Iyo Yakagadziriswa Apo Kusheya Kwemabasa Kusingakwanisi Kudzora
Kushingaira kwebasa kakawanda ndicho chikonzero chikuru chekushaya mabasa. Ubasa hunoonekwa hurefu pa8 muzana yevashandi . Inozivikanwa se "cyclical" nokuti yakasungirirwa kune bhizimisi.
Apo hupfumi hunopinda zvakare muchikamu chekuwedzera chebhizinesi rezvebhizimisi, vasingashandi vachawanazve. Kushanda kwemhirizhonga kwenguva pfupi. Izvo zvinoenderana nehurefu hwechibvumirano. Chimiro chekugadzikana kwehurumende kunopera kwemwedzi gumi nemana. Kuora mwoyo kunogona kupedza makore gumi.
Zvinokonzera
Kushanda kwemabasa kunokonzerwa nekuderedza kukuru kwekudiwa . Inowanzotanga nekuderedza kushandiswa kwemunhu . Kana mutengi achitsvaga zvezvinhu uye mapoka madonhesi, mari yebhizimisi inoderera. Pakupedzisira, makambani anofanirwa kuisa vashandi kuti varambe vachiwana purogiramu . Kazhinji hapachina huwandu hunokwana hunoita kuti vashandi vabatikane.
Chinhu chokupedzisira bhizimisi chinoda kuita ndechokusiya vashandi. Ichi chiitiko chinotyisa. Imwe kambani inogona kurasikirwa nevashandi vanokosha iyo yakaiswa mari yakawanda mukati. Ndicho chikonzero nei panguva iyo basa risina maturo rinotanga, hupfumi kazhinji huri kutowanikwa mune zvekunyika. Mabhizimisi anorindira kusvikira ava nechokwadi kuti kudengenyeka kwakaoma vasati vatanga kutambiswa.
Ndezvipi zvinogona kukanganisa kuderera kwezvehupfumi kunokonzera kusashanda kwemabasa? Kakawanda kacho kukanganisa kwemusika . Mienzaniso inosanganisira kuparara kwegore ra1929 , tech crash ya2000, uye kuparara kwemari muna 2008 . Kuparara kwakaipa kunogona kukonzera kutengesa kwepasi kuburikidza nekuita kutya uye kurasika kwekuvimba mune zvehupfumi. Mabhizimusi anotambura nekurasikirwa kwematare avo anokosha sezvo mashizha emotokari anowedzera.
Kunyange zvisati zvadiwa muhupfumi huzhinji hunowa, vanogona kurasikirwa nekwanisi yavo yekusimudza mari yekukura nekuwedzera.
Sokutengeserana kwematengesi ematengesi kunoputika, vatengi vanonoka kutenga. Vari kumirira kuona kana chivimbo chinodzoka. Kana ikadaro, hupfumi hwezvemari hunotanga uye kusagadzikana kwebasa hakuiti. Izvi ndizvo zvakaitika muna 1987 Black Black market market crash . Kana chivimbo chinoramba chiripo, kuderedza chido chinoda mabhizinesi kuti aise vashandi. Kupesana kwehupfumi kune imwe chete yezvikonzero zvakawanda zvemhando dzakasiyana dzehutera husina kukanganisa America pamusoro pemakore .
Migumisiro
Zvinosuruvarisa, kusagadzikana kwebasa kunogona kuva kuzvigadzirisa kunopera kunowedzera. Ndiko nokuti avo vachangobva kushanda iye zvino vane mari shoma shoma. Izvi zvinowedzera kuderedza kudiwa uye bhizimusi mari, zvichiita kuti pave nematambudziko akawanda.
Pasina kupindira, mhepo iyi inoramba ichienderera mberi kusvikira kugadzirwa kwaderera kunosangana nechido chinoderedza. Zvinosuruvarisa, izvi hazvigone kuitika kusvikira kusashanda kwepamusoro kunosvika 25 muzana. Ichi ndicho chakaitika panguva yekudengenyeka kukuru , iyo yakatora makore gumi. Ichokwadi, izvo zvakapedzisa kupedzisira kudzvinyirira kwaida zvekushandisa zviuto sezvo United States yakapinda muHondo Yenyika II. Iyi yakawanda yemari yemari yakabhadhara yakaita kuti kuwedzerwa mune chikwereti cheUnited States.
