Nei 1.3 Mamiriyoni Asingagoni Kuwana Basa Nekunge Atarisa Mwedzi 6
Yenguva refu Yekusashanda Kwebasa
Muna March 2018, pakanga paine 1.322 mamiriyoni evanhu vasina kushanda kwenguva refu. Kune 20.1 muzana yevasina basa avo vave vachitsvaka basa kwemwedzi mitanhatu kana kupfuura. Izvo zviri nani pane zvinyorwa zvepamusoro zve 46 kubva muzana muzana repiri re2010. Nhamba yevasina basa yakatanga kuderera pasi pemamiriyoni maviri munaMay 2015.
Mutengo wacho uri naniwo kupfuura mazuva akaoma zvikuru ekutengesera kwe1981 . Panguva iyoyo, 26 muzana yevasina basa vakanga vasina kubasa kwemwedzi inopfuura mitanhatu. Kwose kusabatanidzwa kwaive kwakaipawo kupfuura nhasi. Zvose zvisingabatsiri zvehupfumi zvaive 10,8 muzana. Kunyange zvazvo Great Recession yakatanga kusimba yepamusoro yehupfumi hwemazuva mazhinji, yakaderera.
Zvinokonzera
Izvo zvikonzero zviviri zvekushaya kwemakore kwenguva refu ndezvekushaya mabasa uye kushayikwa kwemabasa . Kushanda kwemabasa kunowanzokonzerwa nekuderera . Kushaya kwemabasa kunowanikwa apo unyanzvi hwevashandi hahuna kusangana nezvinodiwa zvemashizha emabasa.
Nguva yakareba yemazuva ano uye kusarasikirwa kwemabasa kunopedza mumwe nomumwe. Kusava nematambudziko kunokonzera kukura kukuru kwekushaya mabasa. Vaya vasingagoni kuwana mabasa vanove vasina basa kwenguva refu. Kana kunze kwebasa kwenguva yakakwana, unyanzvi hwavo hunova hwekupedzisira. Nokufamba kwenguva, izvi zvinokonzera kushaiwa kwemabasa. Vane mari shoma yavanopedza, zvichikonzera kuderedzwa kwevanoda mari .
Iyo inowedzera kuderedza hupfumi hwehupfumi, zvichikonzera kuwedzera kwehutano hwemagetsi.
Vakawanda vanoti kune zvikonzero zvitatu zvekushaya basa kwenguva refu: hutano hwakanaka , kusabatsirana kwebasa, uye masangano ehurumende. Hurongwa hwehutungamiri hwehurumende hunoda kuti vagashiri vatsvake basa. Icho chinokonzera kusarudzwa kwebasa ne 0.5 kubva muzana kusvika ku8,8 muzana nekuti havasi vose vaizoshanda nesimba. Vanhu ivavo havafanirwi kuonekwa sechikamu chevashandi. Batsiro rinogonawo kukurudzira vanhu kuti vawane mabasa ekubhadhara zviri nani, vachiwedzera kushaiwa basa.
Kubatana kunobatanidza kusasarudzwa kwechikoro kuburikidza nekukamanikidza makambani kupa zvikwereti zvakakwirira kudarika zvavanoda. Aya makambani anofanirwa kuisa vashandi kuti varambe vachigadzirisa bhajeti uye zvinangwa zvemari. Vashandi ava vanogona kunge vane unyanzvi hunofanirwa kune imwe shandhu uye vangasave vachida kutora mabasa ekubhadhara mari. Izvozvo zvinogona kuguma mukugadzirisa, uye pakupedzisira kwenguva refu, kusashanda kwebasa.
Migumisiro
Vane gumi chete muzana yevashandi venguva refu vanowana basa mwedzi mumwe nomumwe, maererano neshumo yeSan Francisco Federal Reserve. Zvakaipisisa kudarika 30 muzana pamwedzi webasa rishoma rekushanda vanobudirira.
Mamiriro ezvinhu haasi tariro kunyange zvakadaro. Mharidzo yacho yakawanawo kuti hafu yevasingashandi kwenguva refu vanowana basa mumwedzi mitanhatu, uye 75 muzana vanoita saizvozvo mukati megore.
Kunyange avo vakanga vasina kuwana basa mumwedzi 18 vanowana chimwe chinhu pakupedzisira kana vakaramba vachitarisa. Sani Francisco Fed yakawana kuti mikana yekuwana basa haina kumira kunyange zvazvo vakanga vasiri kushanda kwenguva refu.
