Mbavha Anoshandisa Skod Skimming kuti Udzivise Dare Dzako
Vanoshungurudzwa nekadhi rechikwata chekwereti vanopofumadzwa zvachose nekuba. Vanoona kupomerwa kwenhema pamabhuku avo kana mari inodzingwa kubva kumabhuku avo, asi makadhi avo uye makadhi emadhora havana kumbosiyiwa. Kubatwa kwacho kwakaitika sei?
Mari Yokukwanisa Kubhadhara Mari Sei?
Kadhi-kadhi-skimming ndiro rudzi rwekuvhara kadhi rechikwereti apo vanokwidza vanoshandisa chidimbu chiduku kuti vape ruzivo rwekadhi yemakadhi mune imwe chikwereti chakanaka kana chebhanji rekutengesa.
Kana kadhi rechikwereti kana chechikwereti chichibhururuka kuburikidza nechikwangwani, chigadziro chinotora nekuchengetedza zvese zvakachengetwa mumaketani emakadhi. Mutsara wacho une nhamba yekadhi rechikwereti uye zuva rokupera uye zita rekwereti rekwereti rechikwereti. Mbavha dzinoshandisa dhebhenji yakabiwa kuti iite mhaka dzekunyengera iri paIndaneti kana nekodheka kadhi rechikwereti.
Kadhi kadikiti vanowanzoiswa pamusoro pekadhi shanduro yekugadzira ma ATM uye magasi, asi vanogadzirisa vanogona kuiswa pamusoro pemhando ipi zvayo yekuverenga chikadhi chekwereti. NeATM, majeko angapawo zviduku, zvisingaonekeri kamera iri pedyo kuti inyore iwe kupinda PIN yako. Izvi zvinopa mbavha iyo yose ruzivo runodikanwa kuti uite makadhi anonyengedza uye kubvisa mari kubva kubheji rekuongorora kadhi.
Dzimwe nguva, vamwe vashandi vekutengesa uye varesitorendi vanotora zvikwereti zvekwereti vanobatanidzwa kuti vave chikamu chengoro yekuchera. Vashandi ava vanoshandisa chigadziro chekuchengetedza kadhi rechikwereti panguva yekutengeserana kwemazuva ose.
Semuenzaniso, tinowanzopa makadhi edu kune avo vanoshumira kuti vavhare cheki chekudya. Mubati wechipfuva anofamba nemakadhi edu ekwereti uye, nokuda kwekuchengetedza kusavimbika, iyi ndiyo mukana wakakwana wekupinza kadhi rechikwereti kuburikidza nekudzidzira pasina kuonekwa.
Kana imwe nguva kadhi yekwereti yekwereti yakabiwa, mbavha dzinogona kugadzira koni kadhi rechikwereti kutenga zvigadzirwa muzvitoro, shandisa iyo kambani kutenga kutenga muIndaneti, kana kuti kutengesa ruzivo paIndaneti.
Vakatambudzwa nekadhi rechikwereti vanowanzova vasingazivi kubba kusvikira vaona zvibvumirano zvisina kubvumirwa pamabhuku avo, vane kadhi ravo risingatarisirwi, kana kuti vanowana chiziviso chekare pamusoro pemaresi.
Nzira Yokushandisa Nayo Chikwereti Chekwereti
Chikwereti chekodhi rakagadzirirwa zvikwangwani zvakagadzirwa kuti zvibatanidze zvisina kufanana nemichina yaiswa. Kunze kwekuti iwe uri kunyatsotarisa chikwata chekudzidzira, iwe unogona kutadza kuona chero chinhu chipi zvacho kunze kwechinyakare. Tarisa kunze kwekadhi rechikwereti paunenge uchishambadzira kadhi rako rekwereti, asi kunyanya pazvivako zvegasi uye ATM. Kunyatsoziva kutarisa uye kunzwa manzwiro evadzidzi vekadhi rechikwereti vanogona kukubatsira kuona kana pane chimwe chinhu chiri kunze kwekugara. Heano dzimwe nzira dzekuona kadhi rechikwereti skimming device.
Chikwereti chekadhi rechikwereti chinonamatira kure nepane jeri . Skimmers yakagadzirirwa kuti ienderane pamusoro peiyo aripo muchengeti wekwereti rechikwereti. Kana ukacherechedza muverengi wekwereti kadhi rechikwereti iro rinoputika kunze kwechiso cheimwe yose yemashini, inogona kunge iri kuongorora. Izvi zvinonyanya kuitika apo chimwe chikamu chinoita sechichiita sechinyorwa kune vamwe vose vadhidhikiti rechikwereti.
Pachiteshi chemotokari, unogona kufananidza muverengi wekwereti kadhi rechikwereti kune vaverengi pamapumpu ari pedyo. Kana chimwe chinhu chichitarisa kunze kwemazuva ose, rega kubhadhara pamapombi.
Chengeta mukati kana kuenda pane imwe nzvimbo yegesi.
