Kuzarura Auntiyo Yokuchengetera Krisimasi
Iwe unogona kuzarura konti yekuchengetwa kweKisimusi pabhangi rako rekuno kana chikwereti chebato. Kazhinji, mabhangi maduku chete uye zvikwereti zvezvikwereti zvinogona kupa iyi nhoroondo chaiyo. Inogona kutumidzwa seChechi yeKrisimasi Club. Zvisinei, kana iwe usina sarudzo yekuzarura kambani iyi, iwe unogonazve kuzarura kambani chaiyo yekuchengetedza mazororo. Iwe unoda kuve nechokwadi kuti hauna kubatanidzwa newadhidraft yako kuitira kuti mari igare yakachengeteka kunyange kana iwe uchikanganisa kutora mari uye iwe uchingodzokora akaunti yako .
Kusarudza Mutengo Wokuchengetedza Mwedzi Woga Woga weKrisimusi
Imari yega yega uye mari yehupfumi ichaona kuti iwe unofanira kuisa sei paKrisimasi mwedzi wega wega. Iwe unogona kutanga nokutarisa kuti wakashandisa zvakadini gore rapera paKrisimasi kuti uite bhajimasi yako yeKrisimasi . Ingoparadzanisa ichi chikamu gumi nembiri uye iwe uchava nemari yaunofanira kunge uri kuisa gore rimwe nerimwe.
Imwe nzira ndeyekutarisa kuti unoda kushandisa mari yakawanda sei gore reKrisimasi. Mari yacho inogona kusiyana zvichienderana nehuwandu hwevanhu vaunoda kupa kune gore negore uye kutarisira kwemhuri kwaunoita pamazororo. Sezvo iwe uine vana, unogona kusarudza kuti unoda kuwedzera mari yauri kuchengeta gore roga roga.
Kubatsirwa kweAkrisita Savings Account
Chinyanya kukosha chebhuku iyi ndechokuti hauzotombooni mari, saka iwe hauzoni kuishandisa. Iwe unogona kuva nemari yakanyorwa kunze kwekero yako zuva rimwechete rayo raiswa. Iyi nhoroondo haisati yashandiswa sekodzero yekuchengetedza mari yepamusoro, kuitira kuti mari isasashandiswe nenzira iyo. Kana uine matambudziko ekusiya mari mukuchengetedza, iwe ungada kufungidzira kushandisa rudzi urwu rwekambani kuchengetedza Krisimasi.
- Inoita kuchengetedza zvigadziriswa nekufambisa.
- Kudzivirira kuchengetedza Krisimasi yako nekuita kuti mari iome zvakaoma kupinda kunze kweKrisimasi nguva.
- Zviri nyore kuongorora uye kutarisa chikamu chacho zvakasiyana nedzimwewo mari yako.
Kukanganisa kweAkrisita Savings Account
Chinyanya kukanganisa kubhengi iyi ndiyo inotora mutengo wakaderera iyo mari yako inowanikwa munyaya ino. Iwe uri nani pane kuisa mari yacho kune imwe yenharaunda yakagamuchira kuwana akaunti yakadai semari yemari yemari. Kana iwe uri mune zvemari uye iwe usingabate mari yako unogona kuisa mumari yemari yemakethe (inowanikwa kuburikidza nebhangi rako) kana kuti inochengetedza rekuchengetedza kwekombiyuta (iyo inopa huwandu hwekuda mari). Uyezve, dzimwe nhoroondo dzekuchengetwa kweKrisimasi dzinogona kunge dzine zvikwereti munzvimbo kana iwe uchibvisa mari yacho kare.
Izvi zvinogona kubatsira nokuti inobatsira kukukurudzira kusiya mari iri munhoroondo. Zvisinei, kana iwe uchida mari yacho nekuda kwekukurumidzira, iwe unogona kutarisana nemitengo kana iwe uchibvisa kare.
- Inowana chidimbu chechibereko chepasi pane imwe gwaro rekuchengeta.
- Zvikanganiso zvinogona kuitika kana iwe uchida kuita kuti urege kubviswa kare.
- Iwe unofanirwa kumirira kusvika munaNovember kuti uwane mari yacho, kunyange kana iwe ukawana zvakanyanya pane chipo pakutanga kwegore.
Zvaunosarudza nokuda kweKrisimasi Savings Accounts
Nhoroondo yeKrisimasi yekuchengetedza ndiyo nzira yakanaka kune avo vasina kurangwa zvakakwana kuti vaise mari mari pamwedzi weKrisimasi. Izvi zvinogona kukubatsira iwe kukura chirango kana uchichida. Imwe yenzira dzakanakisisa dzokutanga kuchengetedza mari ndeyokuzviita zviri nyore. Kana iwe uchida kuzarura hurukuro yeKisimusi yekuchengetedza kereke kumumiriri wekambani pabhandi rekuno yako kana chikwereti chebato.
Iwe unogona kusarudza kuzarura kambani yekuchengetedza iri muIndaneti uye sarudza imwe yega yega yega, uye uve nekero yako yeKisimusi yekuchengetedza nechepamusoro-soro yezinga rekuda. Kana iwe usiri kushayikwa chirango chekusapindira mune mari yako pane kuzarura kechipu ega kunobatsira kuchengetedza mari. Kana ukaizarura kune rimwe bhangi rakasiyana, rinonoka kukurumidza kuti iwe unogona sei kutumisa iro uye kubatsira kubvisa kushandiswa kwekutengesa.
Kuita Zvakanyanya Kwakawanda KweKrisimasi Kuponesa
Kana ukangoponesa mari yezororo, zvinokosha kuti uwane zvakanyanya mari yaunayo. Bhijhesi uye hurongwa hwekushandisa zvinogona kukubatsira kuti urambe uri munzira. Zviri nyore kuderedza mari kunyange nekuchengetedza. Ikoko kunogonawo kunge kusingatarisirwi mari yezororo sefisi yehofisi. Iwe unogona kudiwa kuchengetedza mari yakawedzerwa yezororo yekufamba. Kana iwe unowedzera kuronga kuisa, huwandu hwekuti haufaniri kushandisa kadhi rechikwereti kana kuti kuguma kunetseka kuti uwane zvigaro muJanuary. Ingoyeuka kuti chirongwa chakasimba ndicho chinhu chinokosha.
Iwe unogona kuita kutenga Krisimasi nyore nyore nekugadzirira mberi nekutsvaga mazano ekupa chipo cheKrisimasi paunenge uchitora mazita. Sezvaunoshanda kuti uchengetedze mari, iwe uchashamiswa nekuwanda kwaunogona kuwana uye zvakanyanya kudzvinyirira nguva yezororo ichave. Gore rimwe chete rokuponesa mberi richakubatsira iwe kutanga kuita nguva dzose. Kugadzirisa kero yako ikozvino kuchaita kuti Krisimasi ive nyore nyore.