Somuenzaniso, kana iwe uchitamira kune imwe nyika kuitira kuti uite basa rekuchinja, iwe unogona kubvisa mari yekufambisa kubva pane yako yose yepfuma pamwe nezvose zvinokonzera mari yawakaita yakabatana nebasa rako. Somuenzaniso, kana iwe uri mudzidzisi wekuchikoro uye watenga zvigadziro zvekudzidzira zvikoro, izvo zvingave zvakabviswa.
Kushandisa zvidzidzo izvi zvinokubvumira kuderedza AGI yako, izvo zvingaita kuti uwane mari yekubhadhara mutero .
Chii Chandinofunga Nezvakawanda Zvikamu?
Pfuma yakawanda inosanganisira mari inobva kune zvese. Ndiyo mari yakawanda, inowanikwa pabhadharo, pamberi pemitero yemitero. Zvisinei, mari yakawanda inowanikwa inobva kune dzimwe nzvimbo kunze kwebhadharo yevhiki nevhiki kusanganisira mabhonasi. Inosanganisirawo kufarira, zvikwereti, alimony, pensions uye annuities, kubhadhara pfuma yemari, zvipo, nemari ipi zvayo yakabva mukushanda kwebhizimisi. Uyewo, kana uri kutengesa paBay, Craigslist kana imwe nzvimbo yepamusoro yepaIndaneti, iwe wakagamuchira mari kubva kune purogiramu nokutengesa zvinhu. Mari yakawanda inosanganisirawo mari inoshandiswa pakudzinga zvinhu, zvakadai sekutengesa imba kana motokari, kana mari ipi zvayo inowanikwa kuburikidza nebasa roga roga, kubvunza uye kumativi emabasa.
Mari inotengesa mitero inosanganisa kwete misha mizhinji asi mamwe emari yebasa uyewo kufarira uye zvikamu, uye kwenguva refu uye pfupi kwenguva pfupi inowanikwa kubudirira uye kurashikirwa, uye mamwe mitsva yemari .
Iko kugadziriswa kunosanganisira zvimwe zvinokonzerwa neIRA, kutengesa mari, uye kusagadziriswa kwebhizimisi mari.
Nyaya yemari inobhadhara mari yako yose yakawanda yakazara uye iwe unogona kubatsirwa rubatsiro rwekufunga nezvekuwana mari, uye kwete. Purogiramu yemutero ichakubatsira kuti uone mari yose inoda kuziviswa kune hurumende kuburikidza nekubvunza mibvunzo mubvunzurudzo yemutero, kana iwe unogona kukumbira mubhadhadzi wekupa mazano.
Ndinoratidzira Sei Rudzi Rwangu Rwakagadziriswa?
Mari Yako Yakagadziriswa Inowanikwa muhombe yekutanga ye US federal tax return. Ichi chikamu chakakosha chepapepa nokuti inoshanda sechikonzero chemutero wemari yaunowana iwe. Kana uri kutora mitero yako, shandisa purogiramu purogiramu kuti uongorore ma AGI yako. Nenzira iyo iwe uchanzvenga chero mapurogiramu emasvomhu nokuti shanduro ichaita zvakarurama iyo yose mitero inotora iwe iwe sezvo inokufamba iwe kuburikidza nehurukuro yemutero .
Chii Chinogona Kuderedza Mari Yakawanda?
- Zvimwe zvebhizimisi mari, zvakadai sokubhadhara mari, gesi mileage kana mari yekubhadhara mari
- Vamwe vanofambisa mari
- Chikoro chekuchikoro kana chikwereti chechikwereti chemudzidzi
- Mipiro kune mamwe mabhuku ekurega basa
- Zvikwereti kubva kumabhizimisi emari ekutanga kubvisa mari yekuchengetedza
- Nhepfenyuro yekuchengetedzeka kwehutano kwehutano
- Mutero webhadharo unotumirwa wakananga kumushandi wejuror
- Alimony payments
- Kubviswa kwehafu yengero yebasa rokushanda
- SEP-IRA, SIMPLE IRA uye 401 (k) zvitsva zvevashandi
Chii Chinowanikwa Net?
Zvakakosha kuti tisapesana nemari yakawanda nemari inowanikwa. Nhepfenyuro yemari inoreva kutora chikwereti chemusha kana kuti mari inowanikwa mushure mekubhadhara mubhadharo, zvakadai sehurumende uye hurumende yemitero yemitero, mitero yehutano hwevanhu, uye kusati kwabhadhara mitero semishonga yemishuwarenzi yehutano.