Kuva asina kushanda kwemwedzi mitanhatu kusvikira pagore kuchasvika nguva dzose kuchinetsa mari yemunhu. Pew Chidzidzo chekutsvakurudza chakawana kuti kutengesa kwenyika kwakakanganisa kushanda kwemazuva mazhinji kwakanyanya kudarika vamwe mune dzimwe nzvimbo dzehukama hwevanhu, zvirongwa zvemabasa, uye kuzvivimba. Kunyanya, kushandiswa kwemakore kwenguva refu kwakataura zvinotevera:
- Vanopfuura hafu (56 kubva muzana) vakaona mari yavo inopera, vachienzaniswa ne42 muzana yenguva shoma yekusashanda uye 26 muzana yeavo vakachengeta basa ravo.
- Inenge hafu (46 kubva muzana) yakasangana nehukama hwemhuri yakaenzaniswa ne39 kubva muzana yeavo vakanga vasina kushanda kwenguva yakareba. 43 muzana vakarasikirwa neshamwari dzepedyo.
- Vanenge makumi mana muzana (38 muzana) vakarasikirwa nekutendeseka, uye 24 muzana vakatsvaga rubatsiro rwemhizha rwekuderedza kufanana ne 29% uye 10 muzana yehushanda hushoma.
- Ikuderera kwave kune "kuchinja kukuru" pamusana pekukwanisa kwavo kuita zvinangwa zvemabasa makumi mana kubva kune makumi mashanu kwavari vachifananidza ne 28 muzana yevezera ravo venguva pfupi.
- Vanopfuura makumi manomwe kubva muzana vanoti vanoshandura mabasa. Anenge chikamu chetatu (29 muzana) yakashandurwa zvisina kubhadharwa nemari yakaderera uye inobatsira kupfuura basa rayo rekare. Hazvishamisi kuti vakava vasina tariro zvikuru pamusoro pemikana yavo yekuwana basa rakanaka. Asi 16 muzana chete yevashandi venguva pfupi vakanga vari kuipa.
Chimwe chidzidzo cheSweden chakawana kuti kushanda kwenguva refu kwakatanga kukanganisa kukwanisa kwavo kuverenga. Paavhareji, munhu ainge asingashandi kwegore akadonha 5 muzana pakuverenga kuverenga test scores.
Kusvika kwenguva yakareba sei Kubasa Kwemabatsiro Okuwedzerwa Kubatsira
Kusasarudzwa kwehurumende kunobatsira kuwedzerwa kwakabatsira kubasa kwenguva refu mubasa ravo rokutsvaga basa. Congress yakabvumira zvinyorwa mumutemo weAmerican Recovery uye Reinvestment Act . Vakanga vadzorerwa zvakare gore negore kusvikira muna 2013.
Zvikomborero zvakapiwa basa risingaperi kwenguva refu kusvika kumavhiki makumi mapfumbamwe makumi matatu ekushaiwa kwemabasa. Yakabatsira kuvatsigira kusvikira vawana mabasa akanaka. Pasina zvinyorwa, vangadai vaifanira kutora chero basa ravaigona, zvichiita kuti varege kushanda. Izvi zvingavaita kuti vasati vambomira sezvo ruzivo rwavo rwakawedzerwa kudarika.
Kuberekwa kunobatsira chete avo vakabviswa, kunyange zvakadaro. Vamwe vashandi vanodzima vashandi nokuda kwechikonzero kana kuti kukumbira vashandi kuti vasiye basa rekudzorera purogiramu yakasara kuitira kuti vasabhadhara mari. Vashandi vanorega, vashandi venguva yakazara, vanozvishanda uye vadzidzi kana vanaamai kana vachingopinda mubasa havakwanisi kubatsirwa.
Uyewo, havasi vose avo vanokodzera kubatsiri vakapiwa mavhiki makumi mapfumbamwe nemapfumbamwe ekutsvaga mabasa. Vaifanira kurarama mune imwe nyika inosangana nehuwandu hwekushaya mabasa.
Nzira Yokuverenga Nayo Kubhadhara Kwemazuva Ekure
Iko nguva refu yekusashanda kwemabasa iri nyore kuverenga nokuti BLS inoputsa pasi nhamba dzemwedzi mumwe nomumwe muSpanish Situation Summary. Nhamba yevanhu vasina kushanda kwevhiki makumi maviri kana kupfuura iri muTebvu A-12. Inotarisawo chiyero chavanoita chebasa risina basa. Iyi tafura inokupa dhenda yemwedzi mitatu yapfuura, yakarongeka nenguva. Inokubvumirawo kuti uenzanise mwedzi miviri yapfuura uye gore-pamusoro pemakore , kwete nguva yakatarwa.