Kubasa, Zvimwe Zvinokonzera, Uye Migumisiro Yayo

Haasi Wose Munhu Asina Basa Haashandi

Ushayi hunotsanangurwa neBhodhi yeBasa Statistics sevanhu vasina basa, vachishingairira basa mumavhiki mana apfuura, uye varipo panguva ino yekushanda. Uyezve, vanhu avo vakambomiswa kwenguva pfupi uye vakanga vakamirira kuti vadzoserwe kune rimwe basa iro rinowanikwa muhuwandu hwemabasa .

Avo vasina kutarisira basa mukati memavhiki mana apfuura havasati vava kuverengwa pakati pevasina basa.

I BLS inovabvisawo kubasa . Vanhu vakawanda vanosiya basa revanhu pavanenge vasimuka, kuenda kuchikoro, vane hurema hunoita kuti varege kushanda, kana kuti vane mabasa emhuri. Kunyange vanhu vanoda kuda kushanda havana kubhadhara kana vasingatsvaki basa. Hezvino ndiyo nzira iyo BLS inotarisa Dhiyabhorosi yeHurumende yeKubatanidzwa .

Iyo BLS inochengetedza nhamba yevanhu ivavo, zvakadaro. Vanoparadzaniswa zvakasiyana muMugove weMabasa . Vaya vakatsvaka basa mukati memwedzi gumi nemana apfuura, asi kwete mukati memavhiki mana apfuura, vanorongwa se "zvakanamatirwa nevebasa." Iko kune chidimbu chemazana akabatanidzwa, avo avo vakangosiya kutarisa nokuti havafungi kuti pane mabasa kunze uko kwavari. I-BLS inovadana kuti vakaora mwoyo vashandi , uye vangangotanga kutsvaga basa zvakare pose apo basa rekutengeswa kwebasa rinovandudza. Nokuda kwechikonzero ichi, vanhu vazhinji vanofunga kuti BLS haigauri iyo chaiyo yehuwandu hwemabasa .

Basa ndewomumwe munhu 16 kana kupfuura uyo akashanda maawa chero ipi zvayo muvhiki yapfuura. Izvo zvinoenderana neB BLS. Vanogona kubhadhara vashandi kana kuzvipira. Vanogona kubhadharwa vashandi mune bhizinesi rine mhuri, chero bedzi vachishanda maawa gumi neshanu pavhiki. Iyo BLS inosanganisirawo vanhu vasina kushanda mukati mevhiki kana vachinge vasipo (vanoti, nekuda kwezororo kana kurwara).

Havagoni kuva vagari vemunzvimbo ipi neipi. Izvozvo zvinosanganisira majeri, mapurisa, zvivako zvepfungwa, uye dzimba dzevakwegura. Iyo BLS hainawo kuverenga avo pavanoita basa rechiuto. Mune mamwe mazwi, ivo nhengo dzehurumende yeUnited States isiri yezvematongerwo enyika.

Nzira Yokuzviverenga Sei?

Aya maitiro anotsanangura kuti kushaiwa kwebasa kunopinda sei muhuwandu hwevanhu.

Vagari = Nharaunda yevaIvivi isiri yezvematongerwe enyika + Inoshanda basa rechiuto + Inharaunda yevanhu

Vanhu vasiri vehurumende vasiri vezvematongerwo enyika = Vashandi + Havasi mubasa

Boka revaranda = Vakashanda + Vasina basa

Kwete mubasa = Aya anotevera mapoka matatu:

1. Vanhu vanoda kuda basa, asi havana kuitsvaga mumwedzi wapera. Zvinosanganisira "zvinyorwa zvishoma," uyo akatarisa mugore rapfuura. Vakanga vane chikoro, utano husina kunaka, kana matambudziko ekufambisa akavadzivirira kubva pakatarisa mumwedzi wapfuura. Vamwe " vanoodza mwoyo vashandi ." Havatendi kuti pane mabasa. Vanhu ava vanobatanidzwa muHurumende yeHurumende yeHurumende .
2. Mamwe mapoka haasi kutsvaga basa. Dzinosanganisira vadzidzi, vanoita zvekuvaka uye vanhu vabuda pamba.
3. Chero ani zvake ari pasi pe16 haana kubatanidzwa mubasa revanhu, kunyange kana vari kushanda.

I-BLS inotarisa kusakwanisa kwemabasa kuburikidza nekuongororwa kwemwedzi kwemhuri, inonzi Current Population Survey.

Izvo zvave zvichiitwa mwedzi woga woga kubva muna 1940, sechikamu chehupfumi hwehurumende kuMukuru Wekuderera . Yakashandurwa kanoverengeka kubva panguva iyoyo uye ine ruzivo rwekugadziriswa kukuru muna 1994. Izvo zvaisanganisira kuburitswa kwebhuku remibvunzo, kushandiswa kwekombiyuta-kubatsirwa nekubvunzurudzwa, uye kunongororwa kune dzimwe dzevashandi veshoko.

