Hazvisi pamutemo here kuwana "Kushandisa Nzira" kweMari?
Kuti uwane zvinotenderwa, chengetedza chibvumirano chako chechikwereti. Mune zvimwe zviitiko, kune zviremera, asi zvimwe zvikwereti zvinokubvumira kuita chero chaunoda nemari.
Vamwe vanhu vanototora chikwereti vasina chinangwa chekushandisa mari iyo nzira yebhanji inofunga kuti ichaita. Vaya vanokwereta zvikuru vanowedzera mari yacho, vachitarisira kuwana zvakawanda kupfuura zvavari kubhadhara mubereko (inozivikanwa se "kupararira"). Vamwe vanongoshandisa mari yehupenyu hwezuva nezuva: kubhadhara zvikwereti, kutenga zvokudya, nezvimwe zvakadaro.
Mari yeChikonzero Chaicho
Nezvikwereti, vateresi vanoda kuvharira kuti mari inoshandiswa sei. Mari yechikwereti inowanzofungisisa njodzi inotarisirwa kutora chikwereti, uye izvi zvinoenderana nechinangwa chechikwereti. Riskier zvikwereti zvine mazwi akasiyana uye zvinodhura zvakanyanya kupfuura zvikwereti zvisingakoshi.
Iwe unogona kusatombokwanise kutenga mamwe mahokiti kunze kwekuti mari inofamba kune imwe nzvimbo yekutenga.
Mari yechikwereti (kana zvikwereti) zvinowanzoshandiswa kutenga imba kana kugadziridza chikwereti cheko chaipo . Zvinenge zvisingakwanisi kuwana mari iyo kunze kwekuti iwe wapfuura nepfungwa yekuvhara inosanganisira kushandisa imba yacho sechikwata chechikwereti .
Nenzira iyo, kana iwe ukarega kubhadhara, uyo anokweretesa anokwanisa kutengesa uye kutengesa imba yacho kuti adzorere mari yavo.
Zvakadini nokutora mari? Kana iwe uine mukana wakaenzana mumba mako , unogona kukwereta kurwisana nayo - asi iwe unogona kuisa pamba pako kana usina kukwanisa kubhadhara chikwereti. Kutora mari kunze kwechikwama chekuwana chikwereti kana mutsara wechikwereti kunokubvumira kushandisa mari kune chero chii zvacho.
Mari yekuzvikwereta yakafanana yakafanana nezvikwereti zvekutenga kumusha: motokari yaunotenga inochengetedza chikwereti, saka mukwereti anotora ngozi shoma. Iwe kazhinji hauna kuwana chikonzero chakajeka mumatambudziko aya - wako chikwereti ane chikwata pamotokari kusvikira iwe uchibhadhara chikwereti. Izvi zvinoita kuti zvive zvakanyanya kuti iwe utengese motokari mari . Izvozvo zvakati, mari yekuti zvikwereti zvinowanzove zviduku kudarika zvikwereti zvemusha, saka vanokweretesa havakwanisi. Iwe unogona kukwanisa kutora cheki yepamusoro ye10% yemota yemotokari, uchisiya mari yakawedzerwa yekubhabhatidzwa uye yakafanana nemari.
Zvikwereti zvevadzidzi zvakanyanya kunyengera. Hurumende inobhadhara chikwereti chezvikwereti zvevadzidzi nekuda kwekuti vanhu vakawanda vakadzidza vanoonekwa sevakawanda. Uyezve, mabhengi ari kuda kupa zvikwereti zvinokodzera zvevadzidzi nokuti vakuru vekureji-vakadzidza vachave vane mari yakawanda yekuwana mari inobhadharwa kubhadhara.
Nezvikwereti zvevadzidzi , iwe unopedzisira uine mari yakawanda mubhengi rako rebhangi, uye hapana anoona kuti unoitei nemari. Iwe unofanirwa kupedza mari iyoyo pamari inowirirana nepamusoro-soro, asi izvi zvinorevei? Kudzidzisa uye mari inenge yakagamuchirwa, sezvinobvarura (asi iwe unofanira kukwereta nzvimbo inodhura here?). Nguva yezororo kana itsva TV haisi mari inogamuchirwa nokuti haudi zvinhu izvozvo kupedza dzidzo yako.
