Ivhareji yekushambadzira kubatwa inopedza maawa 600 kubvisa huzivi hwavo. Izvi zvinoreva kuwana mitsara nemafidaviti zvichiratidza kubatwa, kuongorora izvo zvave zvichitengesa, uye kushanda kuti vadzore mazita avo. Ndiyo nguva yakawanda yekushandisa kupora kubva kune mhosva yawakatambudzwa.
Mashoko akaipa ndeokuti iwe haugone kuzvidzivirira 100% kubva kubasa rekuziva. Nhau dzakanaka iwe unogona kuderedza zvikuru njodzi yako nekuita nekukurumidza kana ruzivo rwako rwega rwega rwave rwakavhiringidzwa.
01 Isa Chinyorwa Chekunyengera
02 Isa Chikwereti Chekuchengetedza Chikwereti Chekuchengetedza
Kuchengetedzwa kwekuchengeteka kunopinda danho riri mberi kwekutsvaira kwekunyengera nekuda PIN kana password kusati bhizinesi ringaona chekwereti chekwereti yako. Kusiyana neuchenjeri hwekunyengera, pane mari yekuisa kuchengeteka kuisa purogiramu yako yechikwereti (kunze kwekuti iwe watove wakarohwa nehutano hwekuziva).
03 Chengetai Zvikwereti Zvako Zvisingabhadhara
Gore roga roga, une kodzero yemushumo wekukwereta usina mari kubva kune imwe yezvikwereti zvitatu zvemari. Nokuraira imwe yemishumo iyi mwedzi mina, iwe unogona kuramba uine ziso kune chikwereti chako gore rose. Dambudziko rega chete ndeyekuti iwe unogona kuwana tu repoti ye bureau pane imwe nguva. Saka kana urovha hwekuzivikanwa husingaratidzi pamishumo yako yose, iwe unogona kurasikirwa kwegore.
04 Tenga Zvaunotora Zvichemo
Kana iwe wakashandisa mari yako yegore negore, iwe unogona kutenga imwe yepamusoro se $ 11 (Equifax) kana yese yevatatu kune yakaderera se $ 15 (kubva ku TrueCredit.com). Iwe unogona kukwanisa kuwana gwaro rekukweretesa rusununguko kana iwe ukanyorera kubasa rekucherechedza chikwereti. Iva nechokwadi chekudzima basa rekuongorora zvikwereti isati yatongwa kuti urege kudzivirirwa.
05 Chengetedza Nhoroondo Yenyu Online
Kana bhenji yako ichikubvumira kuona mabhuku ako paIndaneti, shandisa. Pinda mukati kuti uone kero yako nguva nenguva kuti uone kuti hapana mvumo dzisina kubvumirwa dzakaitwa paakaunti yako. Chengetedza ruzivo rwako rwekutumira rakachengeteka nekusainyora pasi uye kwete kuudza kune ani zvake.
06 Inyoresa kuCheck Monitoring
Kunyange zvazvo isu tisingazvikurudziri nokuda kwekukwirira kwakaipesana nezvimwe zvinoshandiswa, kubhadhara chikwereti inzira imwe yekucherechedza kubatwa kwekuzivikanwa. Enzanisa nemari yeimwe mari yekuongorora zvikwereti kune mari yekuraira chikwata chako chekwereti, uye uchawana kuti kutenga zvishomanana zvikwereti zvekwereti pagore zvingadhura. Kana ukasarudza kusainira kubhadhara chikwereti, iva nechokwadi chokuti iwe unotengesa.
07 Chengetedza Nhamba Yenyu Yakachengetedzwa Nzvimbo Yakachengeteka
Mumaoko asina kururama, nhare yako yehutano yenhamba inogona kuuraya kune yako chikwereti. Dzivisa kutakura kadhi rako rekuchengetedzwa kwevanhu munharaunda yako. Usanyora nhamba yako pasi. Kunyangwe teerera kune avo vari pedyo apo iwe unopa nhamba yako kune vamiririri vevashandi.
08 Sarudza Kutarisa Kwako Mutemo
Kutora kwakaba ndeimwe nzira iyo mbavha dzinotora iwe. Nekufamba kwako uye kutarisa nhamba yekambani, mbavha inogona kugadzira cheketi itsva uye kuvashandisa kuti vatenge kutenga. Paunorayira zvitsva zvitsva, uzvitore kubva kubhangi pane kuti uzvitumire kumba kwako.
09 Isa Pre-Approved Credit Card Offers
Izvo zvipi zvinotenderwa kare kare makadhi echikwereti zvine ruzivo rwako pachavo pamusoro pavo. Mbavha ave achizivikanwa kushandisa mashandisiro aya kuti awane makadhi echikwereti muzita remunhu wacho. Shred kadhi rechikwereti rinopa mavambo musati mavaendesa kure. Kana kuvamisa zvachose nekusarudza-kunze.
10 Chengetedza Zvikwereti Zvako PaIndaneti
Mu # 8, iwe wakadzidza kuti mazivivha embavha anoshandisa cheki kuti akuba iwe. Zvakanaka, vanogonawo kuba chekeri kunze kwebhokisi rako remao kana iwe kutumira mabhiriji. Mabhengi mazhinji zvino anopa bhadharo rekubhadhara pamutambo. Kana iwe usingagoni kutumira zvikwereti zvako kubva pakachengeteka bhokisi repositi, uvaripe paIndaneti.