Zvikamu zvemukwereti wekwereti yemakadhi zvakasununguka kana kufamba kana paine jiggled . Chikwereti chekwereti chekwereti chinofanira kunge chakachengeteka munzvimbo. Zvikamu zvokufambisa ndizvo chiratidzo icho muverengi akanganisa kana kuti chikwata chekudzidzira chave chakasimbiswa kune anoverengeka aripo.
Avharoti chisimbiso chave chichidzivirirwa . Zvivako zvegasi zvinowanzoisa tsamba yekuchengeteka paya pombi yegesi inokubvumira kuziva kana mapurisa emabhadhari pane mafuta ekuparadzanisa ave akachinjwa. Paunenge uine njere, iyo mavara ane ruvara rutsvuku, ruvara rwebhuruu kana ruvara rutsvuku. Zvisinei, kana chisimbiso chave chavhuniwa, mazwi okuti "Wakazarurwa" anowanikwa akachena. Kana iyo chisimbiso ichiputsika, chiratidzo chokuti mumwe munhu asina mvumo akawana kadhi. Rega gasi gare gare mushumiri azive uye usashandise kadhi rechikwereti pane iyo pombi.
I pinpad inopisa kupfuura yakasvibirira .
Mukuwedzera kune chikwata chekugadzira, mbavha dzinogona kuisa kikivha yepamusoro pamusoro peicho chaiyo kuti inotora zvidzidzo zvako. Nenzira iyo vanogona kutora pini yenyu kana kuti zip code yekubhadhara kunze kwekwereti yako kana kuti chebhengi yemashoko. Kana zvikwangwani zvichiita zvakaoma kusundira, bvisa kadhi rako uye shandisa imwe ATM. Shandisa ATM inoshandiswa nebhangi, iyo isingakwanisi kuva nechokuita, panzvimbo yeATM pane imwe nzvimbo kana gesi.
Nzira Yokudzivirira uye Kuona Chikwereti CheKwereta CheKwereta
Ndinofara, mabhengi mazhinji uye makadhi ekukweretesa chikwereti ari kuve nani pakuona kushandiswa kwenhema uye haagoni kutora mashandiro okufungidzira kusvikira iwe uchiona kuti iwe watanga mutengesi.
Kungoshandisa kadhi rako rechikwereti kunoita kuti uwane pangozi yokuva kadhi rechikwereti rakashungurudzwa. Chikwereti chekodhi skimming zviitiko zvinogona kuoma kuona. Kunze kwekunge iwe uchiziva zvauri kutsvaga, zvinogona kunge zvakanyanya kuoma kuona maitiro ekugadzira.
Kubata zvinyorwa zvinokonzerwa nechiitiko chekudzidzira chinoda kuti uone maakaunti ako kazhinji. Chengetedza chekuongorora nekukwereta kwekadhi rechikwereti paIndaneti kanenge vhiki nevhiki uye pakarepo utaure chero basa rekushungurudza kubhengi rako kana kadhi rechikwereti chekwereti.
Heano mazano mashomanana akawanda ekudzivirira kadhi rechikwereti skimming.
- Tarisa kwaunotenga . Zvokudya, mabheji, uye magesi zvinoratidza sezvimbo iyo zviitiko zvekadhi rechikwereti zvinowanzoitika. Zvitoro zvekutengesa pacheche-checkout uye ma ATM, kunyanya standalone ATM (iyo isati iri kubhangi) inzvimbowo dzinogona kuwanikwa.
- Chengetera ma ATM musati mavashandisa. PaATM, vanodzidza vanowanzoisa kamera mukati mekuona kadhi yekuvhara PIN yako. Izvi makamera kakawanda zviduku uye zvakaoma kuona. Paunenge uchishandisa ATM, tambanudza ruoko rwako apo iwe unonyora PIN yako kuti uchengetedze kamera kubva pakuona maonero ako.
- Usava chiitiko che "kadhi rechikwereti chekuchenesa" zvinonyadzisa , apo mbavha dzinoti dzinatsva magnetic strip pane yako kadhi rechikwereti kuti ibatsire kushanda zviri nani. Aya mbavha dzinongosvetesa kadhi rako rekwereti kuburikidza nekadhi rechikwereti skimmer uye tora ruzivo rwekadhi rako rechikwereti.
Nzira Yokutaurira Sei Kadhi Remari Yakakosha Kurasikirwa
Kana iwe uchifunga kuti wakamborwa nekadhi rechikwata chekwereti, taura nebhangi rako kana kuti chikwereti chekwereti kunyange iwe usina kumboona mashandiro enhema. Nokukurumidza iwe uchitaura kushusha kwako, iwe unowedzera kuzvidzivirira kubva pamhosva yemhosva dzisina kubvumirwa. Ipa zvakawanda zvakajeka pamusoro penzvimbo inogona kugadziriswa, sekuti nzvimbo yeATM kana gesi yawakashanyira, inogona kubatsira bhangi kudzivirira ramangwana rakarasika.
Tsvaga Federal Federal Commission. Vanowanzoshanda kuti vaparadze kadhi rechikwereti rakagadzirwa nemakadhi. Kunyunyuta kwako kuchabatsira kubata mbavha.