Mienzaniso
Chiitiko chekushaya basa kwemaitiro ndiko kurasikirwa kwekuvaka mabasa munguva yekunetseka kwemari muna 2008 . Sezvo dambudziko reimba rakapararira, vavaki veimba vakarega kuvaka misha mitsva. Vose vanosvika mamiriyoni maviri ekuvaka vashandi vakarasikirwa mabasa avo. Pose pamba imba yekuvaka inotanga zvakare, ichakwanisa kudzokera kubasa.
Mumwe munhu anogona kutanga kutengesa kushanda zvisina njere ndokubva amuka seanotambudzwa nekushaiwa basa . Munguva yekuderera, mafekitari mazhinji anoshandiswa kune zvishandiso zvemakombiyuta zvemakombiyuta kuti vashandise mitambo. Vashandi iye zvino vanoda kuongororwa unyanzvi hwekombiyuta kuitira kuti vakwanise kugadzirisa mabhoti avo zvino vari kushandisa mishonga yavakashanda kuti vashande ivo pachavo. Vashoma vashumiri vanodikanwa, zvakare. Vaya vasingadzokeri chikoro vanoronga kushanda. Unyanzvi hwavo hahuna kufanana nezvidikanwa zvevashandi.
Nhamba yeUsemba hweHurumende
Nhamba yekusashanda kwebasa ndiyo musiyano pakati pekushaya kwehutano hwemazuva ehurumende uye parizvino. Nhamba yemasikirwo inosanganisira chimiro, kurwisana, nguva, uye zvekare zvekushaya mabasa. Bvisa avo kubva muhurongwa hwekushaiwa basa kuti vawane dambudziko rekushaya mabasa.
Muhupenyu chaihwo, zvakaoma kutarisa deta uye kuona kuti sei munhu mumwe nomumwe asina basa. Saka, vezvehupfumi vakauya nedzimwe nzira mbiri kuti vaongorore kuti huwandu hwehutera huripo.
Nzira yekutanga uye yakajairika inoshandisa bhizimisi. Tsvaga uwandu hwemabasa munguva yepamusoro-soro yebhizimisi. Zvadaro, tsvaga uwandu hwemabasa munguva yechikamu chezviyo. Zvadaro bvisai maviri acho. Kusiyana kunofanira kunge kusina basa.
Chechipiri ndechokufananidza kushaya kwehuwandu hwevadzidzi vepenyanzvi vachangobva kudzidza nehuwandu hwekushaya mabasa. Kana chiyero chavo chiri chakafanana nehuwandu hwehuwandu, saka huwandu hwenyika iyo kusasarudzwa kwemabasa kunongororwa. Sei? Munguva pfupi yekolishi vapedza kudzidza vane unyanzvi hutsva uye vanogona kutamira kunzvimbo ipi zvayo mabasa. Vane mukana muduku chaizvo wekushaiwa kwemabasa. Kushandisa nzira iyi, vatsvakurudzi vakawana kuti vazhinji vehutano hwegore muna 2011 hwakanga huripo.
Solution
Nokuti kusagadzikana kwebasa kunogona kukura kunze kwekutonga, kazhinji hurumende yehurumende inofanira kupinda mukati kuti iimise. Chokutanga uye chinonyanyisa kupindura ndechekuwedzera kwematongerwo emari . IWatch Reserve inotanga kuderedza chido chekuda . Izvi zvakafanana nekuisa mari muhomwe dzemhuri uye mabhizinesi. Inokwereta zvikwereti uye kunyange kukwereta kadhi rechikwereti kunodhura. Uye kungoziva kuti Fed inotora matanho inogona kudzorera chivimbo chakakosha kuwedzera chido.
Kana izvozvo zvisina kukwana, hurumende inofanira kushandisa hurongwa hwekuwedzera mari . Izvi zvinotora kwenguva yakawanda nokuti kazhinji mutungamiri neCongress vanofanira kuvhota pakushandisa zvakawanda. Izvi zvinomutsa kukanganisa kwemari . Iyo inowedzera zvakare mhirizhonga yeb-partisan pamusoro pokuti kutyora mutero kana kushandiswa kune vakagadziri vese vanoita basa.
Asi u-U Mass / Amherst yekudzidza inoratidza kuti kunyanya kushandiswa kwekusagadzikana kwemabasa kunoshandisa. Izvi zvinoreva zvakakwana kushandiswa pamabasa ehurumende kumabasa ekuumba mabasa ekuvaka. Kushanda kwemaitiro kunopesana nekuvaka basa rakaoma.
Mhinduro yechipiri iri kuparidzira kusabatsirana kwebasa. Maererano nekutsvakurudza, kutengesa mutero hakusi kushanda pakugadzira kudiwa kunoda kumira kusagadzikana kwemabasa.