Imwe 15,3 muzana yemitero yebasa inoumbwa ne12,4 muzana yehupfumi yehupfumi yepamusoro ye $ 127,200 yemari yekuzvitsvaga mari yakasununguka gore ra2017, uye Medicare mutero we 2.9 muzana pane yose inoshandiswa kuwana mari. Mari ye $ 127,200 inonzi Social Security mubhadharo uye inomiririra huwandu huwandu hwekuwana mari kubva kune mubairo uye mari inoshandiswa kubhadhara mari inotarisirwa kuHuman Social Security tax. Nekuchengetedzwa kwehupfumi kune mamwe makore, tarisa nyaya inotarisana neHuman Security Security Taxes.
Nhepfenyuro yega yega yezvemabasa inosanganisira mari inobva kumabasa emabhizimisi akazvimirira (Purogiramu C), kurima (Firimu F), mari yekuzvishandira yevamwe (Schedule E), uye vafundisi nevashandi vekereke nemasangano ezvitendero. Mari yacho inopera mushure mekudhura mari yebhizimisi, yakadai sefenicha, kugadziriswa kwekuvakwa uye kutengesa mabhuku.
Zvadaro iwe unogadzirisa chikamu nekuwedzera ichi nguva 92.35 muzana.
Izvi zvikamu 92.35 muzana zvinofunga kuti chikamu cheSocial Security uye Medicare mitero inodhura mari yebhizimusi. Vashandi vanobvumirwa kubvisa chikamu chemushandi weSocial Security uye Medicare mitero (7.65 muzana). Iwe unouya kusvika ku 92.35 muzana nekubvisa 7.65 kubva muzana kubva pazana kubva muzana zvichiunza 92.35 muzana.
Izvi zvakaderedzwa mumutengo wepasi zvichienderana nemutero wekuzvitsvaga, pamwe chete nemusoro wepamusoro-we-mutsara wemushandi-chikamu chemutero webasa roga, inobatsira kuenzanisa mutero wemutero pakati pevanhu vanozvishanda nevashandi.
Nzira dzinoshandiswa kuderedza Dare rekuzvipira
Mutero wekuzvitsvaga uri wepakati yemutengo wako kubva pamabasa ekuzvipira. Nzira imwe chete yekuderedza mitero yako yekushanda iwe ndeyekuwedzera mari yako-yakabhadhara mari, sezvo izvi zvichatsivira mari yako yekusungirwa kwemari, uye zvichienderana kuderedza mutero wako wekushanda. Kudzingwa nguva dzose, kwakadai sokuderedzwa kwemazuva ose kana kuderedzwa kwaita, hazvizogadziri mutero wako wekushanda.
Saizvozvowo, pamusoro pe-in-line kukonzerwa kwehutano inshuwarhu, zvipo zveSeP-IRA, kana solo 401 (k) zvipo hazvizogadziri mitero yako yega yega yega; izvo zvakabviswa zvishoma zvinoderedza federal mubhadharo wemari. Imwe nzira yekuongorora paunenge uchigadzirira mutero wako wekubhadhara: zvinokonzerwa nokutora chikamu chechikamu che179 kana kutora mabhonasi kwezvinhu zvakasarudzwa. Izvi zvichabata zvose mutero wemari uye mutero wekuzvitsvaga.
Wedzera Mutero Wokuzvipira MuMakore Makore Nekurasikirwa kana Kuderera Kuno
Dzimwe nguva munhu anoda kuwedzera mutero wavo wekuzvitsvaga kuti agare akafanirwa kweHuman Security rekurera kana kubatsira kwekuremara.
Nenzira yakawanda, vanhu vanoda zvishoma makumi mana ekuchengetedzwa kwekodzero dzevanhu nezvehupenyu hwavo kuti vave vakakodzera kubhadhara mari yekubhadhara, uye makore mashanu emakadhi ezvidzidzo kubva kune gumi kuti vawane chikwereti chekuremara.
Vanhu vanozvipira vari kutarisana negore ravanenge varasikirwa nemari (mari inowedzera kupfuura mari) kana makore ayo mari yavo inowanikwa zvakanyanya, uye avo vachiri kudii kuvaka Dzimba dzekuchengetedzwa kwehupfumi kumabhadharo avo kana kuremara, vanogona kushandisa nzira yakakosha yekuwedzera mitero yavo yebasa. Izvi zvinonzi "Optional Method" uye mitemo inotsanangurwa muMirayiridzo yeHedheni SE (pdf file).
Chinokosha kukuyeuka ndeizvi: vanhu vanozvishanda vasingasi varimi kana vabati vehove vasingagoni kushandisa nzira iyi inosarudzwa chete katatu munguva yeupenyu hwavo.