Kuzvimirira Kwekuchengetedzwa uye MCCA
Nyaya yezvokurapa uye yemotokari yunivhisi yehupfumi yeUkuvara Kwekuzvidzivirira Kwevamwe dzimwe nguva hazvina kukwana kubhadhara mari yekurapa.
Kugoverwa kwezvokurapa zvisingaverengeki kunoendeswa kuMichigan motokari dzemotokari pasi peMDCCA mubhadharo. Michigan mumamiriro ezvinhu chete ekutsvaga kuvhara kwechiremba kusingagumi kwevatyairi vese vanovimbiswa.
3 Types of Collision Coverage
Michigan ndiyo inonyanya kukosha kwete mamiriro ezvinhu munyika. Izwi risina mhosva haisi kungoenderana chete nehutano asiwo kurwisana. Kukuvara kwepanyama kwakafukidzwa nekuputika kwekugadziriswa kwakanyorwa pane wako inshuwarisi pasinei nokuti ndiani ari kukanganisa. Pasinei nokuti iwe uri-kukanganisa kana kuti kwete uchaona kuti chii chawakabhadhara iwe unobhadhara. Icho chinogonawo kuchinja kana iwe uine chinyorwa kana kwete zvichienderana nerudzi rwekupesana kwawakasarudza.
- Kurwisana kwakanyanya ndiyo inonyanya kukosha uye inodhura yakawanda iwe unogona kutenga. Kana iwe uri munjodzi uye usina mhosva, iwe haungabhadhara deductible kuti wagadzire motokari yako. Kurwisana kukuru kunogona kuuya zvakanyanya kunyanya kana motokari yako yakamira yakasungwa uye iwe hauzive kuti ndiani akakonzera kukanganisa. Kupopotedzana kwakakura kwaizopinza mukati uye iwe unogona kuwana motokari yako kugadziriswa pasina kubhadhara yako yakabviswa.
Kana iwe uri -akakanganisa pangozi , iwe unenge uchida kubhadhara iyo yakagadziriswa yakarongwa pakurwisana kwako.
- Dare (Regular) Kurwisana kunouya zvishomanana asi zvinoda kuti iwe ubhadhara kurwisana kwako kunobviswa pasinei nokuti ndiani ari kukanganisa. Kana mumwe munhu achishandisa chiratidzo chekumira uye akarova motokari yako, iwe unofanirwa kuribhadhara yako deductible. Zvinokwanisika kukwira kusvika ku $ 500 kubva kumusha wekutengesa kushandiswa kweinishuwarenzi nemushumo wokutsvaira. Inishuwarenzi yako inobata zvose zvekugadzirisa.
- Kusagadzikana Kusanganiswa ndiyo nzira inosvibiswa yekupesana. Nokusagadzikana kusagadzikana, iwe uchangofukidzwa chete kana njodzi isiri yako mhosho. Hapana deductible inoshandiswa kana iwe ukawanikwa usina kukanganisa uye motokari yako ichagadziriswa. Kana iwe uri-kukanganisa, iwe hauzovi nehupfumi hupi hupi hupi hupi hwehushuwarisi yako.
Dzimba Dzimba Dzakashata
Kusvika ku $ 1000 inopiwa neinishuwarenzi yako kana iwe uchikuvadza motokari yemumwe munhu. Kukanganisa kwemahombekombe yeminda kunobhadharwa kune mumwe munhu kana vachikwereti kudhakwa kana kusina kuparadzaniswa. Inishuwarenzi yako haisi kuzova nemhosva kune chero chinhu chakakwirira kupfuura $ 1000. Chimwe chikamu chakashata kuparadza chirevo chinowanzonzi mini-tort claim.
Property Protection Insurance
Munyika yeMichigan, inshuwarisi yekuchengetedza pfuma inopa mamiriyoni maviri muhuwandu hwekuparara kwepfuma . Iko kugoverwa kunongopiwa chete kana njodzi inowanikwa kuMichigan, zvisinei kuti pfuma yako yekukuvadzwa kwekuita basa ichashandiswa.