Maitirwo Ako Matsva Anobatsira Sei Zvikwereti Zvikwereti
Zvitsva nezvikwereti zviripo zvingakanganisa chikwereti chako munzira dzakawanda:
- Vanokubatsira iwe kuvaka chitupa kana iwe ukabudirira kubhadhara
- Vanokuvadza chikwereti chako kana iwe uchibhadhara nguva pfupi kana kusagadzikana pane zvikwereti
- Vanoderedza kukwanisa kwako kukwereta (izvo zvingasave zvakakanganisa zvikwereti zvako chikoro)
- Zvinokonzera kukanganisa kwekwereti yako pakutanga, asi vanogona kudzoka kana iwe uchibhadhara panguva
Kuvaka Chikwereti
Chikwereti chako ndechokuti nhoroondo yako sekumokwereta. Kana wakakwereta uye ukabhadhara zvikwereti kubudirira munguva yakapfuura, vateresi vanofunga kuti iwe uchaita zvakafanana mune ramangwana. Kunyanya zvawakaita izvi (uye kana wakaramba uchizviita), zviri nani.
Kubvisa chikwereti chitsva kunokupa mukana wekuripira nekubudirira uye kuvaka chikwereti chako. Kana iwe uine chikwereti chakaipa - kana iwe usati wambogadzirisa chikwereti - chichavandudza munguva yakawanda pamwe chete nemwedzi wega wega pa-nguva yekubhadhara nguva. Ona mamwe mashoko nezvekuvaka chikwereti .
Kuwana mhando dzakasiyana dzezvikwereti kunobatsirawo chikwereti chako. 10% yeFICO yako chikwereti chikwereti inobva pane yako "mix mix," iyo inotarisa zvakasiyana-siyana zvekwereti pamushumo wekwereti yako. Kana zvikwereti zvako zvose zvikwereti zvemakadhi, izvo zvingave zvakanaka, asi kusanganiswa kwako zviri nani kana iwewo une chikwereti chemotokari kana chikwereti chemusha.
Usakwereta nekuda kwekuedza kuvandudza chikwereti chako. Ingokweretesa zvakanaka - kana iwe uye paunenge uchida-uye shandisa chikwereti chakanaka chebasa racho .
Kurasikirwa Kwemari?
Zvechokwadi, zvikwereti izvi hazvikuiti iwe kana iwe uchibhadhara nguva pfupi kana kurega kubhadhara: chikoro chako chikoro chichakurumidza kudonha, uye iwe uchava nenguva yakaoma kuwana zvikwereti zvitsva.
Mano Okubhadhara
Mitsva inokwereta inopindira pane kungoita chikwereti chenhamba - dzinoderedzawo kukwanisa kwako kukwereta.
Mari yako yemitero inoratidzira chikwereti chose chauri kushandisa ikozvino, pamwe chete nemari inowanikwa pamwedzi. Kana ukakumbira chikwereti chitsva, vateresi vachatarisa zvaunosungirwa pamwedzi wega wega uye kusarudza kuti kana kwete ivo vanofunga kuti munogona kuwana mari yekuwedzera. Kuti vaite kudaro, vanoverenga chikwereti chekuwana mari , iyo inovataurira kuti mari yakawanda yemari yako yemwedzi inowedzerwa sei nemari yako yepamwedzi. Zvishoma, zviri nani.
Iwe haubatanidzi kukwereta kuti uone kubhadhara kwako kukwanisa kuderedza. Kana iwe ukakwereta chikwereti kune mumwe munhu (uchivabvumira kugamuchirwa kubva pane chikwereti chako chakasimba uye mari yako), iyo chikwereti chinoratidzira pane repoti yako yechikwereti . Iwe uri 100% ane mhosva yekubhadhara chikwereti kana mukuru wekukwereta asingabhadhari, saka vanokweretesa vanowanzoona kuti semari yemwedzi wega (kunyange iwe usingabhadhari mari).
A Minimum Dip
Zvikwereti zvitsva zvinowanzoita kudonhora zvishoma muzvikwereti zvako. Kana uine chikwereti chakasimba, izvo zvinogona kunge zvishoma uye zvisingakoshi. Asi kana iwe uine chikwereti chakaipa (kana iwe uri kuvaka chikwereti kwekutanga), iyo inokonzera inogona kukonzera matambudziko - saka usapedzisira kuvhara chikwereti usati wakumbira chikwereti "chakakosha" sechikwereti chemusha.
Nguva dzose paunenge uchitsvaga chikwereti chitsva, vateresi chengetedza chikwereti chako. Pavanoita kudaro, " kuongorora " kwakasikwa, kuratidza kuti mumwe munhu akatora chikwereti chako. Inquiti inogona kuva chiratidzo chokuti uri mune dambudziko rezvemari uye iwe unoda mari, saka vanotora chikoro chako pasi zvishoma. Mubvunzo mumwe chete kana maviri haisi hurukuro, asi mibvunzo yakawanda inogona kukuvadza zvikoro zvako.
Kana uri kuenda kunotengesa pakati pevakweretesi - izvo zvinonzwisisika, uye ndiyo nzira chete yekuwana zvakanakisisa kubata - ita zvose zvekutengesa mukati menguva shoma. Semuenzaniso, kana uri kutenga imba nekuenzanisa chikwereti chevatengesi, pedza zvose zvaunoshandisa mukati memazuva makumi matatu kana zvishoma (iyo chikwereti scoring models inokupa iwindo rakanaka kwazvo). Nezvikwereti zvemotokari, edza kuchengeta zvinhu zvose mukati memavhiki maviri.
Dzokera kune peji yepamusoro pane zvinhu zvinokanganisa chikwereti .