Tarisa Usati Waenda
Kana chikwereti chako chichikudzivirira kubhadhara chikwereti, zvingave zvichibvira kukwereta pasina kuvimba nemari yako yechikwereti. Zvisinei, iwe unofanirwa kuchenjerera kana usingashandisi chikwere cheko chekwereti. Izvo zvikwereti zvinodhura, uye zvinongonzwisisika apo dzimwe dzose zvingasarudzwa patafura.
Iwe Unoda Zvechokwadi Here?
Usati washandisa pasina chekwere cheko chekwereti, chengetedza kuti ndeyechokwadi nzira yakarurama. Chikwereti chako chingave chakashata, asi nguva dzose inobatsira kushanda kune imwe yenzira (uye inogona kunge isingadhuri) chikwereti.
Kana vakati kwete, zvakanaka - iwe unogona kutarisa dzimwe nzira. Asi iwe hauna kumboziva zvechokwadi kusvikira iwe uchikumbira.
Shanyira bhanki rako kana chikwere chebato uye ubvunze kuti zvipi zvaunosarudza ndezvekubhadhara. Kana iwe usingatengi motokari kana imba, iwe unogona kunge uchida chikwereti chako chisina kuchengeteka . Izvo zvikwereti zvinokubvumira kuti uite chero chaunoda nemari, uye vanogona kukupa nguva yakawanda yokuti iwe ubhadhara chikwereti pane kwete chikwereti cheko chekwereti. Zvimwe zvinonyanya kukosha, ivo vachauya nemitengo yakaderera yemari uye mari - saka zvichange zvidhura zvishoma kubhadhara. Zvakawanda zvishoma. Mari yechikwereti inowedzerawo kukubatsira kuvaka chikwereti, asi hapana chikwereti chekwereti chikwereti hachiiti.
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Zvakakosha kunzwisisa kuti vateresi havasi mune bhizinesi kuti varasikirwa nemari. Kana mumwe munhu achida kukukweretesa mari pasina kuongorora chikwereti chako, varikuita nemutengo. Iva nechokwadi kuti unoziva kuti mutengo iwoyo usati washandisa.
Vachange vachibhadhara mari yakawanda yekutora pamwe chete nemari yakasiyana-siyana yekudzipa mari kune ngozi. Kana iwe uchigona kudzivisa kubhadhara mutengo iwoyo, ita saizvozvo.
Nenzira yakawanda, zvakanakisisa kuti urege kubhadhara chikwereti cheko chekwereti kunze kwekuti iwe uri kunze kwezvakasarudzwa. Haafaniri kushandiswa kutenga "zvinoda" kana zvigadzirwa zvepamusoro - zvinonyanya kukosha "zvinoda." Kana uchida kugadzirisa motokari yako kuitira kuti urambe uchienda kubasa (nekuwana mari), chimwe chezvikwereti izvi zvingaita pfungwa.
Izvozvowo ndezvechokwadi kune nzira yekurapa iyo iwe hauna imwe nzira yekubhadhara.
Mhando dzeMari
Hapana chikwereti cheko chekwereti chikwereti chinowanzoitwa kwenguva pfupi chikwereti icho iwe unowana nokukurumidza. Izvi hazvirevi chikwereti chaucharipazve kwemakore mazhinji; mavhiki mashomanana kana mwedzi yakawanda. Izvo zvakanyanya kufanana nemari yekubhadhara mari , iyo inodhura madhora emari mashoma . Zvechokwadi, zvakawanda zvezviziviso zvekuti hapana chikwereti cheko chekwereti chaicho chiri mitsva yekubhadhara chikwereti chikwereti. Vatengesi havaiti zvikwereti izvi zvichienderana nemari yako chikoro . Pane kudaro, vanotarisa mari yako, uye funga kuti iwe uchachengeta basa rako kwenguva yakakwana kuti ubhadhara chikwereti.
Imwe nzira yakawanda yekukweretesa ndeyekugara kwenguva yakareba chikwereti chaunowana kuburikidza nekupikira chibvumirano . Chikwereti chekodhi yemotokari, somuenzaniso, inokubvumira kubhadhara kukosha kwema motokari yako. Anokupa chikwereti anokupa mari, asi mukuchinjana iwe unovabvumira kutora motokari yako kana iwe usingakwanisi kubhadhara chikwereti nenguva . Izvi zvikwereti zvinogona kuva zvinetso zvakanyanya kana uchida motokari yako kuti uende kubasa uye unoramba uchiwana mari.
Dzivisa Kuzvidza
Vanokwereta vachitarisa kuti vwereke pasina chikwereti mibvunzo havakwanisi, saka zvinotyisa zvinowanzova nyore kuwana munzvimbo ino.
Izvo zvinowanzosanganisa zvinosanganisira kutengesa mari asi usingabatsiri chinhu.
Mari yekushandira haisi yekunzwa, asi chenjerera kune vateresi vanoda mari pamusana-iwe haungatori zvaunenge uchibhadhara. Mari inofanira kujekeswa pachena-mberi. Kana ukawana "zvishamiso," tanga kunetseka. Vanokweretesa vanokweretera vanokuudza kuti chii chaunotarisira, apo scam artists vanongotora zvavanogona ivo chero bedzi iwe uchizopa kwavari. Chero mari yekubhadhara inofanira kubviswa pamari yako yemari kana chikwereti chako chichigamuchirwa.
Iwe unofanirwawo kubhadhara kune rumwe ruzivo rwemashoko ako chikwereti chaunokumbira. Vanoda Your Social Security Number here? Sei vachida iyo kana chikwereti chako chisina basa? Vanogona kuguma vachishanda chikwereti chako (icho chinogona kutora chikwereti chako chikoro) kana kushandisa ruzivo rwekudzivirira huzivi . Kana iwe usati uri 100% wechokwadi wauri kutarisana naye, chengetedza Nhamba Yako Yekuchengetedzwa Kwevanhu iwe pachako.
Kana zvinonzwika zvakanyanya kuti zvive zvechokwadi, zvinowanzo. Ramba uine ziso kunze kwezvipikirwa zvakasimba zvakasimba: hakuna munhu anogona "kuvimbisa" chero chinhu - kunyanya kana iwe usati iwe (ivo vanoda kuziva zvinhu zvishoma pamusoro pako usati wasarudza kana kuti kwete kukwereta mari). Yeukawo kuti idzi zvikwereti nguva dzose zvinenge zvichine madhura nokuti zvinokweretesa zvikwereti kuti zviite. Kana iwe usingaoni huwandu hwekubhadhara huripo (huwandu hwekufarira , kana mari yekubhadhara chikwereti iyo ichabviswa pamari yako yaunowana), zvichida hauna kuwana mufananidzo wose. Kukwereta paIndaneti kwakachengeteka , asi kune vanokweretesa vanonyatsobudisa mari uye njodzi.
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Kuti udzivise mhando idzi dzezvikwereti mune ramangwana, tanga kuvaka chikwereti nekukurumidza. Rimwe zuva iwe uchakwanisa kukwereta zvakanyanya kudhura, uye iwe uchava nezvimwe zvingasarudzwa kwauri (zvakadai sekugara kwenguva refu uye chikwereti chakawedzerwa ) kana iwe ukavaka chikwereti. Kuti uwane mamwe mashoko, onai Sei Kuvaka Chikwereti .