Zvikamu zveFICO Credit Score yako
Ndeipi Iko FICO Chikwereti Chekwereti Inobva Kubva
Yako FICO chikwereti chikoro inoratidzwa ne Fair Fair Corporation. Zvakanaka Isaka anotarisa ruzivo mubhuku rako rekwereti , uye anotora data achishandisa fomu yeimba.
Cherechedza kuti FICO yako chikwereti chikoro chakanaka chete semashoko ayo Fair Fair aripo. Kana pane zvisiri izvo kana kuti zvisizvo zvemashoko, zvichaita kuti FICO yako chikwereti chikwereti .
Kuti FICO Credit Score yakaitwa sei
Kugadzira FICO chikwereti chikwereti, Fair Isaac anoshandisa zvishomanana zvingano:
FICO Credit Score Components
- 35% Mubhadharo Wekare
- 30% Mari Inokweretwa
- 15% Kureba Kwekwereti
- 10% New Credit
- 10% Rudzi rweMari
Kana uri kuedza kuvandudza FICO chikwereti chikwereti, ungada kuisa pfungwa pane imwe kana zvimwe zvezvinhu zviri pamusoro. Maji mashomanana anotevera anokubatsira kuti utore matanho ekuvandudza chimwe nechimwe chezvinhu izvi.
Pane Zvakawanda Kwauri Kupfuura FICO Credit Score yako
Usati waputsa musana wako uchiedza kutarisira FICO chikoro chako chekwereti, yeuka kuti vanokweretesa vanogona kutarisa kune zvimwe zvinhu kunze kweFICO yako chikwereti chikwereti.
Semuenzaniso, unogona kukwanisa kuratidza chikwereti chaunongova nebasa riri nani rekubhadhara iro richakubvumira kuti uvhare chikwereti chako chose - ichi hachisi chimwe chinhu chichaonekwa muchikwereti chako chechikwereti cheFICO.
Kuvandudza Chikoro Chekubhadhara - Chikoro Chekubhadharwa Chikamu
- Bhara pane nguva , hapana magichi apa
- Kana iwe usingakwanisi kubhadhara panguva, zivisa iwe chikwereti chako chaunoda kuita chimwe chinhu kunze
- Tsvaga ikozvino pamusoro pezvikwereti zvakafanira
Kuvandudza Chikoro Chekwereti - Zvikwereti Zvikwereti Chikwata
- Chengetedza zviyero zvakaderera maererano nechikwereti chako chemari - 30% kana pasi chiri nani.
- Usazarura maakareji matsva kuti udzikise simba rako rekushandisa chikwereti - kuva nehuwandu hune simba ingoziwo zvakare
Kuvandudza Chikoro Chekwereti - Kureba Kwekwereti Chikamu
- Funga kuchengeta nhoroondo dzekare kare kana ukave wakakwereta zvakanaka
- Tanga kuvaka chikwata nokukurumidza
Kuvandudza Chikoro Chekwereti - New Credit Category
- Paunenge uchitenga chikwereti chitsva, chengetedza zvose munguva pfupi yakareba se 14 mazuva kana pasi
- Vanokwereta vane nhoroondo yakaipa vanogona kuvandudza zvikwereti zvekwereti nokuvhura kambani itsva nekuitarisira nayo zvine musoro
Kuvandudza Chikoro Chekubhadhara - Zvikwereti zveChechi Chikamu
- Chikwereti chechikwereti (uko iwe unobhadhara zvakagadziriswa mwedzi miviri kuti ubvise chikwereti) "zviri nani" pane kuendesa chikwereti ( chikwereti chakavharirwa chikwereti chikwereti)
- Zvimwe zvikwereti zvekambani zvemari (sekutenga chigadzirwa nemutengesi wemari) zvinogona kuderedza chikoro chako
- Mhando dzakasiyana-siyana dzekwereti dzinobatsira. Vachaziva kuti iwe unokweretwa nguva yakareba kana une chikwereti, chikwereti chemotokari , mashoma makadhi emakadhi , uye chikwereti chemudzidzi . Kana iwe wose uine kadhi rechikwereti chikwereti , iwe uchaita seusina zivo
Munowanzo, iwe unoda kuziva kuti zvinotora nguva nekuraira kunatsiridza chikoro chekwereti. Mitemo iri pamusoro apa inofanira kuva yechipiri kwauri. Pakupedzisira, usawa nekuda kwezvivimbiso zvekuvandudza zvikwereti zvekwereti kweusiku (kana pamutengo).
Muzviitiko zvisingawanzoitiki, unogona kuwana zvikanganiso zvakakonzerwa kubva pamitemo yako yechikwereti zvakakurumidza kudarika zvinowanzoitika (uchishandura zvinyorwa zvishoma), asi hapana chaunogona kuita pamusoro pehutano hwakarurama.