Chii chinonzi Hard Credit Inquiry?
Chikwereti chinyorwa chekutsvaga chinoitika apo bhizimisi rinotarisa muhupoti yako yemari. Zvese zvikwereti zvekwereti yako mibvunzo yakagadzirwa mukati memakore maviri apfuura zvakanyorwa muchikamu chakatsaurirwa pamushumo wekwereti yako.
Kwete mibvunzo yose yakaenzana. Mimwe mibvunzo inogadzirwa apo bhizimisi rinotarisa mharidzo yako yekwereti pasina chero chiito panzvimbo yako kuti uchengetedze iwe zvimwe zvibereko kana mabasa.
Izvo zvinonzi mavhenekeri mibvunzo .
Mhinduro dzakagadzirwa sechigumisiro chekushanda kwawakagadzira ndezvekukumbira mibvunzo. Kubvunzwa kwakaoma dzimwe nguva kunonzi sekutora kwakasimba nokuti mukwereti atora chikwereti chako chekwereti. Vamwe vanokwereta uye vanokweretesa vanogona kukuudza kuti ndeupi rudzi rwekubvunza ruchaitwa kuti iwe ugone kusarudza kana iwe uchida kupfuurira neshoko rako kana kukumbira.
Makomba Akaoma Akaoneka Pamusoro Pokutora Musoro Wako
Paunotarisa chikwereti chako chekwereti, uchaona mibvunzo miviri yakaoma uye mibvunzo yakanyatsobatana pamwe chete mumutsara. Ndizvo chete mibvunzo yakaoma inokanganisa chikwereti chako.
Mibvunzo yakadzama haibatsiri chikoro chako chekwereti uye haisi kuonekwa pane shanduro yemutero wako wekwereti kuti vamwe vatengi uye vateresi vanoona. Semuenzaniso, kana kambani ichitarisa chikwereti chekwereti yako kuti ione kana ichikutumira chipo chakachengetedzwa, iyo kubvunza hakuzorevi apo chikwereti chikwereti chekuongorora chikwereti chako chekwereti nokuti iwe wakashandisa chikwereti chekutenga chikwereti.
Inhare Inobvunzurudzwa Inobata Sei Chikwereti Chako Chakwereta
Yose mibvunzo-mibvunzo yakaoma uye mibvunzo yakadzikama-ramba uri pamusoro wako wechikwereti kwemakore maviri. Iko mibvunzo yakaoma chete inobata yako chikwereti chikoro uye chete kwegore rimwe chete.
Mhinduro ndeyegumi kubva muzana yemari yako chikwereti . Mamwe mibvunzo yakaoma yakawanda inogona kukonzera chikwereti chako chikoro chekudonha nehuwandu humwe hutungamiri uye chichitungamira kuramba mapurogiramu nokuti vanokweretesa vanofunga kuti munogona kunge muchikumbira chikwereti chakawanda nokuti hamusi kutora.
Mibvunzo yakaoma haizoiti nguva dzose yako chikwereti chikoro. Semuenzaniso, FICO, nyanzvi yehuwandu hunonyanya kushandiswa FICO, inotaura zvimwe zviitiko zvinotanga kuwedzera mukuwedzera kubvunzo, kusanganisira nhamba yeakaunti iwe wachangobva kuzarura, nhamba yemibvunzo yekwereti yava munguva pfupi, nguva kubva iwe wakavhura nhoroondo yako yokupedzisira, uye nguva kubva pakubvunza kwako kokupedzisira. Somugumisiro, vanhu vazhinji havazogadziriswi nekuwedzera kubvunzurudza kwakaoma.
Zvakachengeteka kufungidzira kuti nguva yakareba kubva pakubvunzurudza kwako kwekupedzisira uye zvishomanana mibvunzo yazvino yaunayo, zvisinganyanyi kukosha kwekubvunza patsva kuchava nekodzero yako yechikwereti. Zvakakosha kuchengetedza zvikumbiro zvako zvechikwereti kusvika zvishoma kuti udzivirire chikwereti chako. Nhamba huru yemibvunzo inoratidza dambudziko rakanyanya rekusavapo uye mukana wekusamiswa kwemangwana.
Kana uri kutenga chikwereti kana chikwereti chemotokari , unogona kunge uine mibvunzo yakawanda inowanikwa pamushumo wekwereti yako apo vanokwereta vachiedza kukukodzera iwe chikwereti. Nenzira yakanaka, mibvunzo yose yekukwereta-misika yakagadzirwa mukati meimwe nguva yakagadziriswa inobatwa sechinhu chimwe chekubvunza. Nguva yemazuva inotangira mazuva 14 kusvika ku 45 uye inobva pane imwe chikwereti chekuenzanisa muenzaniso inoshandiswa kuverenga chikwereti chako chikoro.