Masimusi Mairi Life Insurance Company haisi yako inowanzopa inshuwarisi yehupenyu, kunyange iyo inopa huwandu hwehushandi hwehushandi yemishonga inshumo. Masango ane maitiro muCanada, United States neUnited Kingdom inopa inshurensi yehupenyu, kuchengetedza, kubhadhara uye zvigadzirwa zvekutsvaga uye pamwe nhengo dzinobatsira. Masango ndiro zita rekutengeserana re "The Independent Order of Foresters" uye rinowanikwa muToronto, Canada.
Ndiyo nyika yepasi rose inobatsira iyo inotungamirirwa nhengo dzayo uye haina vagovhendi. Yakange iri mubhizimisi kwemakore 140. VeMasters vemhuri yekambani vane mari inosvika $ 12 mabhiriyoni.
VeMashamba vemhuri yemakambani anosanganisira:
- Foresters Canada
- Foresters Life Insurance Company (Foresters Life)
- Foresters Financial Services, Inc.
- Foresters Investment Management Company, Inc.
- Masango Vanowanikwa MuInishuwarenzi uye Annuity Company
- Foresters Investor Services, Inc.
- Foresters Advisory Services, LLC
- Foresters Equity Services, Inc. (Foresters Equity)
- Masimusi UK
- Forester Upenyu hushoma (Forester Life)
- Vana Mutual (TCM)
Masango ane nguva yakareba yekubatanidzwa kwevanhu uye zvipo zvezvipo kusanganisira kubatana neAmerican Red Cross uye Ronald McDonald House Charities. Izvo zvinoshandawo naKaBOOM! , sangano rehurumende risina purogiramu rakarongedza kuvaka zvivako zvepamatunhu zvevana vari kurarama.
Kubva kubatana kwayo naKaBOOM! yakatanga muna 2006, Foresters yakapa mari inopfuura $ 10 mamiriyoni kune sangano iri.
Nhepfenyuro Yakagadziriswa Mahesera uye Maitirwo eMutengi weVatengi
Masango akagamuchira "A" Inonyanya kukoshesa nehurumende yehurongwa sangano AM Best ye 14 anotevera makore. Ichi uchapupu hwekambani yakagadzikana yekodhi yekusimudzira mari.
Masango ndiwo kambani yeBBB yakagadzwa uye ine "A +" rating neBusiness Business Bureau.
IBBB file ye Foresters yakavhurwa muna 2008. Kambani ine zvikwereti makumi maviri nezvinomwe. Pamakungwanani makumi maviri nemana makumi maviri namana, 4 aiva mukutengesa / kutengesa nyaya, 6 dzakange dzine chokuita nekubhadhara / kuunganidza, uye 14 dzaiva nezvinetso nezvibereko kana mabasa. Kambani yakagamuchira zvipikiso zvose uye kuti mamiriro edzimhosva ose ikozvino "akavharwa." Kuda kwekambani kupindura uye kuedza kugadzirisa zvikwangwani kunoratidza kuti inofunga nezvehutano hwekugutsikana kwevatengi vayo.
Life Insurance
Masango anopa hupenyu hwehupenyu uye inshuwarisi yehupenyu hwose . Vanokwira vatasvi vanogona kuwedzera kugoverana kunosanganisa kufa kwepakuvamba, mari yekuremara kwepabonde, inshumo yenguva yevana uye nezvimwe. Ma inshuwarisi ehupenyu anowanika kuburikidza neMasango anosanganisira:
- Masango Mazinga Pasi Indishumo Inishuwarenzi: Indhu yemainishuwarenzi yehupenyu ndeyekushambadzira kwenguva pfupi kwenguva yakawanda inowanikwa maererano nemakore.
- Masango Anobatsira Plus: Chirongwa cheshuwarisi chehupenyu husingagumi nemishonga inobhadharwa uye nerufu. Iyi mitemo inowedzera mari inokosha uye pane zvingave zvikwereti.
- Masango SMART Universal Life: Inishuwarenzi yehupenyu hwepasi rose inopa rubatsiro rwekusingaperi nekushandurwa kwema premium payments uye nekukura kwenguva refu.
- Foresters PlanRight: Iyi yveshuwarisi yehupenyu hwose inogona kushandiswa kubatsira kubhadhara mari yekupedzisira.
- Masango Anogadzirira: Chirongwa cheshuwarisi chekufa kwechirwere chinopa kugoverwa kurwisana nekusaziva kusvika kune makore 75.
Nhengo dzeBato
Masango anopa hutano huzhinji hunofadza. Sangano rinopa mazana makumi maviri nemakumi mashanu emakwikwi ekukwikwidzana anokwana $ 8,000 kune nhengo. Nhengo dzinogonawo kugamuchira zvikwereti kumitambo yemitambo, nzvimbo dzekutamba uye mapaki ezitukuro pamwe nekugamuchira zvikwereti pamabasa epamutemo. Chirwere chechirwere chisingaperi chinowanikwawo kune nhengo. Iwe unogona kuwana zvakawanda pamusoro pezvibatsiro zvehutano nekushanyira MyForesters.com.
The Bottom Line
Kana uri kutsvaga kambani ine simba rakasimba rezvemari uye yakawanda ye inshuwarisi yehupenyu, mari yekupedzisira kana kuvhara kwekufa kamwe; Masango anogona kukodzera chikwereti.
Nhengo dzinogona kufara zvimwe zvikwereti kusanganisira kupiwa zvipo uye kudzidziswa, zvibvumirano uye zvisingabhadharwi zvematare emunharaunda yako uye kugona zvirwere zvikwereti. Kana uchida inshuwarisi yehupenyu, iyo ndiyo nzira yakanaka yekutarisa paunotenga kutenga zvakanakisisa pane inshuwarisi purogiramu nezvose zvakabatsirika zvehutano. Hasi mapurogiramu ose uye zvishandisi zvinowanikwa muhurumende dzose.
Contact Information
Kuti uzive nezvehutano huripo, zvishandisi zveshuwarenzi nemasipiro anopiwa kuburikidza ne Foresters, unogona kushanyira webhusaiti ye Foresters kana kudana 1-800-828-1540. Iwe unogonawo kuendesa email ye Foresters, Service@Foresters.com.