Mune mamwe maguta makuru, haisi chisarudzo pakati pekutenga condos vs dzimba nokuti dzimba dzemaguta dzinogona kudhura. Condos inenge nguva dzose inokunda. Nokuti ivo kazhinji vanodhura zvishomanana. Zvimwe zviviri zvakakosha zvakakunakira kutenga condo ndezvi: kazhinji condos zvitsva kupfuura imba, zvinoreva kuvandudza zviri nani, uye mutengo unodhura.
Asi kune zvimwe zvikonzero vatengi vanogona kutora mavhesi neimba.
Kuita kuenzanisa kwakanaka kwemari-kuchenjera, ndinoti vatengi vanofunga kuti chikamu chesangano reimba yeimba (HOA) mari yepamusoro. Chero zvingave zviyero izvi, ienzanise kuti chiyero kune huwandu hwekubhadhara chikwereti . Somuenzaniso, ngatitaurirei kuti HOA yako mari ye $ 250. Pane chiyero chekudarika che4,5 muzana, icho chinogona kunge chiri chekubhadharazve pamutengo mukuru we $ 50,000.
Izvi zvinorevei kwauri pasina mari ye HOA, iwe unogona kubvisa mararamiro emari yako ne $ 50,000, kutenga imba uye ubhadhara maererano nemari yakafanana mwedzi mumwe nomumwe. Mune mamwe mazwi, kana uri kuronga kutenga $ 250,000 condo ine $ 250 HOA yemari, iwe unogona kushandisa mari yakafanana pamwedzi uye panzvimbo iyo kutenga imba ye $ 300,000. Nokuti 50 000 pa4,5 muzana inofarira makore anopfuura makumi matatu akaenzana nechimwe chikwereti chikuru uye chibhadharo che $ 253.34. Kana, bhadhara $ 50,000 pasi uye tenga condo. Tipe kana kutora.
Kwete chete iyo HOA inobhadhara kugadziriswa, asi zvinobva pane zvigadzirwa zvakafukidzwa ne HOA.
Somuenzaniso, kana HOA yako ichibhadhara mvura nemarara, iyo ingadai iri mari yakawanda yaunofanira kubhadhara iwe pachako kana iwe wakatenga imba. Uyezve, imba haigoni kukupa matarenda ematareti, mu-spas spas, kusungirirwa kwemahombekombe ekudhara kana clubhouse.
Chimwe chezvipingamupinyi kutenga condo ndechekuti chikwata chako hachizombobatsiri kupfuura chimwe chinhu chimwechete, pamwe nekuvandudza.
Mari yako yekusimwa inotenderera kune zvakapoteredza kutengesa Kana mumwe muridzi akatengesa pasi pekutengesa moto pamutengo usingabhadhari, izvo zvingakanganisa kukosha kwako kwemusika . Kupaka motokari kazhinji kunowanikwa kune imwe kana maviri motokari. Inogona kuva rwendo rurefu rwokufamba netsoka kutakura mapeji kubva pamotokari yako yakamira kumakicheni.
Mhando mbiri dzeCondos
Mhando mbiri idzi dzemakondomu ndeaya avo vakashandurwa kubva kumakamuri kusvika kumakanda uye avo avo vakavakwa sevakondomu. Kana iwe usingakwanise kuona musiyano, zvichida hazvizovi nehanya nemangwana emangwana. Kana yako condo inoratidzika seimba yako nokuti yakange iri kutendeuka, inonzwa nzira kune vamwe vatengi uye zvigaro zvingagara zvisingasviki kune dzimwe nzvimbo dzomunharaunda dzomukondinium.
Nzira dzekutenga Condos vs Dzimba
- Condos kazhinji inodhura kudarika dzimba. Kuti uwane chikwata, uyo anokweretesa achawedzera HOA kumubhadharo wako, pamwe nemitero uye yega mortgage inshuwarisi, kana pane. Kunyange zvakadaro, kazhinji kondomu inogona kunge yakakosha kupfuura imba.
- Zvitsva condos zvinowanzove nekuvandudzwa kwakawanda kupfuura dzimba dzekare. Kana iwe uine mwoyo wako wakagadzika pamagetsi ezvigadzirwa, zvishandise zvisingasviki uye purogiramu yakasununguka pasi, kondomu itsva inokodzera izvo zvinoda.
- Iko HOA inowanzopa zvinhu zvepamusoro uye nzvimbo dzinowanzoshanda-kufanana. Masango okushambira, spas, clubhouses, nzvimbo dzeBQQ, matare evhariyumu, tennis dzematare, matare ebhasikiti, kufamba kwemigwagwa, mabhuo ekuchenesa uye nezvimwe.
- Kurarama-uye-go mararamiro. Vanhu vanonzwa vakachengeteka zvikuru nokuti vamwe vanogara pedyo. Mumatambudziko akaoma, zvakaoma kune avo vasiri vemo kuti vauye uye vaende vasingaongorori.
- Community mailboxes. Mune dambudziko guru remakondomu, murindi anogona kunge aripo kugamuchira kubhadhara iwe iwe masikati.
- Zvishoma kugadzirisa uye kupedza. Kwete kusungira mashizha, raking mashizha, kushandura kuputsika kwemawindo. Iwe unowanzova nekutarisira iwe wega wega mukati mako.
Dhiyabhorosi Kutenga Condos vs Dzimba
- Iwe unowanzova pedyo nevakidzani vako uye ruzha runogona kufamba nemasvingo akabatana. Izvi zvinoreva kuti haukwanise kutarisa Nhared Wars pahuwandu hwepamusoro usingakonzera vavakidzani kuti vatsamwire pondo pamusuo wako.
- Izvo zvigadzirwa zve condo zvingasakodzeri chikwereti cheFHA . Icho chinoreva kuti iwe unoda kubhadhara mari kana kuwana chikwereti chenguva dzose kutenga. Izvi zvinogona kukanganisa nhamba yevatengi vanowanika vanogona kutenga condo apo inouya nguva yokuti iwe mutengese. Mishonga yakawanda haigamuchirwi neFHA nokuti chiyero chekugara kwevatenzi nevarimi vanopfuura 50 muzana.
- Mari yako ye HOA inogona kuwedzera, uye inowanzoramba ichikwira. Kana chivakwa chacho chiri chekare, chinogona kuda mari yakawanda yekubhadhara kugadzira denga, kupinza mabomba, kunze kwekuchengetedza, izvo zvinowanzoreva kure yakakwirira HOA.
- Ndingadai ndakagadzirisa kana ndisingatauri kuti Bhuku revatungamiri mune hoA rinogona kunge riri pamasimba ekufamba. Kwete yose HOA yakafanana neizvi asi yakakwana ndeyokuti ndinofanira kuiunza. Iko kunogona kunge kune Big Big pane kurarama mukati me HOA nekuenderana nemitemo yausina kusika.
- Hazvina mhosva nheyo, chido hachisi imba. Nhamba yekwereti inogona kunge yakadukusa kupfuura imba. A condo haigoni kukupa munda wekutarisa kana nzvimbo yekugeza motokari yako.
- Pet restrictions. Kana iwe wakagara uchitsvaga Dane Guru, yako HOA ingasabvumira. Mitemo inogona kudzivirira nhamba nemhando dzemhuka dzemhuka dzaunogona kutorawo zvakare.
Panguva yekunyora, Elizabeth Weintraub, CalBRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.