A Tarisa Tariro Dzakashata Dzidziso

Dzidza Izvozvo Zvingave Zvisingagadziri Kurarama Tariro Tingaita uye Hatigoni Kuita Kwauri

Kwemakore angu ose achiita semuchengeti wemagadziro emigwagwa, ndakamhanya kune dzimwe pfungwa dzisina kururama dzinofanirwa nevanhu pamusoro peRusable Living Living. Dzidza kuti ndezvipi zvinyorwa zvinowanzoitika uye kana iwe wakawira kune umwe wavo.

Nhema # 1 - A Trust Revocable Trust Reduces Estate Taxes

Ichokwadi kana nhema : A Revocable Living Trust ichaderedza nzvimbo yako yemitero.

Nhema - Imhosva Yehupenyu Hwakavimbika haiti zvachose kuderedza mari yako yemutero .

Chinangwa chayo chikuru ndechekuchengetedza mararamiro ako, kuronga kwekuremara, uye kudzivisa kuongorora. Period.

Nezvo zvakati, vakaroorana vanogona kuderedza misha yavo yekutengesa kuburikidza nekubatanidza AB Trust muHurumende Yadzo Yakarasika, asi AB Trust inogonawo kuiswa muChirongwa Chokutanga uye Testamende. Kusiyana ndeyekuti, Revocable Trust ichadzivirira hutano hwevamwe vaviri uye ichavabvumira kuronga kuremara uye kudzivisa kuongorora. Kuda Kwekupedzisira uye Testamende haigone uye haiti kuita chimwe chezvinhu izvi.

Nhema # 2 - Chivimbiso Chisingabvumirwi Nguva dzose Inodzivisa Probate

Ichokwadi kana nhema : A Revocable Living Trust ichagara ichibvumira vadiwa venyu kuti vasazoongorora.

Nhema, pamusana pezvikonzero zviviri : (1) A Revocable Living Trust haigoni kuzvidzivirira pachayo-chivimbo chinofanira kubhadharwa zvizere kuti isapedzisire, uye (2) Dzimwe nguva kumira mumitemo yehurumende kunobatsira.

Imwe Revocable Living Trust isina kubhadharwa haigoni kudzivisa kuongororwa - MuTrustmaker anofanira kubhadhara kuvimba nekudzorera zvikwereti uye pfuma uye kuvandudza vanobatsiri ve inshuwarano yehupenyu uye mabhizimusi ekurasira , zvisinei, chero nzvimbo ipi zvayo isina kubhadharwa inoda kuongororwa.

Kunze kweizvi, kunyange nemari yakakwana yeRevocable Living Trust mitemo yehurumende yaunogara panguva yekufa kwako inogona kubvunzurudzwa kuti iparadze kodzero dzevakwereti, kuwana mvumo yekutengesa mvumo yehurumende, kuchengetedza imba yekutsvaga kwematunhu primary residence, uye / kana kugadzirisa nguva iyo dambudziko rinogona kuitirwa kuvimba.

Mumamiriro ezvinhu aya, zvisinei, chirongwa chekuongorora chirongwa chinofanira kunge chisina nguva uye chinodhura kudarika pane kunyatsoongorora mazano.

Nhema # 3 - A Trust Revocable is Fancy and Complicated

Ichokwadi kana kuti nhema: A Revocable Living Trust chikamu chekugadzira hurongwa hwakaoma uye hwakaoma hwehupfumi .

Nhema - Mazuva ano Revocable Living Trust ndiyo nheyo yehurongwa hwakasimba hwehuzhinji hwevanhu. Sei? Nokuti zvikomborero zveRevocable Living Trust zvinopfuura zvakanyanya zvekupedzisira nekuda:

1. Chivimbo chinochengetedza hupombwe hwako, asi kuda kunowanzova chepanhau chekuongorora rezvepasi rose kuti uone.
2. Chirongwa chekuremara chinogona kuvakwa chaiyo mukutenda kwako, asi kuda kunongoshanda chete mushure mekufa.
3. Mune mamiriro ezvinhu akawanda, kubhadhara mari yakazara zvakakwana kunodzivisa kuongorora, asi mumamiriro ezvinhu akawanda pfuma inopfuura pasi pemitemo yekuda inofanira kuongororwa.

Nhema # 4 - Chivimbiso Chichidzivirirwa Chinochengetedza Nhaka Yenyu Kuzvidzivirira

Chokwadi kana nhema: Kana zvinhu zvako zviri zveRevocable Living Trust yako uye ane chikwereti anotonga iwe, ipapo mukwereti haagoni kutora zvinhu zvaunovimba nazvo.

