Mari Inotsanangurwa Inosanganisira Kuve Nezvinangwa Zvayo, Aina, uye Zvishandiso

Nzira Nhanhatu Dzemutemo Dzaita Mari Kubva Mumhepo Yenyu

Nheyo yemari ndeyekuti mabhizimusi makuru anotarisira sei kugadzira hupfumi. Mvura inenge yakawanda sei mune mari inopa . Izvo zvinosanganisira chikwereti, mari, cheki uye mari yemusika mutual funds . Chinokosha pane izvi chikwereti. Inosanganisira zvikwereti, zvisungo uye zvikwereti.

Chinangwa cheMari

Chinangwa chikuru chepakati pebhangi ndechekugadzirisa kutsika . Chechipiri ndechokuderedza basa , asi mushure mokunge vaine simba rekutengesa.

Sangano reUnited States reUnited States, rakafanana nemamwe mabhengi makuru, ane zvinangwa zvakananga zvezvinangwa izvi. Inotsvaga tsananguro yebasa iri pasi pe6,5 muzana. IFed inotaura kuti huwandu hwekushaya kwehutano huri pakati pe 4.7% uye 5.8 muzana. Inoda kuti mutengo wekutengesa kwepakati uve pakati pe2,5 muzana uye 2.5 muzana. Inotsvaka kukura kwehupfumi hwehupfumi . Ndiwo mazana maviri kubva muzana kubva kuzana mumakore ekugadzirwa kwemhuri .

Mhando dzeMari

Central mabhangi anoshandisa zvinopesana nemitemo yemari yekuderedza kuwedzera. Vane zvigadzirwa zvakawanda zvekuita izvi. Yakawanda inowedzera kuwedzera kwemari uye kutengesa zvivigiro kuburikidza nematengesi akazaruka .

Vanoshandisa nzira yekuwedzera yemari yekuderedza kusakosha kwebasa uye kudzivisa kutengesa . Vanoderedza chikwereti chezvibereko, vanotenga zvigadziro kubva kumabanki ejeri uye vanoshandisa mamwe mathizha kuti awedzere kuwedzerwa.

Mari yeNheyo Inopesana Nezvematongerwo Emitemo

Zvakanaka, mutemo wemari unofanirwa kushanda mukati-mu-glove nemitemo yehurumende yenyika .

Inowanzoshanda nenzira iyi. Izvi ndezvekuti vatungamiri vehurumende vanozogadziriswa zvakare kuderedza mitero kana kuwedzera mari. Izvozvo zvinoreva kubhadhara vhoti nemushandirapamwe vanozvipa, kuisa pachena. Somugumisiro, hurongwa hwemari hunowanzowedzera . Kuti urege kudzivirirwa mumamiriro ezvinhu aya, mitemo yemari inofanira kunge ichidzivirira.

Zvinoshamisa kuti panguva yekudzoka kukuru , vezvematongerwe enyika vakava nehanya nekodzero yemuAmerica . Ndiyo nokuti yakapfuura chikwereti chekwereti-ku-GDP chiyero chezana zana. Somugumisiro, mutemo wezvemari wakava unopesana chete apo paidiwa kuwedzera. Kubhadhara, Fed yakakuya mari yakawandisa yemari muhupfumi nehuwandu hwekugadzirisa .

Zvishandiso Zvitanhatu zveMari

Zvose mabhandi makuru ane zvigwaro zvitatu zvematongerwo emari zvakafanana. Vakawanda vane zvizhinji zvakawanda. Vose vanoshanda pamwe chete mune zvehupfumi, kuburikidza nekugadzirisa mabhangi 'emari.

IFid ine zvigetsi zvitanhatu zvikuru. Chokutanga, inogadzirisa chidimbu chekuchengetedza , chinotaurira mabhengi kuti mari yakawanda yavanofanira kuva nayo pakachengetedza husiku humwe. Kana zvisiri zvekuchengetedzwa kwemari, mabhengi angakweretesa 100 muzana yemari yawakachengeta. Haasi munhu wose anoda mari yavo zuva rega rega, saka zvakachengeteka kuitira kuti mabhangi akweretese akawanda acho.

Kudyidzana kunoda kuti mabhenji agone 10 muzana yemari yekuchengetedza. Nenzira iyo, vane mari yakawanda iripo kuti vawane zvido zvakawanda zvekuregererwa. Apo Fed inoda kudzivirira kukasvibiswa, inomutsa nzvimbo yekuchengetedzwa inoda. Iyo inotengeswa chete inoita ichi sechisarudzo chekupedzisira nokuti inoda zvakawanda zvemapepa.

Zviri nyore kwazvo kuchengetedza mabhangi 'emari kushandiswa kushandisa mari yakaderedzwa .

Ichi ndicho chikwata chekuda mari iyo mabanki anotengesa kuti vachengetedze mari yavo yakawanda usiku hwose. Chinangwa chechiyero ichi chakaiswa pamisangano mitanhatu yeGreen Open Market Committee . Izvo Mari inotengesa mari inokonzera zvimwe zvose zvinokwidziridzwa , kusanganisira mabhengi emari ekubhadhara uye mari yekubhadhara mari.

Iko yeFed yechitatu yekushandisa iyo inotora zvishoma . Ndizvo zvinoita kuti mabhengi akweretese mari kubva kuFid's fourth tool, firiji rinotora . IFOMC inowanzoisa iyo yekuderedza dhigirii hafu-nheyo yakakwirira kudarika Fed mari yehuwandu. Izvozvo ndezvekuti Fed inosarudza mabhenji kuti akwererane kubva kune mumwe.

Chechipiri, Fed inoshandisa misika yakashambadzira kutenga kutenga nekutengesa Treasurys nezvimwe zvivimbiso kubva kumabhanga ayo. Izvi zvinoshandisa huwandu hwekuchengetwa kwemabhenji aripo kunze kwekuchinja kushandiswa kwekudiwa.

Yechechitanhatu, mabhanji akawanda evanhu kusanganisira Fed inoshandiswa kugadziriswa kwezvishoma .

Inonyatsoisa tarisiro yekuti vanoda chimwe chekuwedzera. Izvi ndezvokuti vanhu vanowanzozotenga kana vachiziva kuti matengo ari kuwedzera.

Mukuwedzera, Federal Federal yakagadzira zvishandiso zvakawanda zvekutarisana neHarare Recession . Izvi zvinosanganisira Chikoro Chekubhadharwa Kwebhuku Rekushandisa uye Term Ending Chikwereti Chipo .