Zvimwe zvinoshandiswa zvinodhura zvinokonzerwa nemitengo yakatarwa, yakadai sekutora chikwereti kana kukwereta, iyo inoramba iri yakafanana munguva yose yemari yako yawakabhadhara chikwereti kana kubhadhara.
Kusiyana nekugadzirisa mari, kushandiswa kwezvinhu zvakasiyana kunogona kuchinja zvakanyanya kubva vhiki nevhiki, mwedzi mwedzi, kotanhatu kusvika kwechina kana gore negore.
Zvimwe zvinoshandiswa zvinotengeswa hazvibvumirwi se "shanduko" nokuti ndeye discretionary; somuenzaniso, bhorogi rako rekudya zvekudya rinogona kuchinja kubva pamwedzi kusvika pamwedzi, asi hazvisi kuongorora nokuti haisi mari iwe unogona kuita kunze. Zvinonzi zvinoshandiswa zvakasiyana-siyana nokuti mari yaunoshandisa pairi inogona kuchinja zvikuru kubva pane imwe nguva kuenda kune inotevera.
Mienzaniso yeMari Mitengo yakasiyana
Imba yakasiyana-siyana yemari inoshandiswa inosanganisira mari yekuchengetedza misha yakafanana nekuchera kana kutariswa kwejare; zvikwereti zvakadai sezvokupfeka, zvekutengesa, uye kugadzirisa motokari; uye mari yekushandisa mari yakadai semafuta, magetsi, gesi, nemvura.
Financial Software for Variable Expenses
Dzimwe purogiramu yemari yehupfumi inokuita kuti ugadzire mari yakasiyana kubva pamwedzi kusvika pamwedzi kwezvinhu zvinodhura, asi kana ukashandisa software isingasanganisi bhajeti yemari yezvikamu, shandisa mari yakawanda yegore inoparadzaniswa ne12 pamwedzi wako wepamwedzi.
Kana iwe ukashandisa zvishomanana pane mari yakasiyana pane iwe wakaronga, iri pfungwa yakanaka yekuisa iyo mari mukuchengetedza kuitira kuti ugadzirire mwedzi iyo apo mari yakasiyana inopera iri yakakwirira kudarika chikamu chebhajheji.
Iwewo unoda kuronga mari uye kutarisa mamwe marudzi emari, zvakadai se discretionary zvinoshandiswa , izvo zvinoshandura nenzira dzakafanana nenzira yekushandura zvinoshandiswa, uye kugadzirisa mari , iyo ndiyo nzira dzinoshandiswa mari dzose dzinoshandiswa kune bhajeti sezvo izvozvi zvichingofanana kubva pamwedzi mwedzi.
Kugadzirisa Matambudziko Akasiyana
Kuchengetedza kushandiswa kwemari kunowedzera zvakaoma kupfuura kuderedza discretionary kushandisa. Kusarudza kusatenga shangu mbiri dzinodhura, somuenzaniso, ichisarudzo chenguva imwe chete chiri nyore kwazvo kuita pane kusarudza kuti ungagura sei bhadharo rako rekudya - uye unonamatira kune izvo zvakagurwa kubva pamwedzi kusvika pamwedzi.
Iyi ndiyo iyo purogiramu yemari inobatsira iwe kutarisira bhajeti yako inogona kukubatsira iwe. Nokugadzirisa zvinangwa zvebhajheji uye nekutsvaga zvinotengeswa zvinoshandiswa, iwe unogona kuona kuti ndezvipi uye zvikonzero zvipi zvinotengeswa zvinowedzera mari.
Mari dzinoshandiswa dzeMabhizimisi
Mune bhizinesi duku, mari yakasiyana-siyana inodhura iyo inoshandura maererano nekugadzirwa kana, mune mamwe mabhizinesi, nekuchinja kwemamiriro ekunze. Zvinhu zvakasiyana-siyana zvebhizimisi zvinoshandiswa zvinoshandiswa zvinodhura zvezvinhu zvakagadzirwa, zvakadai semafisi ehofisi kana mvura inoshandiswa pakugadzirwa. Kana bhizinesi duku raizorega kugadzirwa, zvinodhura zvinenge zvisipo.