Nzira 10 Dzakagadzirisa Kupera Kwako Pakukurumidza
Usati Watanga Kutanga Chokwadi Kana Iwe Unogona Kubhadhara Kubvisa Mari Yako Imari Pakutanga Pasina Mhosva
Kubhadhara chikwereti iwe nokukurumidza hakuzokuchengetedzi chero mari kana chikwereti chako chemotokari chichipa chirango pamusana pekubhadhara.
Iva nechokwadi chekuti chikwereti chako chemotokari chinobvumira mari yepakutanga. Zvikwereti zvizhinji zvinobvumira kutanga kubhadharwa. Iwe unonyanya kudikanwa kuva nehanya nezvezvikwereti kana iwe une chikwereti chakaipa kwazvo uye wakapfigirwa mune imwe yepamusoro-nhanho.
1. Kudzosera kuNharaunda yeNharaunda
Iko mari yako yechikwereti yakakonzerwa here kubva pawakatenga motokari yako? Kana wakanga uchiripa mari yako yose pane imwe gore kana maviri, zvinoita kuti chikoro chako chave chavandudzwa. Kuongorora patsva kwezinga rakaderera inzira inobatsira yekubhadhara chikwereti chako chemotanga kare.
Nheyo dzinokosha dzeMotokari yeMari Refinancing
- Ziva zvaunofarira
- Tarisa muzinga wakaderera pane chikwereti chebato , bhangi , kana paIndaneti
- Mari yemari yakaderera uye nguva shoma
Yeuka iwe uri kuedza kubhadhara chikwereti chako nokukurumidza. Kuderedza kufara kwako kunoreva kuti iwe uchabhadhara zvishoma zvachose, zvisinei, hazvirevi kuti iwe ucharipa nekukurumidza kana ukasarudza nguva refu yemari yako.
Somuenzaniso, kana uine makore matatu akasara pamotokari yemotokari yako nemashanu kubva muzana yezvikwereti zvekukwereta uye kugadziriswa kune chikwereti chemakore mashanu pamwe ne 2.5 muzana yehuwandu hwekutora iwe wakangowedzera chikwereti chako makore maviri.
Izvi zvinoderedza kubhadhara kwako uye kuisa mari muhomwe yako kuti upedze pane imwe chikwereti chakakwirira. Kana iwe uchiwedzera chikwereti chako chemotokari, iva nechokwadi chokuti uwedzere mari yako yemwedzi yekubhadhara mari kuitira kuti uibhadharire nokukurumidza.
2. Bhadhara Mari Yako Mota BhaWeekly
Tora chikwereti chako chemwedzi pamwedzi , chiparadzanise nemaviri, ikozvino ita iyo mari yevhiki imwe neimwe.
Icho chimiro chekunyengera kwakanyanyisa kana iwe usati wambonzwa nezvayo kare. Kana iwe uchibhadhara vhiki mbiri, iwe uchaita 50 muzana yekubhadhara kwako 26 nguva zvakasiyana nezvinodiwa 12 zvikwereti pagore. Chaizvoizvo, iwe uchange uri kubhadhara chikwereti chimwe chepamwe zvachose gore.
Chimwe chikomborero chekubhadharwa kwacho ndeyekuti iwe uchabhadhara chikwereti chiduku pamusoro penzira yechikwereti. Kubhadhara masvondo maviri ose zvinoreva kuti bhaari yako inoramba ichiderera, kuderedza chikamu chechido chakakonzerwa nekusara kwako nekubhadhara kamwe pamwedzi.
3. Bhadhara paZvitsa Zenyu Zvekare
Kufanana nekubhadhara bhachi yekubhadharira kuri kubhadhara mari yakawanda pamutokari wemari yako pane imwe nguva yebhadharo. Zvinokwanisika kuti iwe hauna kumbofunga nezvazvo zvisati zvaitika asi kana iwe uchibhadharwa vhiki nevhiki iwe kazhinji unowana mahora mana pamwedzi. Mwedzi mina gore roga roga iwe uchawana zvikwereti zvishanu.
Kana iwe uchibhadharwa bhachi, iwe kazhinji unounza kumba mbiri mbiri pamwedzi. Mwedzi miviri pagore iwe uchabhadharwa katatu mumwedzi. Izvi zvikwereti zvekare zvinonakidza kuti zvirove pane zvinhu zvisingabatsiri, asi zvakakwana kubhadhara chikwereti chako chemari chikwereti. Yeuka kuti iwe unowedzera sei kune chikwereti chako, iwe unokurumidza kubhadhara.