Maitiro Ausina Mabasa Anoshandiswa

Kushaya basa ibasa rinokosha rinoshandiswa nehurumende kuenzanisa hutano hwehupfumi. Kana uwandu hwekushaya huwandu hwakakwira zvakanyanya (inenge 6 kubva muzana kana kupfuura), hurumende ichaedza kuwedzera hupfumi nekuumba mabasa . Sangano reStart Reserve rinotanga kufambidzana nehurongwa hwekuwedzera kwemari , uye kuderedza federal money rate .

Kana izvi zvisingashande, hurumende yehurumende ichashandisa hurongwa hwekuwedzera hupfumi . Inogona kuumba zvakananga mabasa nekubhadhara vashandi kumabasa ehurumende.

Iyo inogona kusimbisa zvisiri izvo mabasa kuburikidza nekukurudzira kudiwa nekuwedzerwa kwekushaya mabasa . Aya mazano anobatsira vasingashandi kusvikira vangawana mabasa. Izvi ndezvimwe zvekusarudzwa kwebasa izvo hurumende inogona.

Iwe unogona kufunga kuti kuswa kwebasa hakukwanisi kuwira pasi, asi kunogona. Kunyangwe mune hupfumi hwehutano hwakanaka , pane nguva dzose inofanira kuva nehuwandu hwekushaya mabasa kwe4,5 - 5.0 muzana. Nokuti vanhu vanotanga vasati vawana basa idzva, vari kuwana kubhadhara basa rakanaka, kana kuti vatangotanga kutsvaga basa uye vari kumirira kusvikira vawana basa rakanaka. Urombo hwakanyanya kudarika hwakambove huri 2.5 muzana. Kunyangwe kana uwandu hwemabasa huri mune zvakasikwa, zvakaoma kuti makambani awedzere. Vane nguva yakaoma yekuwana vashandi vakanaka.

Zvinokonzera

Munyika, kusarirwa kunokonzerwa apo hupfumi huchidzikira, uye mabhizimisi anomanikidzwa kuderedza mari kuburikidza nekuderedza mari yekubhadhara mari. Dambudziko rezvemari ra2008 rakagadzira basa risina kunaka kubvira kuma1980. Hezvino zvakapfuura kubviswa uye kushaya kwehuwandu hwemabasa.

Kumupikisa kunyanya mashizha kana makambani anogonawo kukonzera kusashanda. Inyanzvi yepamusoro-soro, yakadai semakombiyuta kana mabhoti, zvichikonzera kusashaya basa kuburikidza nekugadzirisa basa remabasa nemichina. Basa rekushanda kunze ndechimwe chikonzero chekushaya basa. Inonyanya kuwanzo mu teknolojia , mahofisi ekufonera , uye vanhu .

Migumisiro Yekusashaya Basa

Migumisiro yekusashaya basa kune mumwe munhu ndeyemari uye kazhinji inoparadza pfungwa. Migumisiro yehupfumi inogonawo kukuvadza kana kushaiwa kwemabasa kunokwira kumusoro kwe5 kana 6 muzana. Apo vanhu vazhinji ivavo vasiri kushanda, hupfumi huri kurasikirwa nechimwe chezvinhu zvinokonzera kukura, kushandiswa kwevatengi . Zviri nyore, vashandi vane mari shoma yekushandisa kusvikira vawana rimwe basa. Kana kushayikwa kwepamusoro kwenyika kuchienderera mberi, kunogona kuwedzera kuderedza hupfumi kana kuti kukonzera kuora mwoyo . Izvi zvinodaro nokuti mari shoma yevatengi kubva kuvashandi vasingashandi inoderedza bhizimusi mari, iyo inoita kuti makambani acheche mari yakawanda kuti atore mari yavo. Iyo inogona kuva yakaderera inokurumidza kukurumidza.

Chimwe chemigumisiro yeG gr kudya Recession ndechokuti vashandi vave vasina basa kwenguva refu. Izvo izvi zvisingashandisi kwenguva yakareba zvisingabatsiri, uye zvinotarisa, kwemwedzi inopfuura mitanhatu.

Kana vakave vasina kubasa kunyange kwenguva yakareba, unyanzvi hwavo hwemabasa hungave huchikwanisa kuenderana nezvinodiwa nemabasa matsva ari kupiwa. Izvozvo zvinonzi kushanda kwemabasa . Vakawanda vavo vane 55 kana kupfuura. Vangave vasina kukwanisa kuwana basa rakanaka zvakare, pasinei nemitemo inorambidza kusarurwa kwezera. Vangatora nguva-yega kana yekubhadhara mari yekuita mabasa kuti vawane zvigaro. Zvadaro vasave vashandizve kusvikira vangotora pasi kare Social Security benefits pazera remakore makumi matanhatu. Nokuda kwechikonzero ichi, vazhinji vezvematongerwo enyika vanofunga kuti kudengenyeka kwakagadziriswa kwakagadziridza huwandu hwekushaya mabasa.