CHIKAMU 1 - Tsvaga Kana Uchida Kuwana Obamacare (Kana: Iye zvino)
Munhu wose anogona kuwana Obamacare, uye iwe unogona kunge uri nani, zvichienderana nemamiriro ako. Nguva yekunyora iri pakati peNovember 1, 2017, uye December 15, 2017.
Iwe unogona kushandisa shanduro zvino kuti uenzanise zvirongwa uye uone kuti mari yakawanda yaunowana. Chero ani zvake anogonawo kushandisa shanduro kuti aenzane navanachiremba vemo, zvipatara, misha yevanamukoti, masangano ehutano hwepamusha uye dialysis. Enzanisa zvinobatsira zvino.
Kana iwe usina inshuwarisi , Obamacare inokukanganisa iwe. Kana iwe uchinge usina bhuwarisi gore rino, iwe ucharohwa nemutero. Kune vazhinji venyu, mutero weBobamacare i2,5 muzana yemari yako yakagadziriswa yakawanikwa . IAI ndeyemari yako yakawanda zvishoma kudarika kwako. Somuenzaniso, kana AGI yako iri $ 30,000, mutero wako $ 615. Iwe haufaniri kubhadhara mutero kana iwe uchikodzera kubhadhara kweAACA .
Izvi zvingave zvidhura kupfuura Obamacare here? Izvo zvinoenderana nenhamba yevanhu vari mumba mako. Somuenzaniso, kana iwe uchigara uri woga, saka mutero we $ 300 wegore negore unogona kudhura kupfuura $ 200 yemwedzi pamwedzi. Asi kana mari yako iri pasi pe $ 45,000, hurumende ichapa rubatsiro kune imwe kana kuti yako yose yaunotora.
Muchiitiko ichocho, Obamacare inogona kunge iri shoma. Healthcare.gov inokubatsira kuti uzive izvi.
Kana zviwanikwa zvako zvakaderera zvakakwana (semuenzaniso, pasi pe $ 16,104 kune mumwe munhu kana $ 32,913 kumhuri yevana), iwe unokodzera yunishuwarenzi yekusununguka kuburikidza neMedicaid kana nyika yako ichiwedzera kuparidzirwa. Healthcare.gov inokubatsira kuziva kana iwe uchikodzera kuMedicaid.
Mune dzimwe nyika, haugone kuwedzerwa Medicaid asi zvishoma iwe haufaniri kubhadhara mutero. Healthcare.gov inotaura kuti whet yako nyika yakawedzera Medicaid.
Kana ukasarudza kubhadhara mutero panzvimbo yekutora Obamacare , pano ndipo pandingawana zvipatara zvemaguta zvakaderera munzvimbo yako. Mutero i2,5 muzana yemari yako yakashandurwa yakawanda. Uyezve, uri kutora mari yakawanda nekusawana inshuwarisi . Kana iwe uchienda kune imwe nzvimbo yekukurumidzira, iwe unobhadhara madhora 1,265 paavhareji. Kana ukawana kenza, uchasangana ne $ 30,000 bhiri. Kana iwe uri nyore kutenga izvi, zvino zvakakodzera kukosha. Kana zvisingaiti, iwe ungasangana ne bankruptcy. Kutaura zvazviri, nhamba imwechete yekushungurudzika munyika muno inotarisirwa nehutano hwehutano. Ndicho chimwe chezvikonzero zvakawanda nei iwe uchifanira kuva nehutano hwehutano.
Kana uri pasi pemakumi matatu , une zvimwe zviviri zvingasarudzwa. Chokutanga, unogona kuenda kune zvaunoronga nevabereki vako kusvikira iwe 26. Chechipiri, iwe unogona kutenga chirongwa chisingakoshi chinotyisa. Inobatanidza dambudziko rekushanyira mumba uye nzvimbo yekugara muchipatara, asi zvitatu chete zvekushanyira chiremba.
Kana uine inshuwarisi , unogona kuichengeta kana iri chirongwa chekambani kana kuti iwe waakatenga iwe pachako. Ichokwadi ihwohwo kunyange iyo inishuwarenzi yakaipa, chirongwa chekusiya basa, COBRA kana imwe hurongwa hwehutano hwakakodzera.