4. Maripa yeCharban Chekwereti
Iyi nzira inoshanda kune chikwereti chose, motokari yemari yekubhadhara inosanganisira.
Tora chikwereti chako chakanyanya kudarika, kunyora kuti uise mari ipi zvayo inogona kuibhadhara. Zvadaro tora mari yauri kuripa kune chikwereti icho uye uiise kune chikwereti chako chinotevera. Kana imwechete iyo yakabhadharwa, shandisa mari yakazara iwe waibhadhara kune chikwereti chako chinotevera kusvikira chikwereti chako chapera.
Snowball chikwereti chikwereti chinoshanda zvakanaka. Vamwe vanhu vanoda kutanga nemutengo wepamusoro wechikwereti kutanga pane nguva shoma yekubhadhara chikwereti. Chero nzira, ichashanda kubhadhara chikwereti chako. Dambudziko iwe haugone kuwedzera chikwereti chikuru panguva imwe chete kana iwe uchida kubva kunze kwechikwereti. Chikwereti chinogona kuva chiremba. Kugutsikana kwekukurumidza kunonzwa kwakanaka. Chikwereti chinorema uye chinopera hachikwiri. Rega kuwana chikwereti kuitira kuti uibhadhara.
5. Kubhadhara Mutero, Mabhonasi uye Kubhadhara
Iwe zvichida uri kuwana pfungwa ikozvino, tora mari yakawedzerwa uye uiise kuchikwereti chako chemotokari.
Kuuya mune imwe mari inzira yakanaka yekuderedza mari yako yemari yemari. Bvisa chikwereti chako ipapo iwe uchakwanisa kunyatsofarira mari yako.
Kubhadhara kukwira inzira yakanaka yekubhadhara chikwereti. Kazhinji nguva yekubhadhara mari haisi iyo huru yemari. Zvimwe zvishoma mwedzi mumwe nomumwe zvinogona kurasikirwa nyore nyore uye iwe hauzivi kuti unoenda kupi. Kuwedzera kune iyo yemari yemari yako yebhadharo kuchaita kuti kuverenga mari kune chimwe chinhu. Iwe uchaziva kuti uri kupedzerwa nekubudirira uye iwe haungatombofi wakarashika.
6. Chiedza cheMwedzi
Kunyora basa rakawedzerwa inzira yakanaka yekubhadhara chikwereti. Kunyanya, iwe uchave wakabatikana zvikuru kuti urege kushandisa chero mari. Sarudza chimwe chinhu chaunoda. Basa rekuedza mwedzi rinofanira kuva chinhu chinoita kuti ufare. Imbwa dzinofamba, bartending, kunyora, chero basa raunosarudza kuitevera, iva nechokwadi chokuti rinoshanduka.
7. Tengesa Zvinhu Zviri Kutevera
Izvo zvakadai sekuve negaraji rekutengesa chete pamwero mukuru. Kutengesa zvinhu paIndaneti zviri nyore kupfuura kare. Iwe unogona kutengesa chero chezvinhu zvako paIndaneti, mitambo yebhodhi, mabhuku, nguo, magetsi uye nezvimwe zvakawanda. Vamwe vanhu vanotozviita nokuda kwehupenyu.
Rudo kuongorora garaji rekutengesa? Edza kuunganidza zvimwe zvakanaka zvinowanikwa munzvimbo yegaraji rekutengesa uye kuvengesa ivo paIndaneti. Zvinotora kakombiyuta savvy kuti vatange kutengesa paIndaneti asi nechekutsvaga kwekutsvakurudza, iwe uchakwanisa kutengesa yako yokutanga pasina nguva zvachose. Yeuka iwe haufaniri kuita zviuru zvemadhora, zvakakwana kuti ubatsire kubhadhara chikwereti chako chemari chikwereti. Kunyangwe ne $ 25 kusvika ku $ 50 pamwedzi kunogona kutora mwedzi miviri kubva kune iwe chikwereti chemari.
8. Kupikisa Kudonhora
The fearreading couponing. Iwe haufaniri kunditaurira kuti kutsamwisana kunoshuva kunogona sei, asi chokwadi chechinhu ndechokuti vanoshanda. Zvokudya zvekudya zvakawedzera mumakore achangopfuura uye kudya mhuri yako inodhura zvakanyanya. Nzira dzakanakisisa dzokuderedza mari yekudyira dzinosanganisira kushandisa zvigoni, kutenga zvinyorwa, uye kuderedza dhayi.
