Chii chatinofanira kuita neimba yedu yepamusoro? "
Apo matengo emba akatanga kutanga muna 2005, varidzi vepamba vakawanda vakamhanyira kuti varasa doro reimba. Asi vazhinji vakawanda vakabata. Vaya vane dzimba, saiwo, vakatarisa kutengesa kwemisha yavo yemumba uye vamwe, ini ndikatengesa, ndakanzwa sokuti mutungamiri wekupedzisira amire pane ngarava inonyura. Nhau dzakanaka pane kune zvakawanda zvingasarudzwa kwauri.
Iyo Yakanakisisa Nzira yeInded Down House
Iyo ndiyo yakanakisisa yekugadzirisa iyo iyo yakatarisana neimba ndeyokuiisa iyo yakananga kumativi zvakare zvakare. Nzira yekuita izvi iri kuburikidza nepurogiramu yekudzikisa huru . Dambudziko nehurongwa hwekuderedza kukuru ibhengi rako rinofanira kukanganwa nezvechikamu chechikwereti chiri pasi pemvura, uye kwete mabhanga ose achaita izvi. Ichokwadi, mabhanki mashomanana acharegerera chikwereti nenzira iyoyo. Asi iwe unofanirwa kukumbira bhenji rako kuti riite.
Iwe ungabvunza kuti sei mabhanki akawanda asingazobatsiri mukuderedza kukuru? Bhengi yako inenge ichida kuita zvishomanana kutengesa , zvinosanganisira kukanganwira chikwereti.
Sei mabanki asingakwanisi kukanganwira chikwereti chenyu, wakwereta uyo akabhadhara panguva imwe neimwe mwedzi uye ari kumira zvakanaka nebhangi? Sei iwe uri kutongwa? Uye iyo inenge iine mibvunzo yakaisvonaka yekubvunza bhangi rako. Izvo zvakare mibvunzo yakanaka kwazvo yekutumira kuCongress.
Mari Yokugadzirisa Shanho kune Inside Down House
Vamwe vatengesi havana hanya kuti vachapa chikwereti kupfuura misha yavo inokosha kwemakore nemakore.
Kuvatengesi ava, kubhadhara chikwereti hazvina maturo mukuenzanisa nekuzvipira kwavanonzwa kumusha. Havadi kufamba kune chero mamiriro ezvinhu. Vanofara zvikuru kana uyo anokweretesa achangoderedza kubhadhara kwomwedzi wega kwega kuburikidza nekugadzirisa chikwereti .
Aya marudzi evatengesi vanowanzoshandiswa, uye vanogona kubhadhara mari yavo, asi mari yavo yekubhadhara inowanzowedzera zvinodarika chikamu chimwe chete kubva pamatatu emhuri yavo yakawanda. Kana vachikwanisa kubhadhara zvishoma pane izvozvo, vanogutsikana.
Shanduro yekugadziriswa kuIndside Down House
Huro yepurogiramu yeHARP yakanga yakawanda kwazvo kukundikana, saka hurumende yakashandura purogiramu yayo yeHRP refinance. Inopiwa chete kune Fannie Mae naFreddie Mac zvikwereti. Vakawanda vevakwereta vanoisa purogiramu iyi vanoita izvi nokuti vanoda kuchengetedza imba yavo uye vanoda kutora mwedzi pamwedzi, pamwe nekuderera kwechikwereti.
Iyo huru drawback iyi purogiramu haina kuderedza kushandiswa kukuru. Zvakafanana nekuisa bhuti kumusoro wemunhu anenge akwereta uye kwete kudhonza chinotora kwekanguva.
Kufamba Kwakagadziriswa Kugadzirisa Kune Imba Yakadzika
Ndinofungidzira kuti munhu wese anoshanda nevaridzi vomunyika vakaora mwoyo akabata moto. Varidzi vepamba vatsamwa. Vanotanga mukurwadziwa, asi izvozvo zvinokurumidza kukura kuva kuvengana mushure mekunge vaedza kushanda mukati meipi bhizinesi re convoluted system.
Ndiwo vadzidzisi vemhuri vanogumburwa uye vane hasha vanowanzorega kugadzira chikwereti chekubhadhara mari uye zvigunwe zvadzo - kuvhara kamera chero chii chavanofunga kuti vane ushingi zvakakwana kuti vasara-uye pakupedzisira vanotumira imba yekugadzirisa.
Vanofunga kuti vari "kunamatira kumunhu," asi kazhinji vanoguma vachikuvadza ivo pachavo. Pano pane kusarudza zviri nani kudarika kufanirwa kweimba yeimba.
The Give The House Back Solution to a Upside Down House
Hapana munhu anogona kupa imba kumabhangi nokuti bhengi haina kuva neimba pakutanga. Icho chisina kunaka. Bhizinesi haritorizve imba. Bhengi inogona kutora imba mukufananidzira, asi haitorizve.
Dzimwe nguva mabhangi anopa kupa muridzi wacho mari yacho kubhangi. Iko kunonzi chiito-mu-nzvimbo yekufananidzira . Iyo inowanzo mubato rebhangi uye kazhinji pane inofarira muridzi.
Kana chinangwa chako chiri kuisungirira kumunhu, usasaina chiito panzvimbo.
Iko Pfupi Kutengesa Solution kune Imba Yakadzika
Kubva pane imwe nzvimbo yemari yemafungiro, kutengeswa pfupi ndiyo yako yechipiri nzira yakanakisisa, yakarurama pedyo nekuderedza kukuru. Nokuti inobvisa chikwereti chemari. Mune zvimwe zvishomanana kutengesa zvakadai sokutengeswa kweCalifornia shoma , urongwa huchasunungura mutengesi kubva pane zvaanosungirwa uye mutoro.
Kune zvakawanda zvakasiyana siyana zvekutengesa kwenguva pfupi. Kuti uwane kuti chii chakanaka kwauri, taura nemunhu ane ruzivo rwekutengesa shoma. Hazvisi zvekutengeswa zvishomanana zvakafanana, uye kushandiswa kuduku kunoitwa nemunhu ane ruzivo kunogona kureva musiyano pakati pokuwana mari yekutengesa kutsva vs. kana kutengeswa kwako kutsva kwakarambwa.
Panguva yekunyora, Elizabeth Weintraub, DRE # 00697006, ndiye Broker-Associate kuLyon Real Estate muSacramento, California.