Kusiyana pakati pe CEFs uye Mutual Funds
Pasinei nekufananidzwa kwemari yekuvhara kwekupedzisira (CEFs) uye pamwe chete mari, vane kusiyana kwakasiyana uye mumwe nomumwe ane chinangwa chake uye sarudzo.
Kutenga uye Kutengesa CEFs
A CEF inoshandiswa sechinhu - pamutengo wemabhizimisi kana kupfuura-the-counter - apo gwaro rekuzarura mutengo unotengwa rinotengwa uye rinotengeswa zvakananga nekambani yekubhadhara kana yekambani yekudhinda.
Munyaya iyi, CEFs yakafanana nemari yekutsinhana-inoshandiswa mari (ETFs) . Mari yekutengeserana kweEECF yakafanana nemari yekutengeserana kwemaoko. Iko kunewo maitirwo emari ekubhadhara mari inobhadharwa kune kambani yemari yekutarisira mari.
Imwe mari inofanira kuzivikanwa yeEECF ndiyo yekudaidza-kubvunza kupararira. Kana iwe ukaisa mutemo wokutenga CEF uye, panguva imwe chete, iwe unorayira kutengesa mari yacho, mutengo weiwo ose unenge wakasiyana. Mune mamwe mazwi, mari yako yekutenga CEF uye mutengo waunowana pakutengesa CEF waizosiyana. Semuenzaniso, unogona kutengesa pamutengo wekutengesa we $ 9.90, apo iwe waizotenga pamutengo wokubvunza we $ 10. Iyi $ .10 musiyano inozivikanwa sekuti kubvunza-kubvunza kupararira uye inofanirwa kubhadhara mari yekuita bhizinesi pakutsinhanisa kana pamusoro pekambani.
Iwe unogona kutenga zvose CEFs uye mutengo wemari kuburikidza nemutengesi. Iyo mutengesi anotora mutengesi pane mari yekutengesa munyaya ye CEF, kana nekambani yekubhadhara mari mune imwe nyaya yemari yemari.
Net Asset Value vs. Mutengo we CEFs
Izvo zviri nyore kuvhiringidza mambure ekutengeserana kwenyika (NAV) ye CEF nemutengo wemari. Kuti urege kunyonganiswa, iwe unogona kungofunga nezveAV sechikosha chekuchengetwa kwe CEF (zvikwereti, zvikwereti, mari, etc.) kudarika chero zvikwereti, zvakagoverwa nhamba yezvikamu zvemari inoshandiswa nevashambadziri.
Nokudaro, kusiyana nehurumende yekutengeserana, iyo NAV ye CEF haisi mutengo wamunobhadharwa kune chikamu chemari.
CEF s dzinowanzotengwa kana kutengeswa pamusana pekutengesa kune NAV yavo. Mune mamwe mazwi, kana CEF ine mashomanana 100 ayo akabatanidza kukosha kwe $ 1 000 000 ne $ 0 mhiko uye 100,000 chikamu chakanaka, mari yacho ine NAV ye $ 10. Vashandi vanogona kutadza kukoshesa kukwanisa kwemutapi wepodfolio kuti asarudze zvikwata, zvisinei, kuitira kuti vangangoda kubhadhara $ 9 mugove wegadziriro. Saka, iyi mari yekutengeserana inotengeswa nekutengesa kwe10% kusvika kune yayo NAV.
Sei makambani emari achisarudza CEF?
Kune zvikonzero zvizhinji zvekambani yekambani inogona kusarudza kugadzira mari yavo seye CEF panzvimbo pekuzarura mutual fund (uye vice-versa). Zvinogona kunge iyo kambani yekambani ine niche chaiyo inoshandiswa zviri nani kuburikidza neECFs. Semuenzaniso, kana kambani yemari inoda kuchengetedza mari inobata zvigaro zvisiri nyore kutengesa (zvisingabatanidzi, zvakadai senhamba yekambani kadiki iyo isingawanzobatengesi mubhuku rekutsvaga), zvino vanogona kugadzira CEF. Izvi ndechokuti vatariri vemari havananikidzi kutengesa kuchengetedzwa kumwe kana mumwe wekutsvaga anoda kutengesa zvikamu zvake zvehomwe. Zvakare, kufanana neEFF, CEFs haibatsiri zvivimbiso zvakadai semari yekuvharana kwekupedzisira.
IWE CEFs sarudzo yekuchenjera yekusimudza iwe here?
Chinokosha apa ndechokuti CEFs inoshandiswa zvikwereti zvinowedzera kune imwe nzira yekugadzirisa uye kuoma kwakaenzana nekuenzaniswa kwemazuva ose ekuzarura mari pamwe chete iyo vazhinji vedu tinonzwisisa.
Sezvinogara nguva dzose, zvakakosha kunzwisisa matanho musati watenga zvikamu. Kana iwe usina chokwadi mune zvaunosarudza, zvichida haisi pfungwa yakanaka yekuisa mari.