Nhamba yeAABA, inozivikanwawo sehamba yebhanji yekuverenga, ine nhamba yepfumbamwe-code inoratidza mabhengi muUnited States. Iyo code inobatsira mamwe mabhengi ekutumira mari ku uye kubva pakuongorora maakare ekutengesa sebhadhiro yakananga uye yekubhadhara mabhizimusi.
Tsvaga uye Shandisa ABA Numeri
Iwe unogona kuwana nhamba yako yeAAA nhamba kubva kunzvimbo dzakasiyana siyana. Kana iwe uine chekodha handy, nzira iri nyore kunogona kunge iri kutarisa pasi peimwe chekuongorora kwako.
Pamusoro pekuongorora mapepa: The number ABA inodhindwa pane chekuongorora. Inowanzoita nhamba nhamba yepfumbamwe iri pasi nechezasi kuruboshwe-ruoko rwekona (kunyange iyo inogona kuonekwa kune imwe nzvimbo pamakombikiti akawanikwa nemakombiyuta). Nhamba yeAABA inotsanangurwa mumufananidzo uri pamusoro, (tarisa hukuru). Nhamba yako yeAABA inogonawo kuwanika pane yako dhipiti mashizha munzvimbo imwe chete.
Taura nebhangi yako: Unogonawo kutaura nebhangi rako uye kubvunza kuti nhamba yeAABA ingashandisei. Mamwe mabhangi anopa ruzivo urwu paIndaneti, kunyange iwe ungada kuiswa mukati kuti uwane nhamba yakarurama. Tsvaga webhusaiti yako yebhangi yemabhadharo chaiwo kana kuti Automated Clearing House (ACH).
Shandisa nhamba yakakodzera: Bhengi yako inogona kuva nezviverengero zveAABA, saka zvakakosha kushandisa imwechete kuakaunti yako. Ndiyo nhamba imwe chete yaunowana ichinyorwa pane cheki yako (kana iyo yavanopa kana iwe ukashevedza uye kubvunza). Nhamba dzeAAA dzingasiyana zvichienderana nenzvimbo yawakazarura account yako, uye kubatana kwebhangi kunogona kuguma nemataiti akawanda ebhangi rimwechete.
Paunenge usina chokwadi, bvunza bhangi rako iyo nhamba kuti ishandise. Kunyangwe iwe uchiziva nhamba yakarurama yekuraira cheki , unogona kushandisa nhamba yakasiyana yekutengesa firi uye yekubhadhara mari yemari .
Maitiro AABA Numeri Anoshanda
Kune chikamu chikuru, zvose zvaunofanirwa kuita ndezvokukopa nhamba yako yeAABA uye ugozvipa kune ani zvake arikukumbira-haufaniri kuziva chimwe chinhu pamusoro pezviyero izvi.
Zvisinei, kana uchida kuziva, nhamba dzeAABA dzinoshandisa nzira inofadza.
Pamusoro pezita racho: Inhamba yeAAA yakafanana nekero inotaurira munhu wose kuti awane sei account yako. Somugumisiro, nhamba dzeAABA dzinogonawo kunzi nzira yekufambisa nhamba dzekutengesa (RTNs). "ABA" inoshandiswa nokuti America Bankers Association (ABA) inopa nhamba kumabhenji. IAA yakamisa nhamba dzeAAA muna 1910 apo bhengi rimwe nerimwe rakagoverwa nhamba yake yakasiyana. Vanhu vazhinji vari kunze kwemabhizimisi emabhangi vanovataurira semangwanda evanhu vanoita bhangi manhamba.
Nyaya-inoverengeka: Kuendesa nhamba inowanzoshandiswa pamacheke achishandisa magnetic ink, iyo inobvumira mishonga inokosha kuti iverenge code yacho nyore nyore. Chero kana kwete magnetic ink inoshandiswa, nhamba idzi dzakadhindwa muMICR font, zvichiita kuti zvive nyore kumakombiyuta kuti uverenge nhamba (kana iwe ukaisa cheki nekukanda mufananidzo nemutambo wako wechirwere).
Nhamba dzekutanga dzekutanga dzakapiwa sangano reGerald Reserve Routing System uye dzinomiririra bhandi nzvimbo chaiyo. Nemhaka yekuwana nekubatana, nhamba idzi kazhinji hadzina kuwirirana kune nzvimbo yebhangi iyo nzvimbo nhasi.
Nhamba yechishanu uye yechitanhatu inoshandura iyo Federal Reserve bank yekuti magetsi ehurumende uye kutengeswa kwefaira ichapfuura.
Nhamba yechinomwe inoreva kuti Federal Reserve check processing centre yakatanga kupiwa kubhengi.
Iyo nhamba yechisere inoratidza iyo Federal Federal district ibhangi iri.
Nhamba yepfumbamwe inopa checksum. Iko checksum iyi yakaoma kunzwisisa mashematical kushandisa shanduro yekutanga 8. Kana kuguma kwekupedzisira kusinganzwisisi nhamba yekuverenga nhamba, mutengesi wakarongedzwa uye unoshandiswa zvakare mukugadzirwa kwebhuku.
Cherechedzai: Erin O'Neil akanyora zvinyorwa zvinokosha zvechikamu chino, kunyanya kufukidza mhuka uye kushandiswa kwejeri imwe neimwe.