Usambofa Uchishandisa Mukuru Wako Kana Iwe Unoda Kuve Wakapfuma
Mhuri yako inoshaya nenzara, uye iwe waputsika.
Izvo "usadye mbeu yako yezviyo" truism inowanzoshandiswa kune mari munguva yekare, "usambopedza huru yako". Pfungwa mbiri dzinotsigira chokwadi chakakosha: Paunoshandisa chimwe chinhu, iwe hausi kungosiya chinhu chacho pachako asi zvose izvo chinhu chacho chingadai chakabudiswa munguva yemberi. Munyaya yemari, izvo zvinoreva kana iwe uchipedza $ 1, iwe hausi kurega $ 1. Iwe uri kurasa zvose zvikwereti, chido, uye zvikwereti izvo dhora raigona kunge rakabudisa kubva ikozvino kusvika pakufa kwako. Somuenzaniso, kune vane makore gumi nemakore gumi nemasere vekuchikoro kuchikoro chesekondari vakagara kusvika iye ava nemakore makumi matatu nemana, uye vakawana mukana wakafanana wekudzoka yemusika wekutengesa wakawana, pamwero, kwemazana emakore akapfuura, $ 1 ichokwadi kupfuura $ 368. Nokushandisa dhora mazuva ano, munhu mukuru achangobva kuumbwa ari kushandisa $ 1 pamwe ne $ 367 mumadhora emangwana.
3 Matanho Okushandisa Iko Usadya Munda Wako Chigadziro Kune Wako Kuita Mari Yepamusoro
Pane nzira nhatu dzakanyanyisa dzaungashandisa murairidzi wekutonga kuti uvandudze mari yako pachako uye mari yekutsvaga mari.
- Ziva zvinhu zvakasikwa uye dhora rakachengetwa sembeu yembeu: Mumhuri mangu, isu tinoti iyi yedu "yekusingaperi" inotarisirwa. Funga nezvayo sechipo paunivhesiti kana nheyo dzinobatsira. Iyi ndiyo mari isingafaniri kutongoshandiswa, pasi pemamiriro ose emamiriro ezvinhu, kunyange kana zvinoreva kuti unofanira kutengesa motokari yako, imba yako, zviitiko zvako, uye kuwana basa rechipiri. Kana iwe uchida kurarama kubva pane zvaunotarisira, iwe unongobvumirwa kupedza muganhu wemari yemugove kana zvimwe zvikwereti zvakakandwa nembeu yezviyo. Mbeu yembeu pachayo inoyera. Kutenga kunyange peni yaro kwaizova chibayiro.
- Tarisa mari yakawanda yaunowedzera kuwedzera mbeu yako gore negore kurwisana nemitengo nemitero: Kukosha kwemari kunowedzera kwekufamba kwenguva munharaunda dzakawanda nekuti vasarudzo vakasarudzwa vanonyora mari yakawanda gore rimwe nerimwe. Kuti urwise kupera kwezvinhu izvi, iwe kazhinji unoda kukura kukoshesa kwepodfolio yako kuitira kuti iwe uite mamwe madhora, euro, yen, pound sterling, kana chero imwe mari yaunoda kuti utenge huwandu hwehuta, chezi, chingwa, mazai, kupisa, zvipfeko, petrooline, uye varaidzo iwe ungagona mumakore apfuura. Kuti uchengetedze pane kutengesa, funga nezvekutenga simba . Izvo zvose ndezvekutenga simba.
- Sarudza chirongwa chemagumo ekupedzisira kumbeu yako yezviyo: Unoda kupedza mari yako yose usati wafa, uchidya mbeu yembeu yawakaunganidza mumakore mashanu kana gumi ekupedzisira ehupenyu? Iwe unoda kusiya mbeu yako yese yezviyo kune rudo kana nhengo dzemhuri here? Chii, mune mamwe mazwi, iyo mhuka yekupedzisira? Iwe haugone, uye haugoni, kurarama nekusingaperi saka iwe unoda kuva wakanyatsojeka pamusoro pezvirongwa zvako zvezvawakawana munguva yako yehupenyu. Pakupedzisira, mari yako. Iwe haugoni kuitora iwe kuitira kuti iwe unoda kuupedza, kana kuishandisa, munzira inoratidza zvido zvako uye zvaunotenda. Kwandiri, motokari iyi ndiyo Kennon & Green Foundation. Newe, zvinogona kuva chimwe chinhu sechasara chinosara chivimbo .
Icho Chigumo Chekupedzisira Chekuchengetedza Mbeu Yako Chigadziko
Imwe nzira iyo iwe unogona kudzivisa muedzo wokupinda mumbeu yako mbeu ndiyo kushandisa zvandinodanidza chekuunganidza nekukwereta. Kuita izvi kunoguma muzvikamu, chikwereti, purofiti, zvikwereti, kubhadhara mvumo yekubhadhara, kana zvimwe zviwanikwa unowona zviri kuiswa mubhengi rebhangi rakatsaurirwa kubhadharwa, kwete mabhengi ekubhadhara mari kana kuti mari yekurega mari iyo inobata mari yako. Mhedzisiro yekuguma ndeyekuti iwe unongoisa mari muzvivako zvinoshandisa matanda ako, zvisungo, pfuma , kana mutendi wemari , usingatori mari kubva kwavari. Inogadzirisa dambudziko pakati pako nemukuru wako. Iyi nzira haina maturo - kana wakazvipira kuita chimwe chinhu chisina kuchenjera, iwe unenge uchida kuwana nzira yekuzviita - asi inogona kuderedza chirongwa ichi zvishoma, kukupa nguva yekufunga.
Usambokanganwa mutemo uyu: Usabayira zvaunoda pane zvauri kuda iye zvino . Chengeta izvo zvakanyorwa pamwoyo wako nekuchengetedza mbeu yako chibage zvinofanira kuva nyore nyore.