Chii chiri Vezera reTeer Auto Loan?

Pros uye Cons of Veer Kuda Peer Auto Loan

Vezera rekuona zvikwereti zvemotokari hazvisi itsva chaizvo. Makore apfuura, musati makodhikiti asati agara akagara muvanhu, kana mumwe munhu aida chikamu chiduku, chikwereti chenguva pfupi, vaizotarira kune nhengo yemhuri kana shamwari yepedyo. Sezvo isu tose tinoziva, kukwereta mari kubva kune shamwari kana mhuri kunogona kukonzera matambudziko akawanda evanhu. Asi zvakadaro, dai ihwo chete ndiro raunosarudza, ndiko kwawakaenda. Marikiti yemakadhi uye madhodhi maduku emabhangi akachinja zvose izvi, kunyanya kuvanhu vakawanda.

Iye zvino, nekuuya kweterevhizheni (uye nehutu hwakasimba hwakanaka kubva mune hupfumi hwakaipa) imwe nzira itsva yekubhadhara yakaonekwa mumakore mashomanana apfuura: peer-to-peer chikwereti. Peer-to-peer (inozivikanwawo seP2P) zvikwereti zviri kukura mukuzivikanwa munzvimbo dzinoverengeka, kusanganisira motokari yemari . Saka, kana uri kuda kupinda mumusika wemotokari itsva, uye uronga kuchengetedza chikwereti kuitira kuti ubhadhara, ipapo ungada kudzidza mhinduro kumusoro wehurukuro mubvunzo: "Chii chinoitwa nevezera rako? auto chikwereti ? "

Nhoroondo yevezera rekufungidzira

Vezera-ku-peer kukweretesa, nenzira dzakawanda, rinoreva tsika yekuchera mari, kazhinji kune vanokwereta vasingabatanidzi, kuburikidza nenzira dzisiri dzetsika. Ne "isiri tsika" Ndiri kutaura pamusoro pese sangano risati riri bhangi, kambani ye inshuwarisi, sangano rekutsvaga mari, kambani yemakadhi yemakadhi, kana shark yemari. Iyo yakanaka yakawanda inobatanidza munhu wose mubhadharo rekukweretesa. Kusvikira zvino.

Vezera-ve-peer kukwereta vakazvarwa paIndaneti uye, pakutanga, vakatendeseka pamasangano evanhu kuitira kuti "nzvimbo yekunamatira" yevateresi nevakwereta vaungane.

Nhasi, zvisinei, zvikwereti zvemakwereti akawanda zvakakonzerwa pachiitiko uye, nokuda kwechikamu chikuru, kutorwa pamusika weP2P kubva kumagariro evanhu.

Zvinhu zvinofamba zvakanaka zvakanyanya munguva ye digita. Peer-to-peer chikwereti muenzaniso wakanaka. Vakangogara varipo kwemakore mashomanana uye vanogona kunge vachiri "sango kumavirira" ekubhadhara mari.

Zvisinei, nzvimbo dzechikwereti dzeP2P, dzakadai seLending Club neProsper, dziri kutora vashandi vakura vari kuedza mazana emamiriyoni emadhora mavari, izvo zvinoreva kuti bhizimusi rekukweretesa P2P rinokurumidza kuva rakagadzirirwa uye nhengo yakarurama yemabhizimisi emari .

Mari yeP2P Inoshanda Sei?

Iko pfungwa huru yekukweretesa vezera-kune-vezera ndeyekufananidza munhu ane chikwereti nemunhu anenge akwereta. P2P kukweretesa nzvimbo ndeyokuti vatorwa vanoenda kunowana chikwereti. Nzira yekushanda iri chaizvo chaizvo. Enda kune imwe nzvimbo uye uzadze shanduro yepaIndaneti. Kana iwe uchikodzera, iwe ucharatidzwa urongwa hwevangakweretesa pamwe chete nemitemo uye mutengo wemari yekutora chikwereti. Kana iwe uchida zvaunoona, iwe unopedza chikwereti uye uwane mari yako. Mutinhiro mukuru, handizvo here? Kwete nekukurumidza.

Nzira Nekuda Kwevezera Renyu Kuda Mota Mahara

Kune zvikonzero zvakawanda zvinofadza zvekutarisa peer-to-peer auto chikwereti. Asi, sezvaunogona kutarisira, panewo zvishoma zvingakundikana. Ndinofanira kucherechedza pano kuti ndiri kutaura nezvehutano nehutano kubva kune vanotora chikamu chekuona. Kana uri kutarisira kuva P2P chikwereti, iwe unogona kungotora zvinhu izvi uye uzvishandise uye uzvishandure.

Pros

1. Vatengesi vemari vanoine chikwereti chiduku chinopfuura chakakwana avo vasingakwanisi kuchengetedza chikwereti kuburikidza nemimwe nzira dzetsika vanogona kuwana imwe pane imwe nzvimbo yeP2P.

1. Nzvimbo dzezvikwereti zveP2P, nenzira dzakawanda, dzinoshanda semadhorosi masimiti apo mapato emativi ose maviri anouya kune mazwi anogamuchirwa kune vose pasina kupindira kwemukati-murume anogadza matanho nemitemo iwe, uye anotora.
2. P2P zvikwereti ndezvi (uye izvi zvinokosha) zvisina kuchengeteka, izvo zvinoreva kuti anokweretesa haakwanisi kudzorera zvakare motokari yako kana iwe ukakundikana kutenga yako yako nenguva.

Cons

1. Kana iwe uri mumwe wevaya vanotsvaka chikwereti nemari yakaipa yandakambotaura kare, gadzirira kurwisana nepamusoro (dzimwe nguva zvakanyanya zvakanyanya) chibereko chemari. Yeuka zvandakataura pamusoro pe "wild wild"?
2. Chero nokuti chikwereti chako hachina kuchengeteka hazvireve kuti pane haisi chaiyo-nyika, migumisiro yakaipa inokumirira kana iwe ukakundikana kukubhadhara. Kungofanana nezvikwereti zvechikwereti, kana iwe usingakwanisi kukweretesa chikwereti chako, chikwereti chako uye zvikwata zvinotora kukura kukuru.

Ndeye-Ve-Peer Auto Loan Worth?

Peer-to-peer zvikwereti zvakakura pakuti vanopa nzira yakakwana kune zvikwereti zvekubhadhara mari. Pasinei nokuti iwe unonyorera kune mumwe, zvisinei, zvakanyanya kusvika kwauri. Hazvinei kuti chii chaunosarudza, ingova nechokwadi chokuti unoverenga zvinyorwa zvako zvekubhadhara uye unonzwisisa zvose zvese usati waita.