Nhamba Yako Inowanikwa Kazhinji Sei?

& copy; Richard Drury / DigitalVision / Getty

Iwe unogona kutarisa chikwereti chako chikwereti rimwe zuva uye cherechedza kuti yakasimudzwa kana ichidzika kubva pazuva rakapfuura, kunyange iwe uri kutarisa chikwereti chimwechete chekwereti chekwereti. Izvi zvakajairika.

Nhamba Yako Inowanikwa Kazhinji Sei?

Chikwereti chako chikwanganiso chinogona kuchinja nguva dzose sezuva nezuva zvichienderana nekuti kanowanikwa sei gwaro rekwereti rakarongedzwa. Yeuka, yako chikwereti chikamu inongorororwa nenhamba yemashoko ari mushumo yako yechikwereti.

Vakatora chikwereti nevakweretesi vari kuramba vachigadzira zvinyorwa zvayo kumushumo wenyu wekwereti mumwedzi wose. Nguva imwe neimwe paunotarisa chikwereti chako chekwereti, inodzokororwa zvichienderana nemashoko ari mubhuku rako rekwereti. Ichi ndicho chikonzero chikwereti chako chikoro chinogona kuva nhamba imwe pazuva rimwe chete uye nhamba yakasiyana pazuva rinotevera. Chikwereti chako chikwanganiso chinogonawo kuramba chiripo kwemazuva mashomanana ipapo kamwe kamwe kuwana kana kurasikirwa nendima dzakawanda.

Kunyange zvazvo chikwereti chako chikoro chinogona kuchinja zuva nezuva, hazvipindure pakarepo pane zviito zvaunotora nekwereti yako. Somuenzaniso, kana iwe uchibhadharira kadhi rechikwereti nhasi, chikwereti chako chikoro hachizorevi chikwereti ichocho mangwana. Ndiko kuti pane nguva inononoka pakati penguva yaunotora chiito uye nguva iyo kadhi rechikwereti (kana imwe bhizimisi) inoshuma iyo inoshandiswa kune zvikwereti zvekwereti. Ipa chikwereti chako nguva yekupindura pane zvaunoedza kuita kuti uvandudze.

Chii Chine Chikwereti Chekuchinja Kwemari Chinoreva?

Mari yako yechikwereti inogona kuchinja zuva rega rega , asi usatarise pane zviduku zvishoma - kana kumusoro kana pasi - sechiratidzo chekuti chikwereti chako chiri nani here?

Pane kudaro, tonga kutora chikwereti chako chikoro pane imwe nguva, vhiki shomanana kana mwedzi, kuti uwane pfungwa yekuti chikwereti chako chiripi. Kune rumwe rutivi, kana iwe ukaona dhonho guru mukoti yako chikoro , tsvaga zvakare kuti uone chii chakakonzera shanduko huru mukwereti yako chikwereti.

Iwe unogona kuongorora kuchinja kwezuva nezuva kuEquifax uye TransUnion chikoro chikoro kuburikidza neKarma Karma uye kuchinja kwemwedzi kune imwe yako Experian chikwereti chikamu kuburikidza neCredit Sesame.

Zvose zvibvumirano zvakasununguka uye hazvitsvaki kadhi rechikwereti. Izvo zvose zviri zviviri mabasa makuru ekucherechedza kuchinja kune zvikwereti zvekwereti uye kusanganisira zvigadzirwa kukuudza iwe kuti sei mashoko ari mubhuku rako rekwereti achinja. Izvi zvinoita kuti zvive nyore kuisa ruzivo rwenhepfenyuro yenyaya yekwereti inobatsira kuenderera mukwereti yako chikoro.