Zvaunofanira Kuziva Pamusoro peElectroni Funds Transfer Act (EFTA)

Mutemo uri parutivi rwako, asi kwenguva pfupi

Unhu mbavha inogona kuwana mukana webhangi yako yebhangi nenzira dzinoverengeka. Kubata kadi yako yebhadhiro ndiyo imwe nzira inowanikwa, asi haisi iyo chete. Semuenzaniso, kana iwe uchibhadhara chimwe chinhu nekucheka, uri kupa nhamba yako yebhangi yebhangi uye inoendesa ruzivo kumutengesi, mutengesi, uye chero ani zvake anobatanidzwa mukugadzirisa kwekutenga kwako. Uine ruzivo urwu, mazivivha aya anodikanwa chete kuti aite mari shoma muchero yakakodzera chekuongorora purogiramu software kuti utange kuba mari kubva kubhangi yako yebhangi.

Mazita akasiyana-siyana kuBhuku reDhipatimendi rekuba

Kana mumwe munhu akawana kusabvumirwa kusina mvumo yebhangi yako yebhangi, chiito icho chimiro chekudzivirira huzivi . Asi bhangi ringaritumidza iko kukanganisa kwebhuku, kubvisa kusagamuchirwa, kana kunyange kunyora-zita rekubiridzira. Chero chero mutauro unoshandiswa, iwe uchada kuziva zvaunofanira kuita uye kuti unochengetedzwa sei. Mutemo weElectron Transfer Transfer (EFTA) inokupa kudzivirirwa kubva pakushambadzira kwebhangi yebhangi, asi inogumira. Kana iwe uchidavira kuti mbavha yekuziva iwe inokwanisa kuwana kadhi yako yekutengesa kana kutarisa ruzivo, unofanira kutora chiito pakarepo.

Nheyo dzeChechi yeElectroni Fund Transfer Act

Mutemo weFlex Funds Transfer (EFTA) unopa mabhangi mamwe mazano ekugadzirisa matambudziko nemakadhi ATM / debit. Asi inus is on you, the holder account, to recognize transactions unacceptable on your account. Kubata bhangi account uhu hunhu nokukurumidza panzvimbo pane gare gare, ita tsika yekuyananisira kubhengi yako yebhangi mwedzi mumwechete apo unogamuchira mushumo webhangi yako.

Kana uine zvakawanda zvekutengesa uye zvekutengesa mabheji, kuyananisa kabhuku yako kaviri pamwedzi kunogona kuva tsika yakachenjera. Kana iwe ukacherechedza kukanganisa, ripoti iyo pakarepo. Kana iwe ukamirira, iwe unogona kunge uri kunze kwedambudziko. Maererano neEFTA, iwe hauna mhosva yekurasikirwa kwaunoshandisa:

• Kana iko kukanganisa kunoratidzwa mukati memazuva maviri ebhizinesi, kurasikirwa kwako kunofanira kuiswa kuma $ 50.

• Kana kukanganisa kuri kunopera mukati memazuva 60, kurasikirwa kwako kuchasvika kuma $ 500.
• Kana kukanganisa kwacho kwataurwa kwemazuva makumi matanhatu, iwe uchave uri kunze kwemari uye chero mari yekubhadhara mari.

Ruzivo Bhizinesi Rako Runodikanwa Kuongorora Upombwe

Kutanga kuongorora kutsvaga kwako, unofanira kupa humwe ruzivo kubhangi rako. Tsanangudzo inotevera inobatsira pakugadzirisa matanho ebhengi rinofanira kutora kuti agadzirise kusawirirana kwako, zvichienderana nemitemo yeEFTA:

• Zita rako nhamba yekambani
• Sei uchifunga kuti pane kukanganisa
• Kukanganisa kwakadini
• Zuva rekukanganisa

Mabhengi mazhinji anokumbira kuti iwe upe ruzivo urwu nekunyora pashure kwemazuva gumi mushure mekunge iwe watanga nharo .

Kana iyo nhoroondo yave ichishanda kwemazuva anopfuura makumi matatu, bhangi ichaita tsvakurudzo uye ichadzoka kwauri mukati memazuva gumi. Kana vachida nguva yakawanda, vanogona kutora mazuva makumi mashanu asi vanozobhadhara mari yacho kumashure yekodhini yako pavanenge vachitsvaga. Bhengi inofanira kukuudza iwe kana kutsvakurudza kunotora nguva yakareba kudarika.

Kana iyo nhoroondo iri pasi pemazuva makumi matatu, kana iwe uri kukakavara-ye-kutengesa kana kutengeserana kwekunze, vangazotora kusvika mazuva makumi maviri kuti vashandise chikwereti kwenguva pfupi kuakaunti yako. Vangatorawo mazuva makumi mapfumbamwe kuti vapedze kuongorora kwavo.

Vashandi Vemvumo Nezvokubhadhara Zvisina Kupiwa

Kana bhenzheni yekupatsvaga isingatsigiri zvirevo zvako, ivo vachakuzivisa mukunyora, uye kutora chikwereti kubva kubhodhi yako. Chimwe chikonzero ivo vangave vasina kutsigira zvaunotaura zvinoshandiswa zvakanyanya nemushandisi akakodzera. Mune mamwe mazwi, kana iwe ukarega mwana wako achishandisa kadhi yako , uye anoshandisa kupfuura iwe zvawakamuudza kuti aikwanisa, bhangi haichafungi kuti kubata kwekuzivikanwa (nokuti iwe wakamupa mvumo yekushandisa kadhi.)