Hazvina Manyepo - Hupenyu Husingarangwi Kutenda hakuiti chinhu chekuchengetedza zvinhu zvako pamhosva dzezvikonzero zvezvikonzero zviviri: (1) Unogona kushandura mazwi echivimbo pane imwe nguva uye kuisa zvinhu mukati uye kuvadzosa kunze, uye (2) Iwe pachako iwe pachako pachake pfuma yakadanwa nezita re trust.

Kuronga kwekuchengetedzwa kwemasikirwo kunosanganisira kuongororwa kwezvinangwa zvako zvekugara kwenguva yakareba zvemari uye yekugara uye nekuisa kana kuisazve zvinhu zvako kuti usasunungurwa kubva kune zvikwereti zvemari. Zvichienderana nemitemo yenyika yako, izvi zvinogona kusanganisira kuisa mari kune imwe nzvimbo yekugara, inshuwarisi yehupenyu , mabhizimusi ekurasikirwa, annuities uye / kana makambani ane chikwereti chakakosha; kutumidza mazita muzita romumwe wako kana kuti vashandi nezvose; uye / kana kuisa imwechete kana kuti mamwe matongerwo asingagoni kuchinja. Zvinosuruvarisa, revocable Living Trust haigoni kuchengetedza zvinhu zvako kubva kune zvavanokumbira zvikwereti - iwe uchada kugadzira hurongwa hwakakwana hwekuchengetedza mazairo pamwe nekuvimba kwako.

Nhema # 5 - Chivimbiso chinoparadzaniswa chinokonzera zvose zvebasa mushure mekunge Mutendiri Anofa

Ichokwadi kana nhema: Kana iwe wakasika uye uchibhadhara reRevocable Living Trust, zvino mushure mokufa kwenyu vadiwa havafaniri kuita chinhu kunze kwekuunganidza nhaka yavo chekuongorora.

Manyepo - Ichi chinhu chisingazivikanwi chisingazivikanwi pamusoro peChirangaridzo Chokurarama Kwevanhu - zvinoita sokuti vanhu vanofunga kuti kuvimba kwavo kuchanyatsosimudza zvombo nemakumbo uye vanomhanya vachipoteredza zvinhu zvavo mushure mokunge vafa. Kunyange zvazvo vadiwa venyu vasingazofaniri kuenda kumatare uye kuvhura probate estate , Your Successor Trustee acharamba ane zvishoma mabasa uye mabasa kuti azadzise vasati vatsigirwa vako vatore matanho avo. Chinokosha ndechekuti Mutungamiri wenyu anotsiva anogona kugadzirisa nyaya dzenyu pasina kushushikana pamusoro pemhosva yemhosva kana mutongi anotarisa pfudzi ravo. NeRevable Living Living, zvinhu zvichave zvakanyanya kurongedzwa uye zvinogona kuitwa nekukurumidza neMuchengeti weRussia. Sei? Nokuti Mufambisi wako Wekubudirira haafaniri kumirira dare remutemo kuti aite basa ravo.

Nhema # 6 - Zvikwereti zvinodzingwa ndezveVafumi chete

Ichokwadi kana nhema: Mambure ako anokosha haasi ekukosha, saka haudi Revocable Living Trust.

Nhema - Mambure ako anongova chinhu chimwe chete chokufunga nezvazvo paunosarudza kana uchida Revocable Living Trust. Pane zvikonzero zvizhinji nei iwe uchifanira kufunga nezvekusika nekubhadhara chivimbo chisina chaunoita nematare ako anokosha :

• Iwe une vana vaduku uye uchitumidza kuvimba semunhu anobhadhara inshurensi yako yehupenyu kana kuti mabhizimusi ekurega mari achachengeta zvinhu izvi kunze kwekuongorora uye kutarisira mutongi-kutarisirwa.
• Iwe une pfuma muzvikamu zviviri kana kupfuura uye chivimbo chichakubatsira vadiwa vako kudzivisa maviri kana kupfuura mamwe maonero ekutonga .
• Iwe unoda kugadzira hurongwa hwekuremara huchakuchengetedza iwe nemari yako kunze kwedare-kutarisirwa kuchengetedzwa.
• Iwe unoda kupa vadiwa vako kunyanya kuwanika pfuma yako mushure mekufa kwako panzvimbo yekumirira vhiki kana kunyange mwedzi kuti uwane kuburikidza nedare remhosva .
• Iwe unoda kuchengeta nyaya dzako dzezvemari nekuzivikanwa kwevabatsiri vako pachako mushure mekufa kwako.

Iwe chete, pamwe chete nemugovera wechirongwa chenyika, unogona kuona kana Revocable Living Trust yakakunakira iwe, pasinei nematare ako akakodzera.