Nzira Yokubhadharisa Mari Zvakasiyana-siyana

Dzidza Pamusoro Pokudhura Kwemazano ekubhadharisa

Discretionary mari inogona kudzokora kana kusingadzokeri mari yezvinhu zvisiri izvo zvinokosha. Kunyange zvazvo izvi zvingave zvingangozviisa pasi pazvisikwa, mari yekufunga inowanzoonekwa se "inoda" pane "zvinoda." Mari yekudavira yakasiyana nedzimwe mari dzinoshandiswa mumutengo iwoyo unoshandiswa mari inoshandiswa pakugara zvakanaka, zvakadai sekutengesa, kugadzirisa motokari, uye magetsi emagetsi.

Iwe unogona kurarama pasina kodzero yekushandisa, yakadai setikiti dzemafirimu, mabhuku kana yako yezuva latte.

Mienzaniso yezvimwe zvinoshandiswa uye zvinodhura

Mutengo wezvokugadzirisa "zvigadzirwa" ndeyekuti mari inoshandiswa nekuti zvinodhura zvipfeko zvaunoda kutora nekuda kwekupfeka nekubvarura, zvipfeko zvaunoda kutenga nekuti wakatamira kune imwe nzvimbo yemamiriro ekunze kana zvipfeko zvaunoda kuzvitenga nekuda kwekutsvaga basa nebasa rakavharwa. Chikuto cheganda chibharo chekuziva, semuenzaniso, nokuti iwe unogona kutenga zvishoma kudhura jira jasi.

Discretionary mari yebhizimisi shomanana inogona kunge iri hukama hwevanhu, zvipo zvezvipo, kudzidzisa, uye mabhonasi. Saizvozvowo, mari yekambani yezororo kana kuti vhiki yevhiki inoburitsa maruva ndeyekuziva. Izvi zvinodhura zvinonziwo "discretionary" mubhizimisi.

Funga nezveBhujititi Zvirongwa, Zvose uye Unyanzvi

Sezvaunoronga bhajeti yako , funga zvakasiyana-siyana zvekushandisa, panzvimbo yeiyo yakagadziridzwa madhora akawanda, pamari imwe neimwe yekuziva.

Nharaunda dzinofanirwa kutarisa kuchinja kwemwaka munguva yekushandisa kana zvimwe zvisiri kunze. Somuenzaniso, iwe paunogona kushandisa mari yakawanda yekutenga zvipfeko zvitsva zvechando kumunhu mumwe nomumwe wemumhuri pakuguma kwekuwa, iwe haungatongopi dzimwe dzimba itsva dzekufuka kusvika pakati pegore, apo kutonhora kunotanga kupisa.

Mabhizimisi maduku ane ruzivo rwakafanana rwekuchinja. Semuenzaniso, bhizinesi rebhizinesi regore rega rega rinogona kunge riri mari yakawanda asi inongoitika kamwe chete pagore. Ndizvo zvakaitikawo kune rwendo rwegore negore rebhizimisi kuenda kune imwe musangano wehurumende.

Ko Zvakadini Nezvakagadziriswa Mari?

Mukuwedzera kune zvinonzwisisika uye zvinoshandiswa zvinodhura, iwe unoda kutarisa kana bhajeti yezvigadziriswa mari zvinoramba zvakangofanana mwedzi woga woga. Izvi zvinogona kusanganisira kubhadhara, kubhadhara chikwereti , kubhadhara motokari kana premium premium. Nemhaka yekuti izvi zvinodhura zvinogara zvisingagumi, zvinowanzoita rutivi rwebasa.

Rongedza Zvokushandisa Zvako Zvokufungidzira muMari Yenyu Mariyuni

Dzimwe purogiramu yemari yemari inokuita kuti ugadzire mari yakasiyana siyana mwedzi wega wega wega nokuda kwemari inoshandiswa uye yakasiyana-siyana. Kana shanduro yako isina mari yekugadzirisa mabhadharo , inogona kuisa mhando dzakasiyana kana imwe "mari inofadza" uye ikasarudzira mari yemari ye discretionary mwedzi mumwe nomumwe. Chimwe chete pane izvi ndechokuti iwe uri pane bhajeti rakasimba, Kana zvakadaro, iwe unofanira kubvisa zvose zvingatarisirwa mari kusvikira wava nemari yakawanda.

Kuchengetedza nhare dzose (zvisinei kuti zviduku sei) zvakakosha pakugadzirisa bhajeti. Nokudaro kunzwisisa kwakanyanya kwekusiyana pakati discretionary, kushanduka uye kugadziriswa mari, pamwe chete nekufambisa kwavo mubhajheji yako.

Kana iwe uchifunga nezveizvi zvose, iwe uchava nemufananidzo wakave nani pane iyo mari yako iri kuenda.