Varidzi vepamba Haafaniri Kubhadharwa Kubhadhara Mberi Kuderedza Kuchengetedza Kwemari
Heino nzvimbo mbiri kuti uwane kuderedzwa kukuru:
- Purogiramu inopindira hurumende inoderedzwa
- Purogiramu yekudzikisa huru inopiwa nemutengi wako aripo
Uyezve, haufaniri kubhadhara kambani yekugadzirisa chikwereti kuti uwane kuderedzwa kukuru kwekutora chikwereti chako. Rubatsiro runowanikwa kune vadzidzisi vemvura vari pasi pemvura pasina rusununguko kuburikidza neB Obama Making Home inotengeswa purogiramu.
Yeuka mupfungwa kuti makambani ekubhadhara mari kazhinji haazogadziri chikamu chikuru chemari yako yekutengesa kunze kwekunge imba yako isingakoshi kudarika yako iripo yekutengesa kana zvimwe zvinowedzera zvinoshandiswa zvinoshanda.
Nyevero Inoratidza kuti Kukurukudzirwa Kwepurogiramu Yakawanda ndeyeScam
Hapana chekudya kwemasikati, pasina mari yekubhadhara mari yevashandi veimba, pasinei nokuti webhusaiti yepamusoro inogona kukupikirai. Munhu wose anogona kuisa webhusaiti uye kuita zvipikirwa zvisina maturo. Usafambiswa nemaitiro akadaro anotsausa. Nokuti iwe unowanikwa paIndaneti hakurevi kuti ndeyechokwadi. Heano zviratidzo zvishomanana zvinonyeverwa purogiramu huru yekuderedza inogona kunge iri dambudziko:
- Iyo kambani haina kubatana nebhenji yako iripo kana hurumende.
- Iwe hauzivi zita rekambani.
- Iro kero yekambani uye ruzivo rwemashoko haruwaniki. Hapana kana "tibata kwatiri" bhatani kunze kwenhamba isina kubhadhara.
- Hapana mazita mazita akanyorwa sevambani vekambani kana bhodhi revatungamiri.
- Mamwe mapeji ewebhu haana chinhu kana ari kuvakwa.
- Paunosvika kune mumwe munhu pamutero usingabhadhari, unonzwa uchinetseka uye uchivhiringidzika shure.
- Iwe haunzwisisi zvakakwana kuti chirongwa chacho chinoshanda sei. Mapurogiramu makuru ekuderedza zvirongwa zviri nyore nyore kunzwisisa.
- Iwe unobvumirwa kuti mari yako yaivepo ichabhadharwa zvakakwana. Hapana yekambani inogona kuvimbisa kuti wako anenge aripo chikwereti achabata purogiramu huru yekuderedza. Iva nehanya nezvevimbiso.
- Iwe unovimbiswa kuti chero rudzi rwechikwereti chero chipi nechipi cheko chikwereti chemari chikwereti chichakodzera purogiramu. Vanze kunze havagoni kuita chivimbiso ichi pasina ruzivo kubva kwamuri.
- Imwe nyanzvi yekuderedza yekambani inokumbira kubhadhara mari kana kuti kubhadhara mukutengesa kutaurirana kana kubhadhara chikwereti chitsva. Zvichida mari = chikuru mureza! Chengetedzo chete iwe unofanira kunyora ingava yekuongorora .
Chengetedza Purogiramu Yakakosha Kuderedza
Kana usina chokwadi kuti purogiramu huru yekuderedza yakarurama, teerera maitiro ako. Maitiro ako haawanzokutadzisa pane zvakaipa. Heano mamwe mazano anobatsira kuti uone kana kambani yacho yakarurama:
- Taura neHUD-Approved Home Loan Counselor. Dzvanya pahurumende yako, pinda muguta rako uye udane nhengo yehurumende isingabatsiri kune mazano.
- Tsvakurudza zita rekambani uye uverenge izvo vamwe vanotaura kambani. Iwe pachako hausi iwe munhu wokutanga wekutsvaga. Vanhu vanoenda kuInternet kuti vanyore maitiro asina kururama nguva dzose.
- Dana rejeni reimba, chibhadharo mutengesi, gweta kana mutero wekambani waunovimba naye uye wamuremekedza. Bvunza munhu uyo kuti aone kambani yekuderedza yakakunakira iwe.
Kana ukagutsikana kuti maitiro ako akarurama, nyorera iyo kambani yekuderedza kwekambani ku Federal Federal Information Center. Iwe unogonawo kuudza kambani kuhurumende yehurumende yehurumende yeimba yako uye yako State Attorney General. Ndapota usafunga kuti kutora matanho ekuwedzera kuti ugovere makambani iyi chinhu chakakanganisika nokuti rubatsiro rwako rwekuvhara pasi runobatsira kudzivirira kuti vasashungurudza vamwe vasina chokwadi.