Nzira Yokusarudza Sei Vashandi Veupenyu MaInishuwarenzi Maitiro

Kusarudzwa kwekutenda vs. kuratidza vanhu

Paunenge uchigadzira Revocable Living Trust sechikamu chako cherongwa hwehupfumi, zvichave zvakakosha kwauri kuti uvandudze vanowana mari ye inshuwarisi yehupenyu hwako. Zvichida iwe uchada kuchinja vose varikutanga uye vechipiri vanobatsirwa vachawanzi vatarisana nehutano hwemhuri yako uye mari yakakodzera . Iwe usati waita chero chinhu, zvakadaro, iwe unofanirwa kubvunzana nemugovera wako wekugadzirira nzvimbo kuti uone kuti chii chichava chakanakisisa iwe iwe nevanobatsiri vako.

Pasi pane mamwe maonero evanhu vose vakaroora uye vasina kuroora.

Kuvandudza Mabatsiro Kana Wakaroora

Kana iwe wakaroorwa uye iwe hauna dambudziko remitero, iwe unofanira kufunga nezvekutumidza zita rako kuti ndiye mukuru wekubatsira kwako. Izvi zvichaita kuti mumwe wako awane nyore kuwana mari inogona kushandiswa pakarepo kubhadhara zvikwereti. Mutengi wako ane ruzivo ndiye achazove iwe Revocable Living Trust yako. Kana, funga kutumidza zita rako reRevocable Living Trust sezvinonyanya kubhadhara inshurensi yako yehupenyu kuitira kuti mari yacho iende ku " B Trust " (kana kuti Bypass, Credit Shelter, kana Family Trust) yakagadzirirwa kubatsira mudzimai wako anorarama kuitira kuti Mari inowanikwa ichachengetedzwa kubva kune vane chikwereti, mhaka dzemhosva, uye mumwe mutsva

Kana iwe wakaroorwa uye iwe une taxable estate, funga nezvekutumidza zita rako reRevocable Living Trust sewekutanga unobatsira mazano ako.

Izvo zvichaita kuti kushandiswa kwakakodzera kwekuregererwa kwako kubva pamitero yemigwagwa pasi peA AB Trust system. Uyezve, kana kuvimba kwako kunonzi iwe mukuru wekubatsira, iwe haufaniri kutora zita rakagadziriswa mubatsiri sezvo chibvumirano chekuvimba pachacho chichatarisa vose vari vekutanga uye vekupedzisira vanobatsirwa.

Kuvandudza Mabatsiro kana Iwe Usina Kuroora

Kana iwe usina kuroorwa, saka pasinei nokuti iwe une dambudziko rematoro , unofanirwa kutarisa zita rako rekuvhiringidzika rekuvimba semugove wekutanga wekubatsira kwako.

Izvi zvichaita kuti vese vanowana zvikwereti vazovigwa. Mune mamwe mazwi, kana mumwe wevanonyanya kubatsirwa nekutenda kwako anokugadzirisa iwe, ipapo chibvumirano chako chekutenda chichatsanangurira apo mugove wevatsigiri wevakafa achaenda. Uyewo, kutumidza iwe chivimbo chako semuzuzi mukuru unozoita kuti mugove wevaduku mudiki achagadziriswa zvakanaka pasina chikonzero chekugadza kuchengetedza kana kuchengetedza.

Kunze kweizvi, kana iwe usina kuroorwa uye iwe une taxable estate, uchitumidza zita rako sekutenda sezvo mukuru wekubatsira achapa mari inowanikwa nyore nyore kubhadhara mutero. Kana zvisina kudaro, kana iwe uchitumidza vanhu sevakabatsirwa zvakananga, ipapo vachakwanisa kuisa maoko avo painishuwarenzi yavanowana uye vanopedza mari pane kuisa parutivi kuti vabhadhara mutero. Izvi zvinogona kuumba dambudziko kana nzvimbo yako isina zvigadziri zvimwe zvekushandisa kwemvura kuti ubhadhara mutero.

Kugadzira Upenyu Husingagadziriki Inishuwarenzi

Pasinei nokuti iwe wakaroorwa here kana kuti usina kuroora kana kuroorwa, kana iwe une taxable estate, iwe unofanira kufungidzira kuisa inshuwarisi yeupenyu husingagadziriswi, kana kumira kwenguva pfupi, kubata uye kuva nemishonga yveshuwarenzi yehupenyu hwako. IITI inogonawo kutumidzwa kuti ndiyo inonyanya kubatsirwa nemitemo yaunotamira mairi.

Izvi zvichabvisa kukosha kwemari yeinishuwarenzi kubva munharaunda yako uye nokudaro kuderedza kana kubvisa mutero weimba uchatora chikwereti.

Kana ukangosarudza kuti vanobatsiri vako vanofanirwa kuve ani, iwe uchada kuonana nekambani ye inshuwarisi yehupenyu kuitira kuti uvandudze fomu yako yekupa mazita.