- Ingoshandisa mapikoni pane zvinhu zvaungada kutenga.
- Tarisa kuti uone kana gogoro yako yako ine purogiramu yega yega uye iva nechokwadi chokuti uishandise nguva dzose
- Chengetedza ruzivo rwekugadzirisa kwako, iwe uchave wakanyanya kuisa pairi kana iwe ukaona kuti mari yako yakachengetedzwa pamagumo emwedzi. Iva nechokwadi chokuti unoshandisa kuponesa kubhadhara chikwereti chako.
9. Cheka TV Cord
Iwe uchiri kubhadhara kadhi kana terevhizheni terevhizheni here? Ndinoziva kuti kuchinja kunogona kuoma, asi kuwana mari yakawanda mubhengi renyu rebhangi mwedzi woga woga kunogona kuderedza marwadzo. Utachiona hweTV paIndaneti seHulu neNetflix dzakakura iye zvino uye dzinopa zvisarudzo zvakawanda. Makero nematarenda zvinyorwa zvinogona kusvika $ 200 pamwedzi muzviitiko zvakawanda zvichiita kuti zvive zvakakosha zvikuru.
- Hulu inotanga pa $ 7.99 pamwedzi
- Netflix's Basic Plan iri $ 7.99 pamwedzi
Usafungi kuti mabasa maviri aya achava akakwana kukufadza iwe nevana? Usakanganwa nezve Youtube uye maitiro akaita seAppTV , Amazon Stick, uye Chromecast yose iyo inokubvumira kutarisa mapurogiramu akasiyana-siyana pane terevhizheni, tablet kana smartphone. Zvizhinji zvezvibvumirano zvinopa mharidzo dzisingabhadharwi uye unogona kutora a-la-gomo rabhadhara mapurogiramu akaita seHBO Go uye WWE.
Kana pfungwa yekuderedza terevhizheni inenge ichiita sokunyengedzera kwauri, edza kuderedza purogiramu yako kune nzvimbo dzomunharaunda chete uye kuwedzera pamwe nemamwe mabasa. Iwe unogona kuchengetedza $ 50 pamwe chete mwedzi uye iwe unokwanisa kuedza kunze kwemwedzi mishomanana.
Verengai mari yako pamwedzi, uye shandisa mari yekukwereta yemotokari kuti ikubatsire kuziva kuti iwe uri kukurumidza sei kubhadhara chikwereti chako chemotokari. Ita kuzvipira iwe pachako kuti uite shanduko kusvikira mvumo yako yemotokari inobhadharwa zvakakwana.
10. Tenga Chikamu Chine Car Lower Insurance
Zvichida uri kutogamuchira iyo yakaderera yemotokari yemari inowanikwa kwauri, zvakadaro, kune mukana wakanaka kwazvo unogona kuwana nzira yekuderedza muzinga wako. Kana iwe usina kutengesa kumotokari yemotokari yemadhora mumadhora maviri apfuura, inguva yekudzokorora hurongwa hwako pamwe chete nedzimwe mamwe mapeji.
- Taura nemumiririri wako weinishuwarensi nezvemazano akasiyana anowanikwa kuderedza motokari yemotokari yako mari. Dzokorora zvese zvikwereti uye uongorore kubvira kwekutengesa kuderedza uye kana kuvhara.
- Tsvaga zvinyorwa kubva kune vamwe vatatu vatengesi. Edza nepaunogona napo kuti uone kufanana nekugoverwa kuitira kuti uone kubhadharwa kwemagetsi. Zano: Chengetedza nguva nekuwana zvinyorwa kubva kumunhu akazvimiririra .
Kubhadhara chikwereti nokukurumidza kunotora zvakawanda zvekuda. Kufanana nekurasika, zvinotora nguva. Kubatana kunotungamirira mberi. Kubhadhara mwedzi yemari yemari yako kana kunyange makore ekutanga zvakanaka kune ramangwana rako remari. Hapana chakafanana neusununguko rwekubhadhara chikwereti.
Tora mwedzi kupemberera mhindu yako, asi wozodzoka panzira yekubhadhara zvimwe zvikwereti kana iwe unogona kugara uchinge uchinge watenga kutenga yemotokari yako inotevera.