Chii chinonzi Collision Coverage?

Kugoverana kwepamberi pamotokari yako yvesishuwarenzi ichagadzirisa mhirizhonga kumotokari yako apo chimwe chinhu chinopesana nemotokari yako. Munyika dzakawanda, iyo inoshandiswa inoshanda chete kana iwe uri -kukanganisa mune imwe njodzi kana kuti hauzive kuti ndiani akakonzera kukanganisa kwakagadzirwa nemumwe motokari. Kugoverana kwekugadzirisa kunovhara motokari yako chete, kwete chero mumwe munhu.

Ndezvipi Zvinogadzirisa Sokugadzikana?

Kugadzirisa kana Kurasikirwa Kwese

Tichifunga kuti iwe unoparadzaniswa, kambani ye inshuwarisi ine zvingasarudzwa zviviri zvekuita iwe zvakare. Motokari yako inogona kugadziriswa kana kuti mari chaiyo yemari yako ichabhadhara kunze kwekurasikirwa kwese .

Zvaunotarisira nekugadzirisa:

Chii chaunotarisira ne kurasikirwa zvachose :

Collision Deductible

Kugoverana kuputika kazhinji kunouya ne deductible. Iwe uchava nemhosva yekubhadhara dhora rakadhindwa pakurwisana kwako kubviswa. Iyo deductible inogadziriswa panguva yaunowedzera motokari yako kumotokari yemutambisi wako.

Kuzviisa pasi

Dzimwe nguva chikanganiso hachina kutemwa uye chakaoma pakurwisana. Zvinokwanisika kuti vose vari vaviri vabatanidze kuti vakanga vasina mhosva. Mune mamiriro ezvinhu aya, iwe unogona kutora kudai pasi pekugadzirisa kuputika uye uve neinishuwarenzi yako ikashanda pamusana pekugadzirisa iwe.

Kuzviisa pasi kunoreva iwe kuedza uye kubhadharwa kwekutsvaga mushure mokunge mhosva yakatemwa. Iko inokubvumira kuti gwara rako rigadziriswe nokukurumidza nguva uye kubhadharwa pane imwe nguva gare gare. Kubhadharwa kunogona kushambidza nzvimbo yako yekupa mhosva .

Inishuwarenzi yako yekambani inotarisirwa kuti inobatsire kuisa pasi pamhosva yako, zvisinei, haitariswi nemutemo.

Kurwisana kunogona kuitika kuna ani zvake. Somutyairi, iwe uri kutora mungozi yekukwanisa kupikisana. Maderevhiji eMichigan ane mhando yakasiyana yemitemo yekupesana kutevera maererano naMichigan pasina-mhosva inshuwarisi . Zvisinei pasinei nokuti iwe unogara kupi, kana iwe uri mukukanganiswa kwekukanganisa, iwe unoda kuparadzanisa kuparadzaniswa kusarudzwa pamotokari yemutambisi wemotokari yako kuitira kuti motokari yako igadziridzwe kana yakabviswa.