Ramba uchifunga kuti Gadziriro yeRudzikinuro, Kuona Zviratidzo kana Urongwa hweDent Discount, kana Comp Compact's Compact haikwanisi kuva inshuwarisi.
Kunyange kana iwe uine inshuwarisi, enda mberi uye uenzanise neImbamacare zvirongwa kana iwe ukwanisa kuwana huwandu hwekugoverana pamutengo wakaderera. Pane nzira nhatu idzi dzinogona kuitika:
- Chirongwa chako chaive "chakaberekwa mukati." Izvozvo zvinoreva kuti yakanga iripo pamberi paMarch 23, 2010, uye, naizvozvo, haifaniri kupa zvipo zveObamacare. Izvi zvinosanganisira gumi zvakakosha zvinobatsira , kudzivirirwa kubva pakurambidzwa kana iwe uchirwara, uye kukwanisa kuisa vana vako vakuru pamarongwa ako.
- Iwe unokodzera rubatsiro kana kusununguka kweutano hwakanaka. Kana iwe uchingodarika madhora 45,960 kumunhu / $ 94,200 kumhuri yevana, hurumende ichabhadhara vose kana chikamu che inshuwarisi yako.
- Kambani yako inodonha inshuwarisi yako chirongwa. Hurumende yeCongressal Budget yakawana kuti izvi zvinogona kuitika kune vashandi vemamiriyoni 3-5. Zvirongwa zvekambani yenyu hazvingasviki zvese zana zvinokosha zvinodiwa neAACA.
Une Mishonga kana Mushonga - Watova neObamacare.
Iwe uri muridzi webhizimisi shoma - Unofanirwa kupa hutano inshuwarheni kana kubhadhara mari yakanaka.
CHIKAMU 2 - Enzanisa Mazano (Apo: Zvino)
Kana iwe ukasarudza kushandiswa neObamacare, enda kune yehutano inshuzha yemusika. Iwe uchatumirwa kupinda muhurumende yako, sezvo vamwe vavo vane nzvimbo dzavo dzekutengesa. Iwe uchazogadzira nhoroondo uchishandisa zita rako uye kero ye email. Iwe uchazogadzira zita rekushandisa, password uye upindure mibvunzo mitatu yekudzivirira. Iwe uchagamuchira email kuti utendese account yako. Mukuwedzera pakutenga kwezvirongwa, unogona kuona kuti mari yakawanda inobatsirei. Kuti uite izvozvo, iwe unoda Social Number yako nhamba, uye yako yakanyanya kunyanya W2, 1099, kana imwe ruzivo rwekuwana.
Enzanisa zvikwereti, zvakakodzwa uye zvinyorwa pakati pezvirongwa. Zvose zvirongwa zvichapa mabasa mune imwe neimwe yegumi inobatsira zvigaro , pamwe chete nedzimwewo zvinyorwa zveAmamacare . Zvirongwa zvakakamurwa kuva zvikamu zvina zvakasiyana, zvakarongedzwa nehuwandu hwekugovera. Vaya vane ruzivo rwakanyanya kune zvikwereti zvakaderera zvikuru. Hezvino kuti muchabhadhara zvakadini mari yekuchengetedza hutano kwezvirongwa muboka rimwe nerimwe:
- Bhronze - 60 muzana
- Sirivha - 30 muzana
- Ndarama - 20 muzana
- Platinum - 10 muzana.
CHIKAMU 3 - Kutenga chirongwa chaunoda (Apo: November 1, 2017 - December 15, 2017)
Kutanga November 1, unogona kutenga chirongwa chaunoda. Pane zvinhu zvishanu zvinofanotaura kuti Obamacare inokubhadhara zvakadini . Chimwe chimiro cherongwa. Mamwe mana ndezera rako, mari, imba yemhuri, uye nzvimbo.
CHITATU 4 - Kuvhara Kunotanga (Panguva: Kubvumbi 1, 2018)
Iwe unofanirwa kupa mvumo yekubhadhara mazuva gumi tisati watanga kugovera.
Obamacare In Depth
Chokwadi Pamusoro peBamacacare | Pros uye Cons | Obamacare Summary | Ko ACA Inondibata Sei?
Kuti uchengetedze mari paObamacare, ona bhuku rangu The Ultimate Obamacare Handbook (2015 - 2016) .