Mari Mari yeMari Mari Mazano uye Nzira Yokugadzira Mari
Chii Chinonzi Money Market Fund?
Mari yekukoshesa mari ndiyo mari inobhadhara inoshandisa munguva shomanana, yakakwirira-yepamusoro yezvikwereti zvekuwana mari.
Chinangwa cheko mari yekukoshesa mari ndeyekushandisa mari yekutengesa mari iyo isingapfuuri kubva kune $ 1 per share. Mune mamwe mazwi, kana iwe ukaisa $ 1 000 mumari yemari yemari, chinangwa chacho ndechokudzorera $ 1 000 pamwe neshoko rechibereko (zvinowanzosvika kune 90 zuva T-bill mahara). Kurasikirwa mumari yemari kwave kusingawaniki, asi, nhamo, zvakaitika.
Mari yemusika mari inotungamirirwa neU.S. Securities and Exchange Commission (SEC). The SEC inoda kuvimbisa kuti njodzi dzisingakwanisi uye vashandi vanofarira zvinodzivirirwa. Nokudaro mari yemusika mari inogona kuva inyanzvi yepamusoro kune mattress yako, kunyanya kufunga nezvekuti nzira yekupedzisira yekuponesa inoisa njodzi yekuba kana moto!
SEC Rule 2a-7 Inotonga Zvikamu Zvikamu zveMarike Mari
- Kukura kwekuchengetedza: Mari yemari yemari haigoni kuchengetedza zvipimo nekukura kwemazuva anopfuura 397. Ivhareji inorema yekukura kwepodfolio yako haigoni kudarika mazuva makumi mapfumbamwe.
- Bhidhiro Yechikwereti: Pasingasviki 5% yemari yemari yemari yemari inogona kunge iri mune zvikwereti zviri muzvikamu zvepamusoro-pfupi zviduku zvenguva pfupi.
- Diversification: Mari yemusika mari inotarisirwa kuchengetedza nzvimbo dzakasiyana-siyana. Mari yemusika mari haikwanisi kuva neyekubatisa iyo inodarika 5% yehuwandu hwehupfumi (kunze kweSouth Treasury nehurumende yehurumende inobatira).
Kubatsirwa kweMarike yeMari
Mutemo wemari yemari yemari ndiyo chinhu chinokosha kune zvakasiyana siyana:
- Kuchengetedzwa: Kuchengetedzwa kwemari chinangwa chemari yemari yemari. Kunyange zvazvo mari shoma yemisika yemari yakaputsa buck (iri pasi pe $ 1) muzviitiko zvizhinji, kambani yemari kana mubatsiri akapinda kuti awane kurasikirwa.
- Muchengetedzo: Mari yemakakiti yemari inopa mari yakaisvonaka yekuwana mari. Yakawanda mabhengi ekubhadhara, kusanganisira Schwab neFidelity, kupa mari yemusika mari sechisarudzo. Mune mamwe mazwi, apo inotengeswa inotengwa / kutengesa mari inobva kune / inopinda,, mari yemusika mari.
- Kuzvipira: Mari yemusika yemari inobhadhara muchero unobva pane zvinyorwa zvepasi. Zvibereko izvi zvinowanzoendeswa zvakare muhomwe kuburikidza nekutenga zvimwe zvikamu muhomwe. Ichi chibereko chinoita kuti misika yemari iwane mari inofadza kune mamwe mattress.
Sezvo nezvose zvakasimwa, zvinokurudzirwa kuti uverenge prospectus , pamwe chete nedzimwe nhepfenyuro dzinowanikwa dzevashandi uye ruzivo.