Kugadzirisa Your Credit Report
Kana iwe wakacherechedza zvikanganiso mubhuku rako rekwereti , chinhu chakanaka chaunofanira kuita ndechokuti uite runyoro rwakakwana rwekanganiso. Tarisa mashoko ako ega ega uye nezvekwereti yako. Inofungidzirwa kuti inenge 75 kubva muzana yevatengi vemakero emitero ine zvingangodaro kukanganisa, uye zvakaita sekuti vazhinji vavo vane zvikanganiso zvakawanda.
Kana wangoita runyora rwezvikanganiso, tevera matanho aya pane kukanganisa kwega pega mushumo wako. Zvikanganiso zvinofanira kutaurirwa zvakasiyana; imwe panguva imwechete kusvikira vose vakagadzirirwa. Kuzivisa zvikanganiso zvakawanda panguva imwechete kana kuendesa kukakavadzana kwakawanda kunogona kukonzera kuti CRA inoshayike kana kuti kuderedza zvinhu zvako zvinopesana. Izvi zvinogonawo kuva chikonzero cheRAA kusarudza kuti uri kunyengera uye uchiramba chikumbiro chako chekukakavadzana.
- Nyora tsamba yekukakavara. Zviri kuedza kushandisa tsamba yefomu kubva paInternet pane kunyora yako pachako, asi usazviita. Pane kudaro, tanga munhu wega, tsamba yeunyanzvi kune imwe neimwe isina kukodzera mari yechipupuriro kupinda uye CRA imwe neimwe uri kutumira tsamba yacho. Nenguva pfupi, tsanangura nharo yako mumutsamba.
Usashungurudzika netsanangudzo yekuti nei uri kukakavidza kupinda. ICA icharamba kushandiswa kwekutsvakurudza kwayo. Pane kudaro, sanganisira kopi yemhosva yako yekwereti (usasanganisa yepakutanga), pamwe nekanganiso yakasimbiswa uye chero zvinyorwa zvinotsigira zvaungave nazvo. Muchiitiko chekuvharwa kwekuzivikanwa, unofanirwa kuisa kopi yemapurisa mushumo wamakaisa , pamwe chete nemamwe magwaro anotsigira nzvimbo yako kuti mukova ikanganiso.
- Tumira tsamba netsamba yakagadziriswa. Imeyili yakagadziriswa ichakupa nhamba yekutsvaga, uye apo uri kuedza kuchenesa dambudziko mushure mekuvhawa kwekuzivikanwa, unoda kutarisa zvose. Tumira makopi emapepa, asi chengetedza zvinyorwa. Teerera foni, uye mapepa uye magwaro ehurumende. Ramba uchitaura nezvemazuva uye zviripo zvekukurukurirana. Uye chengetedza zvinhu zvose pamwe chete panzvimbo imwe, saka iwe unoziva kwairi.
- Bata kune mamwe masangano emari. Pangokunge watanga matanho ekupikisa zvisina kukodzera zvikwereti zveshoko rechikwereti, taurai nemasangano emari akabatwa, mukunyora, kuti muvatsanangurire mamiriro acho ezvinhu. Tsamba yakafanana neyaunotumira kumaRCs, kusanganisira mapepa emapurisa nemamwe magwaro zvakanakisisa.
Gadzirira kuva nemoyo murefu apo iwe uchishanda kuburikidza nezviito izvi kwekanganiso imwe neimwe kana kukanganisa pamushumo wekwereti yako. Zvichava nguva inopedza nguva. Uye nekuda kwekuti iwe unopikisa chikwangwani chekupinda muchikwereti hazvirevi kuti sangano rekubhadhara chikwereti richawana iwe. Dzimwe nguva, iwe unogona kuva wakasimba kuti uwane mumwe munhu mubazi rekubika chikwereti kuti anzwe.
Kana iwe uchiziva, usati watanga iyo nzira, kuti ichave yakareba uye yakaoma, iwe unenge wakagadzirirwa kugadzirisa kushungurudzika kwaunosangana nawo. Usangozvirega zvichikuodza mwoyo uye uone kuti iwe uri munhu akabatwa, kwete wechimhosva, munyaya iyi. Uye senhapwa, iwe une dzimwe kodzero .
Chengeta Zvinyorwa zvezvose
Chimwe chinhu zvakare: Chengeta zvinyorwa zvezvose. Chengeta makopi emabhuku ose aunounganidza iwe uchishanda kuburikidza nekugadzirisa uye kugadzirisa kukanganisa kwakaitwa. Chengetedza mapepa emapurisa ose aunowedzera, uye tsamba dzose dzaunotumira kune masangano ekubika zvikwereti, makambani ekadhi yemakadhi, mabhanga, masangano ekurapa, kana ani zvake.
Zvakakoshawo kuchengeta rekodhi yevanhu vamunotaura navo, nemanota pamusoro pekukurukurirana. Bhuku rekunyorera rakasungirirwa rinoshanda zvakanakisisa pakuchengetedza foni. Gurai peji rimwe nerimwe muzvikamu zvezuva racho, zita rekambani, zita remunhu wawakataura naye, mutauri wemashoko kune munhu iyeye (pamwe chete nehupi hunozivikanwa hunozikanwa sezvesandudzo kana nhamba dzevashandi), uye chinyorwa chemashoko. Unganidza zvose izvi ruzivo mune imwe nzvimbo, kwaunogona kuisa maoko ako pairi kana uchida.
Kuzivikanwa kwehupombwe chinhu chinoparadzanisa zvinopfuura izvo zvinooneka pachena. Hungu, pachava nekukuvara kwemari, uye zvichida kunyange kukanganisa mukurumbira wako, asi pachavawo nekukuvara mupfungwa. Usaora mwoyo. Zvinogona kutora nguva yakawanda nekuedza kushambidza zvakasara zvakasara nemashamba ekuziva, asi pakupedzisira, iwe unogona kuzviita.
Zvinongotora kushingaira, kufungisisa. Uye zvizhinji zvekushivirira.