Kudzokorora: Unoda Bhijititi Kwemari Yevamwe

Pashure pemwedzi 9, Vashandi veYNAB Chengetedza $ 3 300 paAreji

Iwe Unoda Bhijiti inosanganisira kushandiswa kwemari nemushumo weboka kuti uone kuti wakashandisa sei mari. Iwe Unoda Budget

Iwe Unoda Bhijititi (YNAB) ndeye purogiramu yemari yega yega ine bhajeti yakasimba yezvinhu. Iyo software inomhanya paWindows kana Mac makombiyuta uye ine shanduro yefoni yekuongorora bhajeti yako uye kupinda mukutengesa apo iwe usingashandisi kombiyuta yako. Izvo zvinofambisa mapurogiramu anofambisa zvinyorwa zvakapinda pafoni yako yepamusoro kana piritsi yepurogiramu yepakombiyuta uchishandisa Cloud Sync.

Iwe Unoda Bhijititi Zvinhu

YNAB iri nyore kushandisa uye intuitive.

Izvo zvakarongerwa kutengesa zvombo zvinowira kunze kwekuti iwe uchida kuzvishandisa uye nenyaya dzinoshandiswa pakugadzirisa bhajeti, kurega bhajeti uye maakaunti akavharwa achiwa pasi pebarindi. Nhoroondo yebhajheji inowiridzirwa kumusoro kwemwe mwedzi uye YNAB ine sarudzo yega autosave iyo inoponesa damba kakawanda. Zvinokwanisika kudzorera bhadha yako kumashanduro apfuura kana iwe ukanganisa. Zvimwe zvikamu zvinosanganisira:

Simba Rokubhadhara Zvishandiso

Iwe Unoda Budget inobva pane pfungwa yokuti iwe unofanira kunge uine mari yakagadzirirwa kuvhara mukati apo unotarisirwa mari inosvika, uye software inokubatsira kuvaka iyi mhirizhonga yemari kana iwe usati watove nayo. Chimwe chinhu chikuru pamusoro peYNAB ndechekuti inokubatsirawo kuenda kune kubhadhara pasi uye usina kusununguka pane chikwereti chose.

Tsanangudzo iri pamusoro peimwe mwedzi pakirongwa mubhadharo yebhajeti inoratidza iwe mari yakanga isiri kushandiswa uye yakakonzerwa mberi kubva pamwedzi wapfuura, iyo yose inosvika mumapoka ose emari mumwedzi wapfuura, mari inosvika kumusi wemwedzi uno uye muwandu wehuwandu hwemari huripo mumwedzi uno.

Kuti uchengetedze ruzivo urwu rubatsiro, iwe unoda kupinda kana kutora kutengesa kwemazuva mashomanana kana zvishoma, kamwechete pavhiki.

Cloud Sync

Iwe Unoda Bhijititi inowanzochengetedza kuchinja kakawanda paunenge uchishanda mune software uchishandisa Cloud Sync. Izvi zvinoda bhadha reDropBox, uye iwe unogona kugovana dheta mumakombiyuta ako ose uye shandisa YNAB pane chero yeWindows kana Mac yekombiyuta yaunayo. Izvi zvinokonzera kuti zviitike nyore nyore kudzokera kune data yapfuura kana iwe ukasvibisa chimwe chinhu.

Reports

YNAB haina kupa toni yemishumo, asi iyo inosanganiswa inobatsira zvikuru sezvo iyo mishumo ine maitiro akanaka ekugadzirisa dhidhiro nenguva, nguva yebhajamiro , payees uye nenhoroondo. Heano mhemberero yaunowana: Kutenga neChechi, Kutenga nePayee, Kuwana vs. Kutenga uye Net Worth. Dzvanya pazvikamu zve chati yepayipi kuti uwane mamwe mashoko akazara, uye iyo mitsara inogona kudhindwa uye deta inotumirwa.

YNAB Mutengo

Iwe Unoda bhajeti inodhura-mari; kana iwe ukasarudza urongwa hwemwedzi wega wega, iri $ 5 pamwedzi. Zvisinei, kana iwe ukanyorera urongwa hwegore negore, inongova $ 50 chete pagore, $ 10 yekuchengetedza.

YNAB inopawo kusununguka kwemazuva 34 kwevashandisi vatsva.

Uye kuvadzidzi vekukoloni, unogona kushandisa YNAB pasina; ingosimbisa uchapupu hwekunyora kwako chikoro uye mari yako ichasunungura.