Chii chikamu cheGood Credit Score?
Kunyangwe iwe une chikwereti chakanaka chekwereti kunobva kune uyo ari kutarisa chikoro chako chekwereti uye nemitemo yavari kukuenzanisa nayo. Nenzira yakawanda, chikwereti chakanaka chechikwereti - pachiyero cheFICO - chiri pamusoro pe7 720, asi kune vamwe vane chikwereti uye vanopa chikwereti chinogona kunge chiri chechidiki kana chepamusoro. Kuva nekodzero yakanaka yechikwereti kunotsanangurira vatengesi kuti iwe unogona kubhadhara zvikwereti zvako pane nguva zvichienderana nemari iwe wakabhadhara zvikwereti zvako munguva yakapfuura. Kana iwe wakabhadhara zvikwereti zvako panguva uye wakakwanisa kubhadhara chikwereti zvakanaka kwemakore anoverengeka akapfuura, iwe unogona kunge une chikwereti chakanaka chekwereti.
Kuwana Kubvumirwa Nezvakanaka Zvekukwereta
Nekodha yakanaka yechikwereti, iwe unowanzoita kuti zvibvumirano zvako zvibvumirwe uye uwane mutengo wakanaka. Cherechedza kuti kunyange nekodzero yakanaka, kadhi rechikwereti uye kubvumirwa kwezvikwereti hazvivimbiswi nokuti vatengi uye vateresi vanofunga zvimwe zviitiko pamwe nekukwereta kwekwereti . Imari yako, basa, uye uwandu hwekwereti ndezvimwe zvinhu zvikwereti uye vateresi vanowanzofunga uye havakwanisi mune imwe yenzvimbo idzi zvinogona kukutungamirira kuti usarambwa.
Izvi zvinotitaurira kuti chikwereti chakanaka chekwereti hachisi chirevo chekukwanisa kwako kubhadhara, asi iwe unogona kubhadhara.
Kana iwe usina chikwereti chekwereti yakanaka, hazvirevi kuti mapurogiramu ako acharambidzwa. Asi kana iwe uchibvumirwa, iwe unogona kunge une chikwata chapamusoro. Kana, kana iwe uchikumbira kubhadhara kana mamwe mabasa emwedzi, iwe unogona kubhadhara mari yekuchengetedza kuitira kuti maitiro ako agadzirwe.
Kana, uyo ane chikwereti kana mubatsiri webasa anogona kukuda iwe kuti uve nemudzidzisi asati agamuchirwa.
Une Chikwereti Chakanaka Here?
Iwe unogona kutarisa FICO yako chikamu , chikwereti chikoro chikuru chevateresi vanoshandisa nekushanyira myFICO.com. Your TransUnion kana Equifax FICO chikamu chichasvika $ 15.95. Kune dzimwe nzvimbo dzekugadzirira chikwereti chako , seKwereKarma.com, dzimwe nguva pasina rusununguko , uye kunyange kuenzanisa chikamu chako cheFICO .
Iwe une chikwereti mitsara ine zvitatu zvakasiyana-siyana zvekwereti uye ruzivo mune rimwe ripoti rekwereti rinogona kusiyana. Sezvo chikwereti chako chikoro chakakonzerwa nedhaka rako repoti rekwereti, zvikoro zvako zvinogona kuchinja zvakasiyana. Zvinokwanisika kuva nechikwereti chakanaka chekwereti nechikwata chechikwereti uye chikwereti chakanaka chikwereti nemamwe mahofisi. Izvi zvinogona kuitika kana iwe une chikwereti chekuunganidza kana imwe nhoroondo isina kunaka iyo inowanikwa kune rimwe rekwereti yemarikiti asi kwete kune vamwe.
Kana ukangorayira chikwereti chako chikoro, vazhinji vanokupa vachakupa muongororwo wemakato ako, kukuudza kana chikoro chako chiri murombo, chakanaka, chakanaka, kana chakanaka. Iwe uchadzidzawo kuti chii chiri kuwedzera kune chikwereti chako. Kana iwe usina chikwereti chekwereti yakanaka, chengetedza ripoti yako yechikwereti kuti udzidze zvakawanda pamusoro pezvakaitika zvipi zvinokuvadza chikwereti chako.
Usanetseka, iwe unogona kunyanya kuvandudza chikwereti chako chekwereti kuburikidza nekuderedza zviyero zvepamusoro, kubhadhara kubva kare nekuda kwezvikwereti, nekuvaka imwezve yakawanda yemari yekubhadhara.
Kana zvikanganiso zvichiita kuti usakanganise chikwereti chekwereti, iwe unogona kuvapikisa nekodhi bureau. Chirongwa chekwereti chakanaka hachizoitiki usiku hwose, asi nekufamba kwenguva uye zviito zvakarurama , uchaona chikwereti chako chikoro chiwedzerwa.