora inoshandiswa kuburikidza ne Automatic Clearing House, kana ACH network system .
Pane nzira mbiri idzi dzinoitika.
Nzvimbo yokupinda: kana iwe uchipa mashoko ekuongorora mabhuku ( bhangi rako rebhangi uye nhamba dzekutora ) kune bhizinesi, vanogona kukwevera mari kubva pakero yako yekuongorora electronics. Iyi nhamba inoratidza pasi pepa pepa chekuongorora. Iyi yekubhadhara inowanzoti E-Check, EFT, kana yakafanana. Iwe unogona kupa iyo ruzivo kuburikidza nokuichengeta muIndaneti kana kuipa iyo kumumiririri wefoni kumuromo.
Tarisa kutendeuka: iwe unogonawo kunyora cheki nzira yekare uye usingatombozivi kuti inoshandurwa kuva chekuongorora kwehutroniki. Vamwe vatengesi vane chekuverenga-kuverenga mabhuku pamabhuku ekutora achikurumidza kuverenga ruzivo kubva kune cheko chekugadzirisa kubhadhara kwako. Nhamba idzi dziri pasi pekuongorora kwako dzakadhindwa mumhando yakakosha, kazhinji ne magnetic ink, zvichiita kuti zvive nyore kune zvigadzirwa zvekushandisa kuwana ruzivo rwavanoda.
Checks inogonawo kutendeuka nevatapi venheyo sekambani yako yepamusoro apo iwe unyorera cheko yekubhadhara.
Kudzokorora kweElectroni yakasiyana nedzimwe shanduri checks , iyo inoshandiswa pakati pemabhanki pasi peMutemo Check 21. Mutemo wekutarisa unobvumira zvimwe zvifananidzo zvepamusoro zvecheki zvinoshandiswa panzvimbo yechimbo chaicho. Iwe unogona kunge usingazivi iwe wakasika chikamu chekutsvaga kana iwe wakamboshandisa purogiramu yefoni kuti utore mufananidzo wepepa yepa pepa kuti uiise mubhangi yako yebhangi.
Impact yeElectroni Checks
Mari yekutsanya Somutengi, chinhu chinonyanya kukosha kuziva ndeyekuti mari ichauya kubva pakubvunzurudza kwekombiko nokukurumidza kupfuura iwe unogona kutarisira. Iwe unofanirwa kuva nechokwadi chokuti une mari yakakwana inowanika munhoroondo yako nguva dzose paunonyora cheki, uye iwe haugoni kuvimba ne "kutengesa" nguva , kana kuti kuchema kwemazuva matatu kana matatu kwaiwanzovapo pakati pekutumira cheki kune mutengesi uye kuva nemari yakatorwa kubva munhoroondo yako nebhangi rako.
Kuti uone kuti iwe unogara uchiwana mari yakakwana, shandisa mari yako nguva dzose (kunyanya kusvikira wava nechivimbo chokuti iwe hauchazobhadhara mari), uye sarudza maziso nebhangi rako kuitira kuti uzive paunenge uri kutsika pasi pamari.
Mari shoma yebhizimisi: magetsi chekugadzira mari inochengetedza mari yebhizimisi. Iyi mitero inodhura zvishomanana kugadzirisa kudarika mari yemakadhi emari (mari yebhizimisi inowanzopfuura $ 1 yeE-check). Zvakare zvakare - hapana chikonzero chekutora zvose zveiyo cheki kubhengi. Uyezve, sezvo mabhizimusi achiwana mari yacho nokukurumidza, mari yavo inoyerera yakavandudzwa.
Kuzivisa uye Kuziva
Bhizimisi dzinofanirwa kukuzivisa iwe kana vari kutendeuka kubhadhara kwako kune chekuongorora magetsi.
Kana iwe uri muchitoro, tsvaga chiratidzo pane zvinyorwa zvekuti vachatenderera mapepa ako kutarisa mune chekuongorora magetsi. Kana iwe uri kutumira mune cheki kuti ubhadhara chikwereti, kambani yacho inogona kuzarura mitemo yavo yezvemagetsi pane imwe nzvimbo mukunyora kwakanaka kwechibvumirano kana kumashure kwekutaura kwako.
Kana muchengeti akaisa cheki yako mumashini uye achikudzosera kwauri mushure mekunge watenga, vakashandisa pepa rako chekuongorora sekuongorora kwekugadzira magetsi.
Zvaungaita Kana Pane Chikanganiso
Zvikanganiso zvinoitika. Taura nebhangi yako pakarepo kana iwe ukawana zvikanganiso semugumisiro wekutengesa magetsi. Unofanirwa kuzivisa kubhengi yako mukati mememazuva makumi matanhatu kubva apo chikanganiso chakaonekwa pane chirevo chako kana iwe unogona kurasikirwa nemamwe kodzero ( iwe unogona kunge uri kukonzera kurasikirwa pashure penguva iyo). Bhengi yako inogona kutora mazuva makumi mashanu kuti uongorore kuda kwako uye ichakuzivisa zvekuwanikwa kwadzo.
Dzimwe Nzira Dzokubhadhara
Maripo inowedzera magetsi-kunyange kana ukashandisa cheki rako, mari yako inogona kuchinjwa. Izvi zvinogona kukonzera kuvhiringidzika kana iwe usingaoni kubhadhara ne chekuchenda nhamba yaunotarisira. Sezvo zvose zviri zvemagetsi chero ipi zvayo, tarisa dzimwe nzira dzokubhadhara, dzakadai sedhibit uye makadhi emakwereti kana kusarudzwa kwebhadharo yepaIndaneti .