Mhando dze1099 uye General Tax Rules
Kune marudzi anopfuura gumi nemaviri akasiyana-siyana ema1099 asi mafaira 1099 anowanzobudiswa kubva mumabasa ekutsvaga , zvakadai sezvikamu, zvikwereti uye mari yekubvisa mari (IRA, 401k, 403b) kugoverwa.
Mhando dzakawanda zvikuru dze1099 dzakagamuchirwa nevashambadziri dzinosanganisira 1099-R, 1099-DIV, 1099-INT uye 1099-Q.
Hezvino zvavari uye kuti vangaitei navo:
Nguva Yakatara Kuwana 1099
Chimwe chezvinhu zvakawanda zvinokonzera kufuta mitero zvinomirira maitiro ose anodiwa kuti asvike mune tsamba. Pasina mafomu ako ose, haugone kukanda mitero yako uye nguva yekumirira inogona kunyanya kuodza mwoyo kune vateresi vanotarisira kubhadharwa. Kana iwe unokwereta IRS, zvisinei, iwe hausi iwe unenge wakakurumidza kuisa.
Zuva rakakodzera rema 1099 mafomu ndiJanuary 31; zvisinei, vanobvisa 1099 (kureva kuti iyo yekutengeserana yekambani kana mutual fund kambani) haafaniri kuendeswa kune IRS kusvikira pakupera kwaFebruary.
Saka, apo yekutanga yaFebruary inosvika, uye iwe hauna kugamuchira 1099 yako, unogona kuda kudana mutapi. Uyewo, gara mupfungwa mupfungwa dzinonoka kunonoka, dzakadai sedhiyo yakaipa.
Zvaungaita Ne Fomu 1099-R
Iyi fomu inotarisirwa kutumirwa kwauri kubva kumudzikinuri wekambani yekubvisa mari , yakadai seIRA, annuity, pension, chirongwa chekugoverana kwevanhu kana 401 (k) hurongwa, kana wave nekugoverwa kweimwe rudzi panguva yemutero wegore .
Ramba uchifunga kuti kugovera hazvireve kuti kurega kubvisa mari . Taura zviri nyore, kugovera kunoreva kuti mari yakadzingwa kunze kwebhuku. Mienzaniso yemhando dzekugoverwa dzinosanganisira chikamu kana chikwereti chakakwana chekusiya mari, IRA rollover kana kushandiswa kwe1035 kubva kune rimwe gore. Kana kugoverwa kwako kuve rollover yakananga kubva kurongwa hunoshandiswa nevashandirwi, sa 401 (k), iwe hauna chikwereti chemitero uye unofanirawo kugamuchira Fomu 5498 uchiitsanangura sezvo.
Chii chinonzi 1099-DIV?
Iyi fomu inotumirwa kumutengesi kubva kune mutual fund kambani kuratidzira rekodhi yezvikamu zvose uye mari inowanikwa mubhadhari mugore rekubhadhara. Vamwe vatengesi vanogona kuvhiringidzika nefomu 1099-DIV nokuti vangave vasina kugamuchira chero rudzi rwekubhadhara mari kubva kune zvikamu chero zvipi nezvipi kana mari inowanikwa mukati megore. Kuda mari dzekubhadhara nguva dzese dzisingabhadharwi-mutero wekubhadhara mari inogona kuve nemari inowanikwa apo mutengesi wemari inotengesa sengo pamutengo wakakwirira kudarika yakatengwa, iyo inobatanidza mutual fund inowanikwa , iyo inobva yatengeswa kumutengesi. Izvo zvinobudirira zvinowanzoiswazve muhomwe asi izvo zvichiri kuwanikwa zvinowanikwa. Mune mabheji-akaremberedzwa maakaunti , akadai seIRAs, 401 (k) s uye annuities, hapana chiitiko chezvino chinotengesa, saka hapana 1099-DIV inotumirwa kune muzvinabhizimisi.
Unoda 1099-INT?
Iyi fomu inotumirwa kubva kumasangano, zvakadai semabhangi, kune avo vanoita zvekambani vakagamuchira chikwereti chekubhadhara zvinenge $ 10 panguva yemutero wegore. Chido, kwete kuti chivhiringidzike nezvikwereti, zvinonyanya kuitika mumabhengi ekuchengetera mabhengi, Zvitatimiti zveDhipatimendi , nemari yemari yemari . Kufarira kuri kuwedzerwa kune mari yakawanikwa pamutero wekutengesa mutero 1040 kuti uwane mari yose yegore kuitira kuti inofanira kuudzwa kune IRS.
Nei Unogona Kuda 1099-Q
Iyi fomu inotumirwa kune varairidzi vakagamuchira kugoverwa kubva kuCoverdell Education Savings Account (ESA) kana Sangano 529 Plan. Kazhinji, vateresi havakwanisi kubhadhara mitero pazviparidzi zvisingasviki kana zvakaenzana nedzidzo dzemari dzinokwanisa .
Mazano Pamutual Fund Mitero Yekubhadhara Na 1099 Mafomu
1099 mafomu anowanzoendeswa kune vose IRS uye kune mumwe munhu mutero wemutero kubva kuchipatara (kureva mutual fund kambani kana bhangi) uyo akagovera chikamu, mari yakawanda, chido kana mari kubvisa. Saka hazvisi nguva dzose kuti munhu wacho atumire kopi yake kune IRS nemutero wayo . Zvisinei zvakakosha kuchengetedza zvinyorwa zve1099 nemamwe magwaro anopa uchapupu hunotsigira hwebasa rako rekubhadhara uye risina kukwereta. Mune mamwe mazwi, vatengesi vanofanirwa kugadzirirwa kuongororwa kwemitero , iyo inoda zvinyorwa zvemutero wako weferensi.
Zvinonzwisisika: Taura nemutero wako wezvemitero pamusoro pemitero yakakodzera yekuisa mitero. Iwe unogonawo kushanyira IRS.gov kuti uite zvinyorwa zvekufambisa. Izvozvi ruzivo rwepaiti ino inopa mazano ekukurukurirana chete, uye haafaniri kusanganisirwa sekupa mazano ekutsvaga mari. Pasinei nemamiriro ezvinhu iyo ruzivo runomiririra hutungamiri kutenga kana kutengesa zvigumisiro.