Zvikwereti zvebhizimisi zvinogonawo kuuya nemitemo. Semuenzaniso, zvikwereti zveBusiness Business Administration (SBA) zvinogona kushandiswa kushanda bhizinesi rako. Iwe haugoni kuvashandisa kubhadhara zvimwe zvikwereti, kutenga chimwe chinhu mune tariro yekuwedzera kwekukosha, kana nokuda kwechinangwa chero chipi zvacho "chisingaratidziki sechinangwa chebhizimisi chakajeka sekugadzwa neSBA."
Mari nezvikwereti zvinogona kushandiswa kune chinhu chakanaka. Iwe hauna kutora rubatso, uye haubvumi kushandisa mari kune chinangwa chaicho. Mari nezvikwereti zvinosanganisira zvikwereti zvekwereti uye zvikwereti zvesigninendi kubva kubhangi rako Mari inobva kune vatengesi vepaIndaneti uye vezera-kune-peer vateresi vanowanzova zvikwereti zvemunhu pamwe chete.
Tarisa Chibvumirano chako
Kana chibvumirano / chibvumirano chako chichiti iwe unofanira kushandisa mari yeimwe chinangwa, uri kutora njodzi nekuita chimwe chinhu chawakabvumirana kusaita.
Kana ukakundikana kuchengetedza mugumo wako wekutengeserana, uyo anokweretesa angasarudza kugumisa chibvumirano uye anoda kuti iwe udzorere mari (mune mamwe mazwi, iwe unofanira kubhadhara chikwereti zvachose zvakakwana). Kubhadhara mari nokukurumidza uye pasina mari kunogona kuva dambudziko. Somuenzaniso, unogona kubhadhara chikamu chekuparidzirwa kwekutanga kubva kuCD, kana iwe ungave usina mari inowanikwa kupi -iyo inogona kuita kuti iwe usakanganise chikwereti .
Hazvisiri pamutemo here?
Nenzira, kushandisa mari yako yechikwereti nokuda kwe "chinangwa" zvinogona kunge zvisiri pamutemo. Zvisinei, pane njodzi yokuti wako chikwereti achatora mhaka pamutemo pamusoro pako (kana vakaona kuti iwe wakashandisa mari nenzira yakasiyana kubva pane zvawakapikira uye iwe usina kukwana).
Matambudziko
Kugadzira zvisikwa nemari yako yezvikwereti kunogona kukonzera matambudziko akawanda. Kutanga, iwe unogona kuzviwana wakadzika muchikwereti, uye iwe unofanira kubhadhara zvikwereti izvozvo pane imwe nguva. Zvikwereti zvevadzidzi zvinogona kunyanya kuoma. Izvo zvikwereti zvakaoma kupukuta kunze-kunyange mukudarika - kuitira kuti vakukurudzire noupenyu kana iwe ukapinda mukati memusoro wako.
Kunyange chikwereti chemotokari chinogona kukonzera dambudziko. Kana iwe ukwereta zvakawanda, uchawana kuti iwe unokwereta zvakawanda pamotokari kupfuura zvakakosha (inozivikanwawo sekukwira pasi ). Somugumisiro, iwe uchava nenguva yakaoma kutengesa motokari - iwe unofanira kunyora cheki kuti uibvise-kana iwe ucharamba uchibhadhara kwenguva refu mushure mokunge motokari isina maturo.
Vamwe vanokweretesa vanogadzirisa mashoma ekukwereta uye vangada kuti iwe ukwereke kupfuura iwe unoda. Kana izvozvo zvikaitika kwamuri, musabata mari sechipo. Shandisa iyo kubhadhara zvimwe zvikwereti, kana kutumira kuti mari yacho idzokere kune yako chikwereti (uchifunga kuti hapana chekubhadhara chikwereti ).